KERKHOFF ALEXANDER
ActiveSummary
KERKHOFF ALEXANDER has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €599k and a net result of €26k. Equity is growing by ~11.6% per year across the filed fiscal years. Its solvency ranks better than 57% of 7777 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-6
Solvency75▲+8
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 2.94 against 2.17 in 2024; short-term debt: 13.3% and cash: 8.1% of total assets), and 49.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.4%
Return on assets
2.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
19 d late
2024
2 d early
2023
22 d late
2022
42 d early
2021
40 d early
2020
23 d early
2019
38 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€599k▲ 4.5%
2024 · €574k
2018: €156k
2019: €336k
2020: €366k
2021: €383k
2022: €462k
2023: €490k
2024: €574k
2018 → 2025
Total assets
€1.19M▼ 12.1%
2024 · €1.35M
2018: €595k
2019: €746k
2020: €1.29M
2021: €1.47M
2022: €1.45M
2023: €1.33M
2024: €1.35M
2018 → 2025
Net result
€26k▼ 69.2%
2024 · €83k
2018: €79k
2019: €180k
2020: €29k
2021: €18k
2022: €79k
2023: €28k
2024: €83k
2018 → 2025
Working capital
€307k▲ 1.6%
2024 · €302k
2018: €130k
2019: €313k
2020: €200k
2021: €189k
2022: €264k
2023: €252k
2024: €302k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€383k-€462k▲ 20.6%€490k▲ 6.1%€574k▲ 17.0%€599k▲ 4.5%
Operating result€35k-€136k▲ 288%€69k▼ 49.6%€143k▲ 109%€65k▼ 54.6%
Net result€18k-€79k▲ 343%€28k▼ 64.5%€83k▲ 197%€26k▼ 69.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 55% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.19M
Fixed assets
€724k ▼ 8.7%
Current assets
€465k ▼ 16.9%
Equity and liabilities €1.19M
Equity
€599k ▲ 4.5%
Debt
€591k ▼ 24.2%
Debt's share of the balance-sheet total falls from 57.6% to 49.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€155k▼
2024 · €227k
Cash flow
€116k▼
2024 · €167k
Current ratio
2.94▲
2024 · 2.17
Quick ratio
1.89▲
2024 · 1.42
Debt to equity
0.99▼
2024 · 1.36
ROE
4.3%▼
2024 · 14.5%
ROA
2.2%▼
2024 · 6.2%
Interest coverage
5.83▼
2024 · 8.96
Debt ≤ 1 year
€158k▼
2024 · €258k
Debt > 1 year
€432k▼
2024 · €522k
Income taxes
€15k▼
2024 · €35k
Staff costs
€233k▲
2024 · €224k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.35M€1.19M▼
Fixed assets21/28€793k€724k▼
Tangible fixed assets22/27€793k€724k▼
Land and buildings22€633k€606k▼
Plant, machinery and equipment23€37k€21k▼
Furniture and vehicles24€39k€34k▼
Leasing and similar rights25€83k€63k▼
Other tangible fixed assets26€157€96▼
Financial fixed assets28€412€412=
Current assets29/58€560k€465k▼
Stocks and contracts in progress3€195k€167k▼
Stocks30/36€109k€113k▲
Contracts in progress37€85k€54k▼
Amounts receivable within one year40/41€232k€116k▼
Trade receivables40€203k€76k▼
Other amounts receivable41€29k€39k▲
Current investments50/53€66k€81k▲
Cash at bank and in hand54/58€64k€97k▲
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€1.35M€1.19M▼
Equity10/15€574k€599k▲
Contributions10/11€12k€12k=
Reserves13€561k€587k▲
Distributable reserves133€561k€587k▲
Amounts payable17/49€779k€591k▼
Amounts payable after more than one year17€522k€432k▼
Financial debts170/4€522k€432k▼
Amounts payable within one year42/48€258k€158k▼
Current portion of amounts payable after more than one year42€92k€89k▼
Financial debts43€0€50k▲
Credit institutions430/8€0€50k▲
Trade debts44€144k€9k▼
Suppliers440/4€144k€9k▼
Taxes, remuneration and social security45€15k€42▼
Taxes450/3€8k€42▼
Remuneration and social security454/9€7k€0▼
Other amounts payable47/48€8k€10k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€224k€233k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€84k€90k▲
Other operating charges640/8€10k€8k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€461k€396k▼
Operating profit (loss)9901€143k€65k▼
Financial income75/76B€685€2k▲
Recurring financial income75€685€2k▲
Financial charges65/66B€25k€27k▲
Recurring financial charges65€25k€27k▲
Profit (loss) for the period before taxes9903€119k€40k▼
Income taxes67/77€35k€15k▼
Profit (loss) for the period9904€83k€26k▼
Transfer from tax-exempt reserves789€0-
Profit (loss) for the period to be appropriated9905€83k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€83k€26k▼
Transfer to equity691/2€83k€26k▼
To other reserves6921€83k€26k▼
Social balance
Average headcount (FTE)90870.03.6▲
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 19 days late
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €500kEq €574k ▲17%
7 profitable years in a row build equity to €574k.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 22 days late
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €18k ▼39.2%
Net result drops to €18k, the lowest in the series; recovery starts the following year.
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €180k ▲129%
Operating result €273k, net result €180k, both a record.
31-12
Financial
Equity above €200kEq €336k ▲116%
2 profitable years in a row build equity to €336k.
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 2 establishment units since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijtenstraat 573920 LommelGround area
3,407 m²
Building footprint
929 m²
Volume, LiDAR
5,717 m³
3 parcels, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Kerkhoff Alexander
since 20092.178.412.340
Kerkhoff Alexander
since 20212.316.011.194
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72020C1408/00R020 | Flanders | 1,610 m² | 1 · 454 m² | 7.1 m · 2 fl. |
| 72342A0951/00H000 | Flanders | 1,122 m² | 1 · 161 m² | 9.1 m · 2 fl. |
| 72020C1408/00R018 | Flanders | 674 m² | 1 · 315 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 8 entries · 24,394 EUR awarded · 24,395 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 2,473 EUR | 2,529 EUR |
| 2024 | 2 | 4,498 EUR | 4,443 EUR |
| 2023 | 2 | 9,252 EUR | 9,252 EUR |
| 2022 | 2 | 8,171 EUR | 8,171 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 366 companies in sector 43421 we hold annual accounts for 203. 123 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-04-2009
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
43421Specialised construction activities
42990Civil engineering
43230Insulation installation
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0497/394267