KERIMO
ActiveSummary
KERIMO has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €236,976 and a net result of -€3,691. Equity is shrinking by about 4.4% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
- Equity
- €236,976
- Loss
- -€3,691
- FRANCOIS Francis MichelDirector
- BOITE Jean-Pol EmmanuelDirector
- MERCANTE GianfrancoDirector
Why 85raises riskLiquidity: current ratio 1.13lowers riskSize: turnover €207,069, total assets €420,867Founded in 1992Figures for financial year 2025 (filed 17-06-2026)Show the evidence
Checked score
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 48% on solvency, 68% on liquidity, 45% on profitability and 47% on growth.
The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 59 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Annual accounts filedfinancial year 2023 · micro…
Financials · financial year 2025, micro format
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result has fallen two years in a row; 2025 is 13% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Use the arrow keys on the chart for the figures per year.
Peer companies
Historical observationOf the 12,322 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90.3% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,322 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Turnover70 | €191,529 | €196,318 | €179,376 | €187,074 | €197,269 | €202,287 | €200,565 | €207,069 | ▲ 3.2% |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €129,971 | €121,616 | €124,173 | €131,227 | €138,201 | ▲ 5.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €71,158 | €71,922 | €46,869 | €51,061 | €53,498 | €36,110 | €38,155 | €37,621 | ▼ 1.4% |
| Other operating charges640/8 | - | - | - | €8,231 | €8,442 | €19,763 | €19,853 | €21,402 | ▲ 7.8% |
| Gross operating margin9900 | €82,432 | €66,523 | €81,800 | €57,103 | €75,653 | €78,115 | €69,338 | €68,868 | ▼ 0.7% |
| Operating profit (loss)9901 | -€6,628 | -€13,346 | -€2,690 | -€2,189 | €13,714 | €22,242 | €11,330 | €9,845 | ▼ 13.1% |
| Financial income75/76B | - | - | - | - | - | - | €4,791 | €2,204 | ▼ 54.0% |
| Recurring financial income75 | - | - | - | - | - | - | €4,791 | €2,204 | ▼ 54.0% |
| Financial charges65/66B | - | - | - | €12,184 | €11,653 | €9,747 | €11,155 | €11,959 | ▲ 7.2% |
| Recurring financial charges65 | €24,484 | €23,293 | €8,457 | €12,184 | €11,653 | €9,747 | €11,155 | €11,959 | ▲ 7.2% |
| Non-recurring financial charges66B | - | - | - | - | €0 | - | - | €0 | - |
| Profit (loss) for the period before taxes9903 | -€31,112 | -€36,639 | -€11,147 | -€14,372 | €2,060 | €12,495 | €4,966 | €90 | ▼ 98.2% |
| Income taxes67/77 | - | €176 | €7,033 | €5,104 | €5,575 | €4,180 | €3,152 | €3,782 | ▲ 20.0% |
| Profit (loss) for the period9904 | -€31,112 | -€36,815 | -€18,180 | -€19,476 | -€3,515 | €8,315 | €1,814 | -€3,691 | - |
| Profit (loss) for the period to be appropriated9905 | -€31,112 | -€36,815 | -€18,180 | -€19,476 | -€3,515 | €8,315 | €1,814 | -€3,691 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €615,239 | €574,092 | €582,301 | €511,892 | €435,087 | €426,427 | €403,505 | €420,867 | ▲ 4.3% |
| Fixed assets21/28 | €458,932 | €409,246 | €415,738 | €322,047 | €268,549 | €282,298 | €262,325 | €268,090 | ▲ 2.2% |
| Tangible fixed assets22/27 | €458,932 | €409,246 | €415,738 | €322,047 | €268,549 | €282,298 | €262,325 | €268,090 | ▲ 2.2% |
| Land and buildings22 | - | - | - | €296,234 | €249,190 | €239,815 | €213,444 | €222,130 | ▲ 4.1% |
| Plant, machinery and equipment23 | - | - | - | - | - | €1 | €6,821 | €5,400 | ▼ 20.8% |
| Furniture and vehicles24 | - | - | - | €25,813 | €19,360 | €42,483 | €42,060 | €40,560 | ▼ 3.6% |
| Current assets29/58 | €156,307 | €164,846 | €166,563 | €189,845 | €166,538 | €144,129 | €141,180 | €152,777 | ▲ 8.2% |
| Amounts receivable after more than one year29 | - | - | - | €20,415 | €10,872 | €7,991 | €12,080 | - | - |
| Trade receivables290 | - | - | - | €5,597 | - | - | €12,080 | - | - |
| Other amounts receivable291 | - | - | - | €14,818 | €10,872 | €7,991 | - | - | - |
| Amounts receivable within one year40/41 | - | - | €10,756 | - | - | - | - | €22,513 | - |
| Trade receivables40 | - | - | - | - | - | - | - | €22,513 | - |
| Current investments50/53 | - | - | - | - | - | - | - | €130,265 | - |
| Cash at bank and in hand54/58 | €112,612 | €136,040 | €147,440 | €167,897 | €155,665 | €136,137 | €129,100 | - | - |
| Deferred charges and accrued income490/1 | - | - | - | €1,532 | - | - | - | - | - |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €615,239 | €574,092 | €582,301 | €511,892 | €435,087 | €426,427 | €403,505 | €420,867 | ▲ 4.3% |
| Equity10/15 | €353,559 | €310,312 | €285,700 | €259,792 | €249,845 | €251,728 | €247,110 | €236,976 | ▼ 4.1% |
| Contributions10/11 | €164,000 | €164,000 | €164,000 | €164,000 | €164,000 | €164,000 | €164,000 | €164,000 | = |
| Capital10 | - | - | - | €164,000 | €164,000 | €164,000 | €164,000 | €164,000 | = |
| Issued capital100 | - | - | - | €164,000 | €164,000 | €164,000 | €164,000 | €164,000 | = |
| Reserves13 | €87,545 | €81,113 | €74,681 | €68,249 | €61,817 | €55,385 | €48,953 | €42,511 | ▼ 13.2% |
| Non-distributable reserves130/1 | - | - | - | €16,400 | €16,400 | €16,400 | €16,400 | €16,400 | = |
| Legal reserve130 | - | - | - | €16,400 | €16,400 | €16,400 | €16,400 | €16,400 | = |
| Tax-exempt reserves132 | - | - | - | €51,849 | €45,417 | €38,985 | €32,553 | €26,111 | ▼ 19.8% |
| Profit (loss) carried forward14 | €102,014 | €65,199 | €47,019 | €27,543 | €24,028 | €32,343 | €34,157 | €30,465 | ▼ 10.8% |
| Amounts payable17/49 | €261,680 | €263,780 | €296,601 | €252,100 | €185,242 | €174,699 | €156,395 | €183,891 | ▲ 17.6% |
| Amounts payable after more than one year17 | - | - | - | €2,100 | €2,100 | €30,825 | €24,727 | €48,688 | ▲ 96.9% |
| Financial debts170/4 | - | - | - | - | - | €30,825 | €24,727 | €48,688 | ▲ 96.9% |
| Other amounts payable178/9 | - | - | - | €2,100 | €2,100 | - | - | - | - |
| Amounts payable within one year42/48 | €260,000 | €263,780 | €296,601 | €250,000 | €183,142 | €143,874 | €131,668 | €135,203 | ▲ 2.7% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | - | €740 | €2,100 | €2,100 | = |
| Trade debts44 | - | - | - | - | - | - | €1,434 | €4,727 | ▲ 230% |
| Suppliers440/4 | - | - | - | - | - | - | €1,434 | €4,727 | ▲ 230% |
| Other amounts payable47/48 | - | - | - | €250,000 | €183,142 | €143,134 | €128,134 | €128,376 | ▲ 0.2% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€31,112 | -€36,815 | -€18,180 | -€19,476 | -€3,515 | €8,315 | €1,814 | -€3,691 | - |
| + Depreciation and write-downs630 | €71,158 | €71,922 | €46,869 | €51,061 | €53,498 | €36,110 | €38,155 | €37,621 | ▼ 1.4% |
| Operating cash flow (approximation) | €40,046 | €35,107 | €28,689 | €31,584 | €49,983 | €44,425 | €39,969 | €33,930 | ▼ 15.1% |
| Investment in fixed assets (approximation) | - | -€22,236 | -€53,361 | €42,631 | €0 | -€49,858 | -€18,182 | -€43,386 | ▼ 139% |
| Change in cash | - | €23,428 | €11,401 | €20,457 | -€12,232 | -€19,528 | -€7,037 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 33 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 15-06-2026 | 2026-00166129 |
| 31-12-2024 | micro format | 09-07-2025 | 2025-00249545 |
| 31-12-2023 | micro format | 30-05-2024 | 2024-00103464 |
| 31-12-2022 | micro format | 31-03-2023 | 2023-00050835 |
| 31-12-2021 | micro format | 26-07-2022 | 2022-20223298 |
| 31-12-2020 | micro format | 21-05-2021 | 2021-14900313 |
| 31-12-2019 | full format | 05-05-2020 | 2020-11500061 |
| 31-12-2018 | full format | 27-03-2019 | 2019-08200278 |
| 31-12-2017 | full format | 08-06-2018 | 2018-17100271 |
| 31-12-2016 | full format | 26-04-2017 | 2017-10400085 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| BOITE Jean-Pol Emmanuel |
|
| FRANCOIS Francis Michel |
|
| MERCANTE Gianfranco |
|
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
Group and network
Connections & network
3 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
29-02
Gazette deed
Reappointments: MERCANTE Gianfranco (administrateur non statutaire) and BOITE Jean-Pol Emmanuel (administrateur non statutaire)Appointment: FRANCOIS Francis Michel (administrateur non statutaire) · Power of attorney · Registered office clause10 facts ▸
- Power of attorney, Jeanine DIROSA
- Director reappointment, MERCANTE Gianfranco (administrateur non statutaire)
- Director reappointment, BOITE Jean-Pol Emmanuel (administrateur non statutaire)
- Director appointment, FRANCOIS Francis Michel (administrateur non statutaire)
- Registered office clause, “7390 Quaregnon, Rue Paul Pastur 153” (deed in French)
- Other provision, “unanimité votes, toutes les décisions” (deed in French)
- Other provision, “droit d'écriture”, 100 (deed in French)
- General meeting, 14-12-2023
- Amendment of the articles (2 times)
- Capital, €164,000
About the unread acts
Of the 5 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.
Register details
No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.
What can you do?
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 21 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 53065A0461/00X008 | Wallonia | 6,601 m² | 1 · 4,611 m² | - |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “La gestion d'un patrimoine immobilier,principalement par la location ou d'autres conventions ayant trait à la jouissance,l'usage et le…” (deed in French)
8 activities (deed in French)
- La gestion d'un patrimoine immobilier,principalement par la location ou d'autres conventions ayant trait à la jouissance,l'usage et le rapport d'immeubles,la valorisation et l'extension de ce patrimoine immobilier.
- Les biens immobiliers.
- Elle pourra s'intéresser à toutes opérations mobilières sur titres et autres et à toutes opérations immobilières généralement quelconque par voie de vente,courtage,d'intérêts et négociations de tous genres.
- En général la société pourra faire toutes opérations immobilières tant en Belgique qu'à l'étranger qui seraient de nature à réaliser à développer ou à faciliter son objet social.
- Elle dispose,d'une manière générale,d'une pleine capacité juridique pour accomplir tous les actes et opérations,commerciales,industrielles,financières,mobilières ou immobilières,ayant un rapport direct ou indirect avec son objet ou qui seraient de nature à faciliter directement ou indirectement,entièrement ou partiellement,la réalisation de cet objet.
- Elle peut s'intéresser par voie d'association,d'apport,de fusion,d'intervention financière ou autrement dans toutes sociétés,associations,affaires ou entreprises dont l'objet est identique,analogue,similaire ou connexe au sien ou susceptible de favoriser le développement de son entreprise ou de contribuer à l'écoulement de ses produits et services.
- Elle peut exercer les fonctions d'administrateur ou liquidateur dans d'autres sociétés.
- La société peut se porter garant ou fournir des sûretés réelles pour des sociétés ou des personnes privées,au sens le plus large.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- One provision in the deed
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région wallonne, sièges administratifs,agences,ateliers,dépôts et succursales,tant en Belgique qu'à l'étranger,par simple décision de…” (deed in French)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Rémunération des administrateurs, assemblée générale à chaque nomination décide si et mesure indemnité fixe ou variable” (deed in French)1 more provision on this in the deed
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Nominatives, actions” (deed in French)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Transmission entre vifs ou pour cause de mort de l'actionnaire” (deed in French)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Monday of May at 16:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Assemblée générale délibérant comme en matière de modification aux statuts” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- 2 provisions in the deed