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KERDOS PATRIMOINE

Active
Public limited companyfounded 1992active for 34 yearsSchermlaan 65, 1150 Sint-Pieters-Woluwe, BelgiumKBO/BCE: BE 0447.799.411

From the official registers: KBO 33 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

KERDOS PATRIMOINE has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37,461 and a net result of €11,765. Equity has been growing by about 12% per year since 2019. Its solvency ranks better than 24% of 15,759 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 30-06-1992 Normal situation
Activity
Certified accountants and tax accountants NACE 69201
Establishment unit
2.278.372.523 1170 Watermaal-Bosvoorde, since 16-03-2017
Financial year end
30 June
Peppol
Reachable since 16-12-2025

Board and ownership

Board

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts to 30-06-2025
Gross margin
€16,780
Turnover
≈ €80,000
estimated
Profit
€11,765
Equity
€37,461
▲ 45.8%
Total assets
€144,108
▲ 36.4%
Filed on 18-12-2025, 44 days before the deadlinePDF
Score breakdownlowers riskSector: Legal and accounting activities (NACE 69)Liquidity: current ratio 1.34, cash €68,930Founded in 1992Size: total assets €144,108Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 46% of micro companies in legal and accounting (NACE 69)
Financial strength · tick: 2024
Strong
Solvency 51+2
equity 26.0% of total assets
Liquidity 60+4
short-term debt 74.0% · cash 47.8%
Profitability 79+75
return on assets 8.2%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,076 companies, NACE 69, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: 0.1%▲ +0.1 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025highest value 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: < 0.1%▼ -0.1 percentage points vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.34 (1.3 in 2024), below the usual 1.5. Short-term debt is 74% and cash 47.8% of total assets. 74% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 27% of them on solvency, 46% on liquidity, 32% on profitability and 78% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
lowers risk · Liquidity: current ratio 1.34, cash €68,930
NBB · annual accounts
lowers risk · Founded in 1992
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €144,108
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 15759 sector peers (2025).
NBB · sector comparison
Position among 15759 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-12-2025, 44 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
44 days early
2024
4 days early
2023
41 days early
2022
46 days early
2021
10 days early
2020
16 days late
2019
63 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 27 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 21 December (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end01-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • A director leftlatest change 06-11-2025 · 4 in office 1 left View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

Comparable companies

These companies have the same main activity as KERDOS PATRIMOINE: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €130,000 and €175,000, founded between 1989 and 1996.

CompanyTotal assetsGross margin
KERDOS PATRIMOINE Sint-Pieters-Woluwe€144,108€16,780
GUEKO Courcelles€152,044€17,031
FINCOUNT Kapelle-op-den-Bos€130,472€16,285
KAPPA - CONSULT Antwerpen€143,134€18,983
MANTES Gent€132,194€19,474
FISCOPLUS Braine-l'Alleud€174,614€17,652
TAX & ACCOUNTING Brussel€144,658€20,014
Full comparison

Documents

Annual accounts at the NBB

All 33 annual accounts

Articles and registers

Key facts about KERDOS PATRIMOINE

What is the company number of KERDOS PATRIMOINE?
The company number of KERDOS PATRIMOINE is 0447.799.411. The VAT number is the same number with BE in front: BE 0447.799.411.
Where is KERDOS PATRIMOINE based?
The registered office is at Schermlaan 65, 1150 Sint-Pieters-Woluwe.Company details
What does KERDOS PATRIMOINE do?
According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
What is the legal form of KERDOS PATRIMOINE?
The legal form of KERDOS PATRIMOINE is Public limited company (NV).
When was KERDOS PATRIMOINE founded?
KERDOS PATRIMOINE was founded on 30-06-1992.
Is KERDOS PATRIMOINE still active?
Yes, KERDOS PATRIMOINE is an active enterprise in the KBO register.
What is the turnover of KERDOS PATRIMOINE?
The turnover in financial year 2025 is ≈ €80,000. This figure is estimated from the gross margin of €16,780 and 56 comparable companies (NACE 69201). It probably lies between €57,000 and €130,000. It is a rough estimate.Financials
Is KERDOS PATRIMOINE profitable?
In financial year 2025, KERDOS PATRIMOINE made a profit of €11,765.
Where can I find the annual accounts of KERDOS PATRIMOINE?
KERDOS PATRIMOINE filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of KERDOS PATRIMOINE due?
KERDOS PATRIMOINE must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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