KETRACO
ActiveKETRACO has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €119k and a net result of €98k. Its solvency ranks better than 70% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency99▲+8
Growth78
Track record82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days only on tighter terms
Liquidity ample (current ratio 3.89 against 2.73 in 2024; short-term debt: 25.4% and cash: 80.6% of total assets), and 25.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.4%
Return on assets
61.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
26 d late
2024
66 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€119k▲ 457%
2024 · €21k
2024: €21k
2024 → 2025
Total assets
€159k▲ 393%
2024 · €32k
2024: €32k
2024 → 2025
Net result
€98k▲ 419%
2024 · €19k
2024: €19k
2024 → 2025
Working capital
€117k▲ 514%
2024 · €19k
2024: €19k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€21k-€119k▲ 457%
Operating result€24k-€125k▲ 425%
Net result€19k-€98k▲ 419%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 425% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €159k
Fixed assets
€2k▼ 20.1%
Current assets
€157k▲ 424%
Equity and liabilities €159k
Equity
€119k▲ 457%
Debt
€41k▲ 271%
The debt ratio falls from 34.0% to 25.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€126k▲
2024 · €24k
Cash flow
€99k▲
2024 · €19k
Solvency
74.4%▲
2024 · 66.0%
Current ratio
3.89▲
2024 · 2.73
Quick ratio
3.89▲
2024 · 2.73
Debt / equity
0.34▼
2024 · 0.52
ROE
82.8%▼
2024 · 88.7%
ROA
61.6%▲
2024 · 58.5%
Interest coverage
1743.45▲
2024 · 332.62
Debt
€41k▲
2024 · €11k
Debt ≤ 1 year
€40k▲
2024 · €11k
Income taxes
€27k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€32k€159k▲
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€2k€2k▼
Plant, machinery and equipment23€2k€2k▼
Current assets29/58€30k€157k▲
Amounts receivable within one year40/41€16k€29k▲
Trade receivables40€15k€28k▲
Other amounts receivable41€849€1k▲
Cash at bank and in hand54/58€14k€128k▲
Deferred charges and accrued income490/1€304€487▲
Equity and liabilities
Total equity and liabilities10/49€32k€159k▲
Equity10/15€21k€119k▲
Contributions10/11€2k€2k=
Reserves13€19k€116k▲
Distributable reserves133€19k€116k▲
Amounts payable17/49€11k€41k▲
Amounts payable within one year42/48€11k€40k▲
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€9k€34k▲
Taxes450/3€9k€31k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€1k€5k▲
Accrued charges and deferred income492/3-€240
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15€449▲
Other operating charges640/8-€128
Gross operating margin9900€24k€126k▲
Operating profit (loss)9901€24k€125k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€72€72▲
Recurring financial charges65€72€72▲
Profit (loss) for the period before taxes9903€24k€125k▲
Income taxes67/77€5k€27k▲
Profit (loss) for the period9904€19k€98k▲
Profit (loss) for the period to be appropriated9905€19k€98k▲
Appropriation of the result
Profit (loss) to be appropriated9906€19k€98k▲
Transfer to equity691/2€19k€97k▲
To other reserves6921€19k€97k▲
Profit to be distributed694/7-€859
Return on contributions (dividend)694-€859
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Equity above €100kEq €119k ▲457%
2 profitable years in a row build equity to €119k.
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Maalse Steenweg 3358310 BruggeGround area
1,300 m²
Building footprint
132 m²
Volume, LiDAR
1,189 m³
Parcel 31433D0273/00D004, Flanders · tallest building 18.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
KETRACO
since 20242.362.541.205
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31433D0273/00D004 | Flanders | 1,300 m² | 1 · 132 m² | 18.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AR ProFac-Solutions
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BE 0801.627.893
Antwerpen · Eq €118k
TORO NATION
BE 0730.854.616
Schaarbeek · Eq €119k
INUIT
BE 0455.467.656
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NELCEL
BE 0772.688.835
Schoten · Eq €118k
Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 40,840 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-07-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82190Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.