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Kerstbrugge

Active
Private limited companyfounded 1985active for 41 yearsBreidelstraat 4, 8000 Brugge, BelgiumKBO/BCE: BE 0427.862.050
Summary

Kerstbrugge has been active since 1985 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €2.0m and a net result of €245,110. Equity is growing by about 11% per year across the filed financial years. Its solvency ranks better than 85% of 500 sector peers (NACE 47, financial year 2026). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
KerstbruggeActiveChecked score 97/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of souvenirs and religious articles
NACE 47784Retail sale of other household articles NACE 47559
2 sites
Size
≈ €2.6mturnover 2026, estimated
Staff
6.9 FTE
Equity
€2.0m
Profit
€245,110
Turnover estimated from the gross margin
Financial health
97 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Parent
Käthe Wohlfahrt KG
2026 accounts 26 days early1 of 7 deeds summarised
Why 97lowers riskLiquidity: current ratio 2.90, cash €565,474Founded in 1985Equity €2.0m (71.4% of total assets)Profit of €245,110 (financial year 2026)Show the evidence

Checked score

Score 2026
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 74% of its sector peers (NACE 47, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2025
Strong
Solvency 96+1
equity 71.4% of total assets
Liquidity 73=
short-term debt 13.6% · cash 20.5%
Profitability 80-6
return on assets 8.9%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,259 companies, NACE 47, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.2%▲ +0.1 percentage points vs 08-2025highest value 10-2025: < 0.1%▼ -0.2 percentage points vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: 0.1%▲ +0.1 percentage points vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026lowest value
Credit of up to €190,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.9, compared with 3.52 in 2025, above the usual 1.5; short-term debt: 13.6% and cash: 20.5% of total assets), and 28.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 82% on solvency, 79% on liquidity, 71% on profitability and 65% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 2.90, cash €565,474
NBB · annual accounts
lowers risk · Founded in 1985
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €2.0m (71.4% of total assets)
NBB · annual accounts
lowers risk · Profit of €245,110 (financial year 2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 05-10-2026, 26 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
26 days early
2025
39 days early
2024
3 days early
2023
39 days early
2022
21 days early
2021
11 days early
2020
9 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 19 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 5 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · abbreviated…
  2. Annual accounts filedfinancial year 2025 · abbreviated…
  3. Highest result from 2019 to 2026net €337,438 ▲34.9%

Key points

  • Positive: Among the best 5% on equitysector median €194,583 · 501 companies €2.0m View
  • Controlled by Käthe Wohlfahrt KG parent View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 6 years View
  • Caution: Result fell in 2026from €337,438 to €245,110 ▼ 27.4% View
  • Positive: 5 profitable years in a rowprofit 2026: €245,110 5 years View

By topic

Financials

Financial year
2026
Total assets
€2.8m
Profit
€245,110
Solvency
71.4%
Total assets▲ 10.8%
Net result
20192026
Go to Financials

Board & ownership

Board
2 members
Parent
Käthe Wohlfahrt KG
  • Harald WohlfahrtDirector
  • Rita StröbelDirector
Go to Board & ownership

Timeline

Events
46
Since
1986
Next accounts
by 31-10-2027
  1. 28-10-2024Annual accounts filed
  2. 27-02-2024Resignations: Harald Wohlfahrt (director) and Rita Ströbel…
  3. 22-09-2023Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Retail sale of souvenirs and religious articlesNACE 47784
Founded
04-01-1985
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
13
Annual meeting
20 September at 10:00
Purpose
“Het uitbaten van een groot- en kleinhandel in ambachtelijke producten,decoratiematerialen…” (deed in Dutch)
Go to Articles of association

Key facts about Kerstbrugge

What is the company number of Kerstbrugge?
0427.862.050. In Belgium the VAT number is the company number with BE in front: BE 0427.862.050.
Where is Kerstbrugge based?
The registered office is at Breidelstraat 4, 8000 Brugge.Company details
What does Kerstbrugge do?
According to the KBO register, the main activity is retail sale of souvenirs and religious articles (NACE 47784).
What is the legal form of Kerstbrugge?
Private limited company (BV).
When was Kerstbrugge founded?
On 04-01-1985.
Is Kerstbrugge still active?
Yes, Kerstbrugge is an active enterprise in the KBO register.
How many employees does Kerstbrugge have?
On average 6.9 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
What is the turnover of Kerstbrugge?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Kerstbrugge profitable?
In financial year 2026, Kerstbrugge made a profit of €245,110.
Where can I find the annual accounts of Kerstbrugge?
Kerstbrugge filed 41 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of Kerstbrugge due?
By 31-10-2027, for financial year 2027.Timeline

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