Less equity than 86% of companies in financial services. Sector median €580,572 · 6,709 companies.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Registered in the Peppol Directory
Reachable for e-invoices through 0208:1014528245
Permanent representative: Kevin Monsieur
General meeting of 14-11-2024 · Gazette deed
Incorporation
Founding capital of €3,000, 100 shares · Founders: MONSIEUR Kevin Philippe and VERGEYLEN Tina · Appointments: MONSIEUR Kevin Philippe (director) and VERGEYLEN Tina (director) · published on 04-10-2024 · Gazette deed
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as KETILON: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €60,500 and €82,900, founded between 2024 and 2025.
KETILON is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €49,554 and a net result of €46,554.
Its solvency ranks better than 65% of 6,708 sector peers (NACE 64, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
abbreviated format, filed on 08-06-2026, 53 days before the deadline
Abbreviated and micro format
Small companies may file abbreviated or micro-format accounts. They often leave out revenue and other detail. The law allows it, so it is not missing data.
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Balance sheet
balance sheet total €74,040 on 31-12-2025
What the company ownsHow it is paid for
Position in the sector
Sector peers
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
A company files its annual accounts with the National Bank no later than seven months after its financial year ends. Repeated late filing is a warning sign.
per financial year, computed from the annual accounts
Line
Trend
2025
3,994
66.9%
93.9%
62.9%
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired
Investment
Investment is what the company bought in the financial year in buildings, machinery, software and other fixed assets. Above depreciation, it is building up. Years below it, it is living off what it has.
Item
2025
Tangible fixed assets
€3,994
€297
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on KETILON
Debt's share of the balance-sheet total is 33.1%.
Board & ownership
Board
Directors
Many board changes in a short time are a reason to keep a close eye on the company.
Each bar is one period in a role, from appointment to resignation or to today. An open left edge means the mandate began before its first mention. An open right edge means the mandate ended without a stated end date.
IncorporationFounding capital of €3,000, 100 shares · Founders: MONSIEUR Kevin Philippe and VERGEYLEN Tina · Appointments: MONSIEUR Kevin Philippe (director) and VERGEYLEN Tina (director) · published on 04-10-20247 points ▸
Each sentence rests on a document from the KBO register, the Belgian Official Gazette or the National Bank. The number after the sentence opens that document.
On 2 October 2024, KETILON was incorporated as a private limited company by two natural persons, with a starting capital of €3,000.12Of the 2 current board members, 2 have served since 2024.3The company has filed annual accounts once, for financial year 2025.3
PurposeThe purpose describes the activities the company may carry out under its articles.
“De aan- en verkoop van onroerende goederen, de oprichting en de realisatie van alle onroerende gebouwen of onroerende complexen, evenals het…”
8 activities
De aan- en verkoop van onroerende goederen, de oprichting en de realisatie van alle onroerende gebouwen of onroerende complexen, evenals het beheer van een onroerend vermogen en alle handelingen die rechtstreeks of onrechtstreeks de opbrengst van dit onroerend vermogen bevorderen in de meest ruime zin van het woord, zoals het onderhoud, de ontwikkeling, de verfraaiing, de verkaveling, de verpachting, het vestigen van zakelijke rechten en de verhuring van deze goederen
Het in eigen naam en voor eigen rekening beleggen, intekenen op, overnemen, plaatsen, kopen, verkopen en verhandelen van aandelen, deelbewijzen, obligaties, certificaten, schuldvorderingen, gelden en alle andere roerende waarden, uitgegeven door bestaande of nog op te richten Belgische of buitenlandse ondernemingen, al dan niet onder de vorm van handelsvennootschappen, administratiekantoren, instel-lingen en verenigingen, met al dan niet met een (semi)-publiekrech-telijk karakter
Het waarnemen van functies van bestuurder, gedelegeerd bestuurder, directeur of vereffenaar of gelijkaardige functies in andere vennoot-schappen
Het aangaan en het toestaan van leningen en voorschotten onder eender welke vorm of duur, alsmede het waarborgen van alle verbintenissen, ook van derden, zoals het zich borg stellen of aval verlenen, in de meest ruime zin en met inbegrip van het laten nemen van hypothecaire inschrijvingen of haar goederen in pand te geven
Het ontwikkelen, beheren en exploiteren van een online handelsplatform voor de verkoop van diverse producten en diensten via het internet E-commerce (webshop) , inclusief maar niet beperkt tot consumptiegoederen, digitale producten en alle gerelateerde activiteiten inzake marketing, logistiek en klantenondersteuning
Het aanbieden van diensten met betrekking tot het reinigen, poetsen en onderhouden van motorvoertuigen, inclusief handmatige en machinale wasbeurten, interieurreiniging en detailwerkzaamheden
De in- en verkoop van nieuwe en tweedehands auto's en lichte bestelwagens met een maximaal totaalgewicht van 3,5 ton doch niet beperkend, evenals alle bijkomende activiteiten zoals de levering van garanties, onderhoudsdiensten en andere verwante commerciële transacties
Het verwerven, laten bouwen, laten opschikken, laten uitrusten, ombouwen van onroerende goederen, met het oog op het beheer, de opbrengst, de verhuring, de verkoop en de wederverkoop ; het vervreemden van onroerende goederen met het oog op de wederbelegging en opbrengst ; het beleggen van de beschikbare middelen in roerende goederen en waarden, zonder dat deze verrichtingen een activiteit als vastgoedmakelaar mogen uitmaken