KERA
ActiveSummary
The computed 12-month bankruptcy probability of KERA is 2.9% (moderate). For KERA, one filing cycle of the annual accounts is missing. The 2024 annual accounts show negative equity (-€19,120) and a net result of -€843. Equity remains stable across the filed financial years (±1.2% per year). Its solvency ranks better than 5% of 20,539 sector peers (NACE 62, financial year 2024). The company has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Computer programming
NACE 62100
4th oldest company in Geel, Telecoms and IT sector1 site
Size
€594total assets 2024
- Staff
- 1 FTE
- Equity
- -€19,120
- Loss
- -€843
Turnover not published (micro format)
Financial health
- Bankruptcy probabilitywithin 12 months
- 2.9%
2024 figures too old to score
Structure
- Wendy MONDELAERSDirector
2025 accounts not filed, 179 days past the deadline1 of 2 deeds summarised
Signalsraises riskFigures for financial year 2024 (filed 01-04-2025)1 change of registered office in 24 monthsLoss of €843 (financial year 2024)Annual accounts not filedlowers riskSector: Computer programming, consultancy and related activities (NACE 62)neutralLatest accounts filed on timeShow the evidence
Bankruptcy probability
No current score
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Filing: One filing cycle is missing
Financial strength, FY 2024 · tick = 2023
Weak
Solvency
0=
equity -3218.7% of total assets
Liquidity
50=
short-term debt 3150.7% · cash 57.9%
Profitability
0-100
return on assets -141.9%
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.1%
12-2024: 0.1%● unchanged vs 11-2024
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025lowest value
04-2025: 0.2%▲ +0.1 percentage points vs 03-2025
05-2025: 0.3%▲ +0.1 percentage points vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.3%● unchanged vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.9%▲ +0.6 percentage points vs 12-2025
02-2026: 0.8%▼ -0.1 percentage points vs 01-2026
03-2026: 0.8%● unchanged vs 02-2026
04-2026: 1.0%▲ +0.2 percentage points vs 03-2026
05-2026: 1.1%▲ +0.1 percentage points vs 04-2026
06-2026: 1.2%▲ +0.1 percentage points vs 05-2026
07-2026: 1.3%▲ +0.1 percentage points vs 06-2026
08-2026: 1.4%▲ +0.1 percentage points vs 07-2026
09-2026: 1.8%▲ +0.4 percentage points vs 08-2026
10-2026: 2.9%▲ +1.1 percentage points vs 09-2026highest value
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Annual accounts not filed
The financial year that closed on 30-09-2025 was due at the National Bank by 30-04-2026. Nothing is on record, 179 days later.
NBB · 10 filingsPosition against the passed deadline
30-09-2025 year end30-04-2026 deadline26-10-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 31-03-2025, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
30 days early
2023
31 days early
2022
30 days early
2021
30 days early
2020
34 days early
2019
92 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 41 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (1)
- Resignation: Jozef DE SMEDT (director)Appointment: Wendy MONDELAERS (director) ·…
- Annual accounts filedfinancial year 2024 · micro…
- Annual accounts filedfinancial year 2023 · micro…
Financials · financial year 2024, micro format
In the rankings
#4 oldest company in Geel, Telecoms and IT sector
2025 annual accounts not yet filed, deadline passed on 30 April 2026 Financial year closed on 30 September 2025; filing due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 26 October 2026.
Equity
-€19,120▼ 4.6%
2023 · -€18,277
Total assets
€594▼ 68.9%
2023 · €1,913
Net result
-€843
2023 · €1,315
Working capital
-€18,196▼ 4.9%
2023 · -€17,351
Trend over the years
2020 to 2024, 5 financial years 2019 to 2024, 6 financial years
The operating result turns negative in 2024: a loss of €600 after €1,549 in 2023.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result-€600
2024
Net result-€843
2024
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€594
2024
Equity-€19,120
2024
Debt€19,714
2024
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital-€18,196
2024
Average staff in full-time equivalents (FTE).
Staff (FTE)1
2024
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Staff (FTE).
Every figure with its change against the financial year before
favourable
unfavourable
Line201920202021202220232024
Operating result€252-€320▲ 27.1%-€1,992€423€1,549▲ 266%-€600
Net result€45-€102below the sector's middle half▲ 128%-€2,185below the sector's middle half€195below the sector's middle half€1,315below the sector's middle half▲ 574%-€843below the sector's middle half
Equity-€17,704--€17,602below the sector's middle half▲ 0.6%-€19,787below the sector's middle half▼ 12.4%-€19,592below the sector's middle half▲ 1.0%-€18,277below the sector's middle half▲ 6.7%-€19,120below the sector's middle half▼ 4.6%
Total assets€3,413-€3,622below the sector's middle half▲ 6.1%€676below the sector's middle half▼ 81.4%€655below the sector's middle half▼ 3.0%€1,913below the sector's middle half▲ 192%€594below the sector's middle half▼ 68.9%
Debt€21,118-€21,225▲ 0.5%€20,463▼ 3.6%€20,247▼ 1.1%€20,190▼ 0.3%€19,714▼ 2.4%
Working capital-€16,925--€17,073below the sector's middle half▼ 0.9%-€18,975below the sector's middle half▼ 11.1%-€18,712below the sector's middle half▲ 1.4%-€17,351below the sector's middle half▲ 7.3%-€18,196below the sector's middle half▼ 4.9%
Staff (FTE)1-1within the sector's middle half=1=1=1=1=
above
within
below
the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €594
Fixed assets
€75 =
Current assets
€519 ▼ 71.8%
Equity and liabilities
Equity-€19,120
Debt€19,714
Equity is negative: debt (€19,714) exceeds the balance-sheet total (€594).
Key figures and ratios
Debt ≤ 1 year
€18,716▼
2023 · €19,189
Income taxes
€72▲
2023 · €68
Staff costs
€3,012▲
2023 · €2,857
Ratios withheld: a balance sheet total of €594 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €2,512 | €2,857 | €3,012 | ▲ 5.4% |
| Other operating charges640/8 | - | - | - | €805 | €890 | €903 | ▲ 1.5% |
| Gross operating margin9900 | €3,580 | €3,650 | €1,400 | €3,741 | €5,296 | €3,316 | ▼ 37.4% |
| Operating profit (loss)9901 | €252 | €320 | -€1,992 | €423 | €1,549 | -€600 | - |
| Financial income75/76B | - | - | - | €1 | €0 | €1 | ▲ 300% |
| Recurring financial income75 | €1 | €1 | €0 | €1 | €0 | €1 | ▲ 300% |
| Financial charges65/66B | - | - | - | €165 | €166 | €172 | ▲ 3.7% |
| Recurring financial charges65 | €136 | €146 | €131 | €165 | €166 | €172 | ▲ 3.7% |
| Profit (loss) for the period before taxes9903 | €116 | €175 | -€2,123 | €258 | €1,383 | -€771 | - |
| Income taxes67/77 | €72 | €73 | €62 | €63 | €68 | €72 | ▲ 5.4% |
| Profit (loss) for the period9904 | €45 | €102 | -€2,185 | €195 | €1,315 | -€843 | - |
| Profit (loss) for the period to be appropriated9905 | €45 | €102 | -€2,185 | €195 | €1,315 | -€843 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Assets | |||||||
| Total assets20/58 | €3,413 | €3,622 | €676 | €655 | €1,913 | €594 | ▼ 68.9% |
| Fixed assets21/28 | €75 | €75 | €75 | €75 | €75 | €75 | = |
| Financial fixed assets28 | €75 | €75 | €75 | €75 | €75 | €75 | = |
| Current assets29/58 | €3,338 | €3,548 | €601 | €580 | €1,838 | €519 | ▼ 71.8% |
| Amounts receivable within one year40/41 | €836 | €335 | €196 | €3 | €15 | €16 | ▲ 8.3% |
| Other amounts receivable41 | - | - | - | €3 | €15 | €16 | ▲ 8.3% |
| Cash at bank and in hand54/58 | €2,503 | €2,612 | €405 | €438 | €1,675 | €344 | ▼ 79.5% |
| Deferred charges and accrued income490/1 | - | - | - | €140 | €148 | €159 | ▲ 7.5% |
| Equity and liabilities | |||||||
| Total equity and liabilities10/49 | €3,413 | €3,622 | €676 | €655 | €1,913 | €594 | ▼ 68.9% |
| Equity10/15 | -€17,704 | -€17,602 | -€19,787 | -€19,592 | -€18,277 | -€19,120 | ▼ 4.6% |
| Contributions10/11 | €6,197 | - | - | €6,197 | €6,197 | €6,197 | = |
| Reserves13 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Non-distributable reserves130/1 | - | - | - | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | - | - | - | €1,859 | €1,859 | €1,859 | = |
| Profit (loss) carried forward14 | -€25,761 | -€25,659 | -€27,844 | -€27,649 | -€26,333 | -€27,176 | ▼ 3.2% |
| Amounts payable17/49 | €21,118 | €21,225 | €20,463 | €20,247 | €20,190 | €19,714 | ▼ 2.4% |
| Amounts payable within one year42/48 | €20,263 | €20,620 | €19,576 | €19,293 | €19,189 | €18,716 | ▼ 2.5% |
| Trade debts44 | €148 | €937 | €348 | €299 | €326 | €342 | ▲ 4.8% |
| Suppliers440/4 | - | - | - | €299 | €326 | €342 | ▲ 4.8% |
| Taxes, remuneration and social security45 | - | - | - | €111 | €340 | €225 | ▼ 33.8% |
| Taxes450/3 | - | - | - | €111 | €340 | €225 | ▼ 33.8% |
| Other amounts payable47/48 | - | - | - | €18,883 | €18,523 | €18,149 | ▼ 2.0% |
| Accrued charges and deferred income492/3 | - | - | - | €955 | €1,001 | €998 | ▼ 0.3% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €45 | €102 | -€2,185 | €195 | €1,315 | -€843 | - |
| Operating cash flow (approximation) | €45 | €102 | -€2,185 | €195 | €1,315 | -€843 | - |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €109 | -€2,206 | €33 | €1,237 | -€1,331 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 29 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 30-09-2024 | micro format | 31-03-2025 | 2025-00059423 |
| 30-09-2023 | micro format | 30-03-2024 | 2024-00054752 |
| 30-09-2022 | micro format | 31-03-2023 | 2023-00050687 |
| 30-09-2021 | micro format | 31-03-2022 | 2022-09800177 |
| 30-09-2020 | micro format | 27-03-2021 | 2021-08800052 |
| 30-09-2019 | micro format | 29-01-2020 | 2020-02900309 |
| 30-09-2018 | micro format | 31-01-2019 | 2019-03700207 |
| 30-09-2017 | micro format | 30-01-2018 | 2018-03400280 |
| 30-09-2016 | abbreviated format | 14-03-2017 | 2017-06500282 |
| 30-09-2015 | abbreviated format | 13-02-2016 | 2016-04700510 |
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of the 16,988 active companies whose main activity is computer programming (NACE 62100), figures are known for 8,968. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
1 director, last change in 2025
Wendy MONDELAERS
CurrentDirector (not named in the articles) · since 24-11-2025
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ.
See the directors and other office holders in the KBO →
Not every act has been read: a resignation may still be missing
1 of this company's 2 Belgian Official Gazette deeds has not been read yet. Appointments and resignations recorded in them are not yet in the list of directors: someone who resigned there may still be listed as sitting. The acts are in the Timeline.
Mandate history
2 people since 2025, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Wendy MONDELAERS |
|
| De Smedt Jozef |
|
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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History
Acts, filings and financial milestones
2025
15-12
Gazette deed
Resignation: Jozef DE SMEDT (director)Appointment: Wendy MONDELAERS (director) · Permanent representative: Lien RASSCHAERT · Director discharge7 facts ▸
Gazette deed
Resignation: Jozef DE SMEDT (director)
Appointment: Wendy MONDELAERS (director) · Permanent representative: Lien RASSCHAERT · Director discharge7 facts ▸
- General meeting, 24-11-2025
- Director resignation, Jozef DE SMEDT (director (not named in the articles))
- Director discharge, Jozef DE SMEDT (director (not named in the articles))
- Director appointment, Wendy MONDELAERS (director (not named in the articles))
- Registered-office move, Larumseweg 88, 2440 Geel
- Power of attorney, Warfid NV
- Permanent representative, Lien RASSCHAERT
31-03
NBB filing
Annual accounts filed
financial year 2024 · micro format
2024
30-03
NBB filing
Annual accounts filed
financial year 2023 · micro format
2023
30-09
Financial
Highest result from 2019 to 2024net €1,315 ▲574%
Operating result €1,549, net result €1,315, both a record.
31-03
NBB filing
Annual accounts filed
financial year 2022 · micro format
2022
30-09
Financial
Back to profitnet €195
Net result €195 after one loss-making year.
31-03
NBB filing
Annual accounts filed
financial year 2021 · micro format
2021
30-09
Financial
Weakest financial yearnet -€2,185
Net result drops to -€2,185, the lowest in the series; recovery starts the following year.
27-03
NBB filing
Annual accounts filed
financial year 2020 · micro format
2020
29-01
NBB filing
Annual accounts filed
financial year 2019 · micro format
2019
31-01
NBB filing
Annual accounts filed
financial year 2018 · micro format
2018
30-01
NBB filing
Annual accounts filed
financial year 2017 · micro format
2017
14-03
NBB filing
Annual accounts filed
financial year 2016 · abbreviated format
2016
13-02
NBB filing
Annual accounts filed
financial year 2015 · abbreviated format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 29 annual accounts filed, the latest 10 are here; all 29 are under Financials.
1 of 2 deeds read
About the unread acts
Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Register details
Identification
Legal formPrivate limited company (pre-2019)
Founded16-06-1995
Financial year end30-09
Activities, NACEBEL 2025
62100Computer programming
E-invoicing
Reachable via Peppol
Peppol ID
0208:0455410941
Also
9925:BE0455410941
Registered
21-10-2026
Back in the register since 22 October 2026.
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 26 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 1995
Ground area
1,233 m²
Building footprint
295 m²
Building volume
1,678 m³
2 parcels, Flanders · tallest building 9.1 m. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Immob IT
since 1995unit no. 2.072.276.227
2 parcels
Flanders
2
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 13374D1086/00N000 | Flanders | 830 m² | 1 · 167 m² | 8.0 m · 2 |
| 11052D0093/00C000 | Flanders | 403 m² | 1 · 128 m² | 9.1 m · 2 |
How the parcels are linked
Good to know
Both parcels match the address exactly.