KERNIX.be
ActiveKERNIX.be has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €249k and a net result of €48k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 84% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▲+19
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.45 against 2.79 in 2024), and 13.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.9%
Return on assets
16.9%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €249k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
1 d early
2023
5 d early
2022
17 d early
2021
61 d late
2020
30 d late
2019
84 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€249k▲ 6.4%
2024 · €234k
2018: €209k
2019: €243k
2020: €263k
2021: €263k
2022: €227k
2023: €220k
2024: €234k
2018 → 2025
Total assets
€286k▲ 4.7%
2024 · €274k
2018: €338k
2019: €332k
2020: €371k
2021: €358k
2022: €289k
2023: €276k
2024: €274k
2018 → 2025
Net result
€48k▲ 32.3%
2024 · €37k
2018: €23k
2019: €34k
2020: €20k
2021: €29k
2022: €28k
2023: €23k
2024: €37k
2018 → 2025
Working capital
€92k▲ 29.7%
2024 · €71k
2018: €85k
2019: €112k
2020: €130k
2021: €120k
2022: €77k
2023: €55k
2024: €71k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€263k-€227k▼ 13.7%€220k▼ 3.0%€234k▲ 6.0%€249k▲ 6.4%
Operating result€41k-€40k▼ 2.2%€35k▼ 12.2%€52k▲ 48.5%€68k▲ 30.5%
Net result€29k-€28k▼ 2.8%€23k▼ 18.2%€37k▲ 57.8%€48k▲ 32.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 31% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €286k
Fixed assets
€157k▼ 3.8%
Current assets
€130k▲ 17.1%
Equity and liabilities €286k
Equity
€249k▲ 6.4%
Debt
€38k▼ 5.3%
The debt ratio falls from 14.5% to 13.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€77k▲
2024 · €60k
Cash flow
€58k▲
2024 · €44k
Solvency
86.9%▲
2024 · 85.5%
Current ratio
3.45▲
2024 · 2.79
Quick ratio
3.45▲
2024 · 2.79
Debt / equity
0.15▼
2024 · 0.17
ROE
19.5%▲
2024 · 15.7%
ROA
16.9%▲
2024 · 13.4%
Interest coverage
368.76▲
2024 · 73.22
Debt
€38k▼
2024 · €40k
Debt ≤ 1 year
€38k▼
2024 · €40k
Income taxes
€19k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€274k€286k▲
Fixed assets21/28€163k€157k▼
Tangible fixed assets22/27€163k€157k▼
Land and buildings22€155k€149k▼
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€6k€4k▼
Assets under construction and advance payments27-€572
Current assets29/58€111k€130k▲
Amounts receivable within one year40/41€56k€62k▲
Trade receivables40€48k€47k▼
Other amounts receivable41€8k€15k▲
Current investments50/53€11k€0▼
Cash at bank and in hand54/58€40k€64k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€274k€286k▲
Equity10/15€234k€249k▲
Contributions10/11€6k€6k=
Reserves13€228k€243k▲
Distributable reserves133€228k€243k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€40k€38k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€40k€38k▼
Current portion of amounts payable after more than one year42€4k€0▼
Trade debts44€563€999▲
Suppliers440/4€563€999▲
Taxes, remuneration and social security45€14k€13k▼
Taxes450/3€14k€13k▼
Other amounts payable47/48€21k€24k▲
Accrued charges and deferred income492/3€73€78▲
Income statement
Code20242025
Non-recurring operating income76A-€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A-€225
Gross operating margin9900€63k€79k▲
Operating profit (loss)9901€52k€68k▲
Financial income75/76B€822€143▼
Recurring financial income75€822€143▼
Financial charges65/66B€814€209▼
Recurring financial charges65€814€209▼
Profit (loss) for the period before taxes9903€52k€68k▲
Income taxes67/77€15k€19k▲
Profit (loss) for the period9904€37k€48k▲
Profit (loss) for the period to be appropriated9905€37k€48k▲
Appropriation of the result
Profit (loss) to be appropriated9906€37k€48k▲
Transfer from equity791/2€23k€34k▲
Transfer to equity691/2€37k€48k▲
To other reserves6921€37k€48k▲
Profit to be distributed694/7€23k€34k▲
Return on contributions (dividend)694€23k€34k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €48k ▲32.3%
Operating result €68k, net result €48k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €20k ▼40.5%
Net result drops to €20k, the lowest in the series; recovery starts the following year.
23-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 84 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 5.75
Current ratio from 2.78 to 5.75; short-term debt falls from €48k to €23k.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jodoigne · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin des Carriers(S.-R.-G.) 131370 JodoigneGround area
1,297 m²
Building footprint
182 m²
Volume, LiDAR
1,263 m³
Parcel 25096B0293/00D000, Wallonia · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kernix.be
since 20092.176.050.191
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25096B0293/00D000 | Wallonia | 1,297 m² | 1 · 181 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 38,799 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-01-2009
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46190Agents in non-specialised wholesale trade
46442Wholesale trade
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47990Retail trade
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82300Organisation of conventions and trade shows
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:info@kernix.be
E-mail:kernixski@gmail.com
Phone:0478/74.46.52