KEVIN WARNIER CONSTRUCTION

Active

Private limited companyfounded 20233 yrs activeRue de la Résistance(CHE) 16/B, 4602 Visé, BelgiumKBO/BCE: BE 0797.206.079

Summary

KEVIN WARNIER CONSTRUCTION has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36,338 and a net result of €21,209. Its solvency ranks better than 87% of 33926 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch Report Compare

KEVIN WARNIER CONSTRUCTIONActiveChecked score 91/100

Risk analysis Report Compare

Activity

Bricklaying and masonry work

NACE 43910NACE 43994

1 site

Size

€43,986total assets 2025

Equity: €36,338
Profit: €21,209

Turnover not published (abridged schema)

Financial health

91 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.3%

Structure

Accounts 3 d early0 of 1 deed read

Why 91- Size: total assets €43,986- Founded in 2023+ Liquidity: current ratio 5.24, cash €23,034+ Equity €36,338 (82.6% of total assets)Show the evidence

Checked score

Score 2025

91 / 100

Excellent

Probability in this band: under 0.55%

Better than 92% of its sector peers (NACE 43, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 100+21

equity 82.6% of total assets

Liquidity 95+21

short-term debt 17.4% · cash 52.4%

Profitability 100=

return on assets 48.2%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,514 companies)

Last 24 months 11-2024: 0.7% 12-2024: 0.7%● 0.0% vs 11-2024 01-2025: 0.7%▲ +5.4% vs 12-2024 02-2025: 0.8%▲ +1.4% vs 01-2025 03-2025: 0.8%● 0.0% vs 02-2025 04-2025: 0.8%● 0.0% vs 03-2025 05-2025: 0.8%● 0.0% vs 04-2025 06-2025: 0.8%● 0.0% vs 05-2025 07-2025: 0.7%▼ -1.1% vs 06-2025 08-2025: 0.7%▼ -1.6% vs 07-2025 09-2025: 0.7%▲ +1.1% vs 08-2025 10-2025: 0.8%▲ +6.1% vs 09-2025 11-2025: 0.8%▲ +6.4% vs 10-2025 12-2025: 0.8%▼ -0.4% vs 11-2025 01-2026: 0.9%▲ +6.9% vs 12-2025highest value 02-2026: 0.4%▼ -59.8% vs 01-2026 03-2026: 0.4%● 0.0% vs 02-2026 04-2026: 0.4%▲ +1.1% vs 03-2026 05-2026: 0.4%● 0.0% vs 04-2026 06-2026: 0.4%● 0.0% vs 05-2026 07-2026: 0.4%▼ -0.3% vs 06-2026 08-2026: 0.4%▲ +1.7% vs 07-2026 09-2026: 0.2%▼ -33.3% vs 08-2026lowest value 10-2026: 0.3%▲ +19.3% vs 09-2026

Liquidity: current ratio 5.24, cash €23,034 lowers the probability
Size: total assets €43,986 raises the probability for this profile
Founded in 2023 raises the probability for this profile
Equity €36,338 (82.6% of total assets) lowers the probability

Credit up to €3,000 at 30 days acceptable

Liquidity ample (current ratio 5.24 against 2.07 in 2024; short-term debt: 17.4% and cash: 52.4% of total assets), and 17.4% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 90%, liquidity 92%, profitability 93%, growth against the median 94%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Liquidity: current ratio 5.24, cash €23,034

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Size: total assets €43,986

In the bankruptcy model this factor raises the probability for this profile.

NBB · annual accounts

Founded in 2023

In the bankruptcy model this factor raises the probability for this profile.

KBO

Equity €36,338 (82.6% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

3 d early

2024

178 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 91 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close05-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

28-01-26 Annual accounts filedfiscal year 2025 · micro…
30-06-25 Liquidity triplescurrent ratio 5.24
06-08-24 Annual accounts filedfiscal year 2024 · micro…

Key points

Positive: Among the best 13% on solvencysector median 47.1% · 33,926 companies 82.6% View
Total assets 20252 fiscal years filed €43,986 View
Active since 2023founded 16-01-2023 3 years View