KEV CONSTRUCT

Active

Coöperatieve vennootschap met beperkte aansprakelijkheidfounded 20188 yrs activeKBO/BCE: BE 0695.522.167

Summary

The computed 12-month bankruptcy probability of KEV CONSTRUCT is 8.0% (elevated). The 2024 annual accounts show equity of €109,081 and a net result of €21,921. Equity is growing by ~16% per year across the filed fiscal years. Its solvency ranks better than 76% of 36399 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Risk analysisWatch Report Compare

KEV CONSTRUCTActiveChecked score 34/100

Risk analysis Report Compare

Activity

Other specialised construction activities

NACE 43990NACE 43999

1 site

Size

€155,229total assets 2024

Equity: €109,081
Profit: €21,921

Turnover not published (abridged schema)

Financial health

34 Weak Checked score 2024

Bankruptcy chance 12 m: 8.0%

Structure

Accounts 66 d overdue0 of 2 deeds read

Why 34- Figures for FY 2024 (filed 13-08-2025)- Ex-officio strike-off in the KBO- 1 financial year not filed after the legal deadline; latest accounts 5 days late; 1 of the last 3 late- Size: total assets €155,229Show the evidence

Checked score

Score 2024

34 / 100

Weak

Probability in this band: 4.2% to 15.0%

Better than 42% of its sector peers (NACE 43, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2023

Strong

Solvency 95-5

equity 70.3% of total assets

Liquidity 42-11

short-term debt 29.7% · cash 3.8%

Profitability 73-22

return on assets 14.1%

Bankruptcy probability, 12 months

8.0% Elevated

0%0.5%1.5%4%10%≥ 25%

About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,514 companies)

Last 24 months 11-2024: 2.5% 12-2024: 2.5%● 0.0% vs 11-2024 01-2025: 2.5%▼ -1.2% vs 12-2024 02-2025: 2.6%▲ +2.6% vs 01-2025 03-2025: 2.6%▼ -0.5% vs 02-2025 04-2025: 2.6%▲ +2.0% vs 03-2025 05-2025: 2.6%▲ +1.0% vs 04-2025 06-2025: 2.6%▼ -0.8% vs 05-2025 07-2025: 2.7%▲ +4.1% vs 06-2025 08-2025: 3.3%▲ +20.6% vs 07-2025 09-2025: 2.5%▼ -24.3% vs 08-2025 10-2025: 2.5%● 0.0% vs 09-2025 11-2025: 2.5%● 0.0% vs 10-2025 12-2025: 2.3%▼ -7.7% vs 11-2025 01-2026: 2.3%▼ -1.3% vs 12-2025 02-2026: 2.2%▼ -4.2% vs 01-2026 03-2026: 2.2%▼ -0.5% vs 02-2026 04-2026: 2.2%▲ +2.1% vs 03-2026 05-2026: 2.1%▼ -3.5% vs 04-2026lowest value 06-2026: 3.4%▲ +61.5% vs 05-2026 07-2026: 3.5%▲ +1.7% vs 06-2026 08-2026: 4.4%▲ +25.5% vs 07-2026 09-2026: 5.1%▲ +15.3% vs 08-2026 10-2026: 8.0%▲ +57.8% vs 09-2026highest value

Figures for FY 2024 (filed 13-08-2025) raises the probability
Ex-officio strike-off in the KBO raises the probability
1 financial year not filed after the legal deadline; latest accounts 5 days late; 1 of the last 3 late raises the probability
Size: total assets €155,229 raises the probability for this profile

Credit up to €3,500 at 30 days only on tighter terms

Liquidity ample (current ratio 3.36 against 10.31 in 2023; short-term debt: 29.7% and cash: 3.8% of total assets), and 29.7% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 76%, liquidity 32%, profitability 44%, growth against the median 14%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Figures for FY 2024 (filed 13-08-2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Ex-officio strike-off in the KBO

In the bankruptcy model this factor raises the probability.

KBO publications

1 financial year not filed after the legal deadline; latest accounts 5 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Size: total assets €155,229

In the bankruptcy model this factor raises the probability for this profile.

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-08-2025, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 6 filings

Deviation from the deadline

2025

not confirmed

2024

5 d late

2023

78 d late

2022

5 d late

2021

44 d early

2020

104 d late

2019

14 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 27 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Administrative warnings in the KBO publications

1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.

KBO publications

Publications

Address struck