Financials
- Fiscal year
- 2025
- Total assets
- €366,893
- Profit
- €162,779
- Solvency
- 47.1%
Total assets▼ 7.4%
Net result
20202025
KEY CONSTRUCT
ActiveSummary
KEY CONSTRUCT has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €172,779 and a net result of €162,779. Equity is growing by ~56.1% per year across the filed fiscal years. Its solvency ranks better than 63% of 15312 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Real estate agency activities
NACE 68310NACE 68311
1 site
Size
€366,893total assets 2025
- Equity
- €172,779
- Profit
- €162,779
Turnover not published (abridged schema)
Structure
- Holdings
- 1
Accounts 94 d early0 of 1 deed read
Why 98+ Liquidity: current ratio 1.89, cash €108,477+ Sector Real estate activities (NACE 68)+ Equity €172,779 (47.1% of total assets)+ Size: total assets €366,893Show the evidence
Checked score
Score 2025
98
/ 100
Excellent
Probability in this band: under 0.55%
Better than 84% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
72+23
equity 47.1% of total assets
Liquidity
82+5
short-term debt 17.8% · cash 29.6%
Profitability
100+5
return on assets 44.4%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 20 months
03-2025: < 0.1%lowest value
04-2025: < 0.1%● 0.0% vs 03-2025lowest value
05-2025: < 0.1%▲ +5.9% vs 04-2025
06-2025: < 0.1%● 0.0% vs 05-2025
07-2025: < 0.1%▲ +11.1% vs 06-2025
08-2025: 0.1%▲ +80.0% vs 07-2025
09-2025: 0.1%▲ +26.4% vs 08-2025
10-2025: 0.1%▲ +4.4% vs 09-2025
11-2025: 0.1%● 0.0% vs 10-2025
12-2025: 0.1%▼ -5.3% vs 11-2025
01-2026: 0.1%▼ -2.2% vs 12-2025
02-2026: 0.1%● 0.0% vs 01-2026
03-2026: 0.1%● 0.0% vs 02-2026
04-2026: 0.1%▲ +14.8% vs 03-2026highest value
05-2026: < 0.1%▼ -52.5% vs 04-2026
06-2026: < 0.1%● 0.0% vs 05-2026
07-2026: < 0.1%▲ +2.1% vs 06-2026
08-2026: < 0.1%● 0.0% vs 07-2026
09-2026: < 0.1%● 0.0% vs 08-2026
10-2026: < 0.1%● 0.0% vs 09-2026
- Liquidity: current ratio 1.89, cash €108,477 lowers the probability
- Sector Real estate activities (NACE 68) lowers the probability
- Equity €172,779 (47.1% of total assets) lowers the probability
- Size: total assets €366,893 lowers the probability for this profile
Credit up to €16,000 at 30 days acceptable
Liquidity ample (current ratio 1.89 against 2.0 in 2024; short-term debt: 17.8% and cash: 29.6% of total assets), but 52.9% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 62%, liquidity 87%, profitability 95%, growth against the median 90%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-04-2026, 94 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
94 d early
2024
21 d late
2023
103 d early
2022
143 d early
2021
18 d late
2020
32 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 56 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 April (4 of the last 5 filed years within 112 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Highest result since 2020net €162,779 ▲95.5%
- Equity above €150,000Eq €172,779 ▲85.3%
Key points
By topic
Network & group
- Holdings
- 1
1 holding
Timeline
- Events
- 10
- Since
- 2021
- Next accounts
- by 31-07-2027
- 28-04-2026Annual accounts filed
- 31-12-2025Highest result since 2020
- 31-12-2025Equity above €150,000
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Real estate agency activitiesNACE 68310
- Founded
- 14-08-2019
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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