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Public limited companyfounded 20223 yrs activeAntwerpsesteenweg 380, 2500 Lier, BelgiumKBO/BCE: BE 0792.534.342
Summary

Kero is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €2.5m and a net result of €5,730. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
39 d early
2024
17 d early
2023
30 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 14 July (3 of the last 3 filed years within 48 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Kero was incorporated on 17 October 2022 as a Public limited company.1 The company has filed 3 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2024, abbreviated schema

Equity
€2.5m▲ 0.2%
2023 · €2.5m
Net result
€5,730
2023 · -€763
Total assets
€3.4m▼ 0.5%
2023 · €3.4m
Solvency
74.9%▲ 0.5pp
2023 · 74.4%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Operating result€51,620-€54,971▲ 6.5%
Net result-€763below the sector's middle half-€5,730within the sector's middle half
Equity€2.5mabove the sector's middle half-€2.5mabove the sector's middle half▲ 0.2%
Total assets€3.4mwithin the sector's middle half-€3.4mwithin the sector's middle half▼ 0.5%
Debt€865,412-€843,107▼ 2.6%
Working capital-€764within the sector's middle half-€4,967within the sector's middle half
Solvency74.4%within the sector's middle half-74.9%within the sector's middle half▲ 0.5pp
Current ratio0.99within the sector's middle half-1.12within the sector's middle half▲ 0.13
Return on assets (ROA)0.0%below the sector's middle half-0.2%below the sector's middle half▲ 0.2pp
Staff (FTE)0within the sector's middle half
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000€60,000Operating result 2023: €51,620€51,620Net result 2023: -€763-€763Operating result 2024: €54,971€54,971Net result 2024: €5,730€5,73020232024-€20,000€0€20,000€40,000€60,000Operating result 2023: €51,620€51,600Net result 2023: -€763-€763Operating result 2024: €54,971€55,000Net result 2024: €5,730€5,73020232024
The operating result rises in 2024; 2024 is 6% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.4m
Fixed assets €3.3m =
Current assets €48,074 ▼ 25.6%
Equity and liabilities €3.4m
Equity €2.5m ▲ 0.2%
Debt €843,107 ▼ 2.6%
Debt's share of the balance-sheet total falls from 25.6% to 25.1%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
ROE
0.2%▲
2023 · 0.0%
Debt ≤ 1 year
€43,107▼
2023 · €65,412
Debt > 1 year
€800,000=
2023 · €800,000
Income taxes
€1,242
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines
Balance sheet Code20232024
Assets
Total assets20/58€3.4m€3.4m▼
Fixed assets21/28€3.3m€3.3m=
Financial fixed assets28€3.3m€3.3m=
Current assets29/58€64,648€48,074▼
Amounts receivable within one year40/41€6,050€9,808▲
Trade receivables40€6,050€6,050=
Other amounts receivable41-€3,758
Cash at bank and in hand54/58€58,598€38,266▼
Equity and liabilities
Total equity and liabilities10/49€3.4m€3.4m▼
Equity10/15€2.5m€2.5m▲
Contributions10/11€1.4m€1.4m=
Capital10€1.4m€1.4m=
Issued capital100€1.4m€1.4m=
Reserves13€13,900€13,900=
Distributable reserves133€13,900€13,900=
Profit (loss) carried forward14€1.1m€1.1m▲
Amounts payable17/49€865,412€843,107▼
Amounts payable after more than one year17€800,000€800,000=
Financial debts170/4€800,000€800,000=
Amounts payable within one year42/48€65,412€43,107▼
Taxes, remuneration and social security45€3,028€17,124▲
Taxes450/3€3,028€17,124▲
Other amounts payable47/48€62,383€25,983▼
Income statement Code20232024
Other operating charges640/8€970€636▼
Gross operating margin9900€52,590€55,607▲
Operating profit (loss)9901€51,620€54,971▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€52,383€48,000▼
Recurring financial charges65€52,383€48,000▼
Profit (loss) for the period before taxes9903-€763€6,972▲
Income taxes67/77-€1,242
Profit (loss) for the period9904-€763€5,730▲
Profit (loss) for the period to be appropriated9905-€763€5,730▲
Appropriation of the result
Profit (loss) to be appropriated9906-€763€1.1m▲
Profit (loss) brought forward from the previous period14P-€1.1m
Social balance
Average headcount (FTE)9087-0.0

The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Other operating charges640/8€970€636▼ 34.4%
Gross operating margin9900€52,590€55,607▲ 5.7%
Operating profit (loss)9901€51,620€54,971▲ 6.5%
Financial income75/76B-€1-
Recurring financial income75-€1-
Financial charges65/66B€52,383€48,000▼ 8.4%
Recurring financial charges65€52,383€48,000▼ 8.4%
Profit (loss) for the period before taxes9903-€763€6,972▲ 1,014%
Income taxes67/77-€1,242-
Profit (loss) for the period9904-€763€5,730▲ 851%
Profit (loss) for the period to be appropriated9905-€763€5,730▲ 851%
Line20232024Change
Assets
Total assets20/58€3.4m€3.4m▼ 0.5%
Fixed assets21/28€3.3m€3.3m=
Financial fixed assets28€3.3m€3.3m=
Current assets29/58€64,648€48,074▼ 25.6%
Amounts receivable within one year40/41€6,050€9,808▲ 62.1%
Trade receivables40€6,050€6,050=
Other amounts receivable41-€3,758-
Cash at bank and in hand54/58€58,598€38,266▼ 34.7%
Equity and liabilities
Total equity and liabilities10/49€3.4m€3.4m▼ 0.5%
Equity10/15€2.5m€2.5m▲ 0.2%
Contributions10/11€1.4m€1.4m=
Capital10€1.4m€1.4m=
Issued capital100€1.4m€1.4m=
Reserves13€13,900€13,900=
Distributable reserves133€13,900€13,900=
Profit (loss) carried forward14€1.1m€1.1m▲ 0.5%
Amounts payable17/49€865,412€843,107▼ 2.6%
Amounts payable after more than one year17€800,000€800,000=
Financial debts170/4€800,000€800,000=
Amounts payable within one year42/48€65,412€43,107▼ 34.1%
Taxes, remuneration and social security45€3,028€17,124▲ 466%
Taxes450/3€3,028€17,124▲ 466%
Other amounts payable47/48€62,383€25,983▼ 58.3%
Line20232024Change
Profit (loss) for the period9904-€763€5,730▲ 851%
Operating cash flow (approximation)-€763€5,730▲ 851%
Investment in fixed assets (approximation)-€0-
Change in cash--€20,332-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
22-06
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
14-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Back to profitnet €5,730
Net result €5,730 after one loss-making year.
30-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
8,490 m²
Building footprint
3,312 m²
Volume, LiDAR
18,482 m³
Parcel 12392A0310/00N000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Kero
Antwerpsesteenweg 380, 2500 LierHoldings
since 20222.338.497.873
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12392A0310/00N000 Flanders 8,489 m² 1 · 3,312 m² 9.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

No owner stated in the accounts, acts or LEI register we read.

Holdings 1

According to the 2024 annual accounts of Kero and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 10,245 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded17-10-2022
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
68310Real estate agency activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0792534342
Also 9925:BE0792534342
Registered 16-04-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.