KESS
ActiveKESS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show negative equity (€-3k) and a net result of €-2k. Equity is shrinking by ~219.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 9864 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 9864 sector peers (2024).
NBB · sector comparisonPosition among 9864 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
36 d early
2023
23 d late
2022
19 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-3k▼ 331%
2023 · €-659
2022: €53
2023: €-659
2022 → 2024
Net result
€-2k▼ 207%
2023 · €-712
2022: €-3k
2023: €-712
2022 → 2024
Total assets
€1k▼ 19.7%
2023 · €2k
2022: €2k
2023: €2k
2022 → 2024
Solvency
-220.4%▼ 179.3pp
2023 · -41.0%
2022: 2.6%
2023: -41.0%
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€53-€-659€-3k▼ 331%
Operating result€-3k-€-712▲ 75.8%€-2k▼ 188%
Net result€-3k-€-712▲ 75.8%€-2k▼ 207%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2024 against €712 in 2023; the loss grows.
Key figures and ratios
Debt
€4k▲
2023 · €2k
Debt ≤ 1 year
€4k▲
2023 · €2k
Ratios withheld: a balance sheet total of €1k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2k€1k▼
Current assets29/58€2k€1k▼
Amounts receivable within one year40/41€53-
Other amounts receivable41€53-
Cash at bank and in hand54/58€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€2k€1k▼
Equity10/15€-659€-3k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-4k€-6k▼
Amounts payable17/49€2k€4k▲
Amounts payable within one year42/48€2k€4k▲
Trade debts44-€210
Suppliers440/4-€210
Taxes, remuneration and social security45-€259
Taxes450/3-€259
Other amounts payable47/48€2k€3k▲
Accrued charges and deferred income492/3-€300
Income statement
Code20232024
Other operating charges640/8€462€180▼
Gross operating margin9900€-250€-2k▼
Operating profit (loss)9901€-712€-2k▼
Financial income75/76B-€5
Recurring financial income75-€5
Financial charges65/66B€0€141▲
Recurring financial charges65€0€141▲
Profit (loss) for the period before taxes9903€-712€-2k▼
Profit (loss) for the period9904€-712€-2k▼
Profit (loss) for the period to be appropriated9905€-712€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-6k▼
Profit (loss) brought forward from the previous period14P€-3k€-4k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
NBB filing
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
no sitting director, last change in 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-07-2024
Gheorghiu Tudorel-Cosmin: Resigned as Director
01-07-2024
Kocak Öztürk: Resigned as Director
Not every act has been read: a resignation may be missing here
3 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Lummen · 1 establishment unit since 2022
Ground area
949 m²
Building footprint
184 m²
Volume, LiDAR
791 m³
Parcel 71542D2180/00H000, Flanders · tallest building 6.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Engin Management
since 20222.337.378.514
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71542D2180/00H000 | Flanders | 949 m² | 1 · 184 m² | 6.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,759. 60 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-09-2022
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
64200Holdings
64210Activities of holding companies
43222Installation of electric heating, air conditioning, cooling and ventilation
43341Painting of buildings
43350Other building finishing work
82100Office administrative and support services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0479442134