KEY TECHNICS
ActiveKEY TECHNICS has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €155k and a net result of €12k. Equity is growing by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 13908 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▼-14
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 26.84 against 18.08 in 2024), and 3.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.4%
Return on assets
7.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 d early
2024
52 d early
2023
45 d early
2022
49 d early
2021
59 d early
2020
37 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€155k▲ 8.3%
2024 · €143k
2018: €72k
2019: €149k
2020: €111k
2021: €115k
2022: €124k
2023: €128k
2024: €143k
2018 → 2025
Total assets
€160k▲ 6.7%
2024 · €150k
2018: €148k
2019: €220k
2020: €131k
2021: €125k
2022: €134k
2023: €135k
2024: €150k
2018 → 2025
Net result
€12k▼ 19.8%
2024 · €15k
2018: €12k
2019: €78k
2020: €13k
2021: €4k
2022: €9k
2023: €4k
2024: €15k
2018 → 2025
Working capital
€147k▲ 14.8%
2024 · €128k
2018: €54k
2019: €110k
2020: €68k
2021: €78k
2022: €96k
2023: €106k
2024: €128k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€115k-€124k▲ 8.2%€128k▲ 3.1%€143k▲ 11.6%€155k▲ 8.3%
Operating result€6k-€14k▲ 129%€6k▼ 58.6%€21k▲ 267%€16k▼ 23.4%
Net result€4k-€9k▲ 134%€4k▼ 59.1%€15k▲ 284%€12k▼ 19.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 23% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €160k
Fixed assets
€7k▼ 50.0%
Current assets
€153k▲ 12.7%
Equity and liabilities €160k
Equity
€155k▲ 8.3%
Debt
€6k▼ 24.1%
The debt ratio falls from 5.0% to 3.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€23k▼
2024 · €28k
Cash flow
€19k▼
2024 · €22k
Solvency
96.4%▲
2024 · 95.0%
Current ratio
26.84▲
2024 · 18.08
Quick ratio
26.84▲
2024 · 18.08
Debt / equity
0.04▼
2024 · 0.05
ROE
7.7%▼
2024 · 10.4%
ROA
7.4%▼
2024 · 9.9%
Interest coverage
268.95▼
2024 · 375.30
Debt
€6k▼
2024 · €8k
Debt ≤ 1 year
€6k▼
2024 · €8k
Income taxes
€6k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€150k€160k▲
Fixed assets21/28€14k€7k▼
Tangible fixed assets22/27€14k€7k▼
Land and buildings22€14k€7k▼
Current assets29/58€136k€153k▲
Cash at bank and in hand54/58€136k€153k▲
Equity and liabilities
Total equity and liabilities10/49€150k€160k▲
Equity10/15€143k€155k▲
Contributions10/11€6k€6k=
Reserves13€137k€148k▲
Distributable reserves133€137k€148k▲
Amounts payable17/49€8k€6k▼
Amounts payable within one year42/48€8k€6k▼
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Other amounts payable47/48€4k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k=
Other operating charges640/8€597€10k▲
Gross operating margin9900€29k€33k▲
Operating profit (loss)9901€21k€16k▼
Financial income75/76B€938€1k▲
Recurring financial income75€938€1k▲
Financial charges65/66B€75€87▲
Recurring financial charges65€75€87▲
Profit (loss) for the period before taxes9903€22k€17k▼
Income taxes67/77€7k€6k▼
Profit (loss) for the period9904€15k€12k▼
Profit (loss) for the period to be appropriated9905€15k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€12k▼
Transfer to equity691/2€15k€12k▼
To other reserves6921€15k€12k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €155k ▲8.3%
8 profitable years in a row build equity to €155k.
09-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €4k ▼59.1%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €78k ▲553%
Operating result €101k, net result €78k, both a record.
31-12
Financial
Equity above €100kEq €149k ▲108%
2 profitable years in a row build equity to €149k.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hennenneststraat(MEL) 179120 Beveren-Kruibeke-ZwijndrechtGround area
2,684 m²
Building footprint
137 m²
Volume, LiDAR
755 m³
Parcel 46016C0469/00P000, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KEY TECHNICS
since 20042.144.293.183
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46016C0469/00P000 | Flanders | 2,684 m² | 1 · 137 m² | 11.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ZWIJNAARDE
BE 0458.689.541
Aalst · Eq €155k
EUROSTAR CONSTRUCT
BE 0540.768.268
Antwerpen · Eq €155k
GROEP MAEBE
BE 0697.603.016
Evergem · Eq €155k
MANALEX
BE 0635.850.737
Geel · Eq €155k
BBA-BORGHS BOUW & ADVIES
BE 0538.712.264
Herentals · Eq €155k
Of 9,633 companies in sector 68121 we hold annual accounts for 7,328. 5,293 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-07-2004
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
70111
70210Activities of head offices; management consultancy activities
71121Engineering and related technical consultancy, excluding land surveyors
73300Public relations and communication consultancy
74141
74203
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.