KepTo
ActiveSummary
KepTo has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40k and a net result of €39k. Its solvency ranks better than 33% of 1316 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes
Profitability100
Solvency55
Growth-
Track record67
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.97; short-term debt: 70.2% and cash: 53.3% of total assets), and 70.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 33
Relative position
BE, all sectors
reference
Repair, maintenance and installation of machinery and equipment (NACE 33)
about 56% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.8%
Return on assets
29.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€40k
Total assets
€133k
Net result
€39k
Working capital
€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €133k
Fixed assets
€42k
Current assets
€90k
Equity and liabilities €133k
Equity
€40k
Debt
€93k
Debt finances 70.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€58k
Cash flow
€49k
Current ratio
0.97
Debt to equity
2.35
ROE
97.5%
ROA
29.1%
Interest coverage
1283.36
Debt ≤ 1 year
€93k
Income taxes
€10k
Filed annual accounts As filed with the NBB · 2025 · 36 lines
Balance sheet
Code2025
Assets
Total assets20/58€133k
Fixed assets21/28€42k
Tangible fixed assets22/27€42k
Plant, machinery and equipment23€2k
Furniture and vehicles24€41k
Current assets29/58€90k
Amounts receivable within one year40/41€17k
Trade receivables40€17k
Cash at bank and in hand54/58€71k
Deferred charges and accrued income490/1€3k
Equity and liabilities
Total equity and liabilities10/49€133k
Equity10/15€40k
Contributions10/11€1k
Reserves13€39k
Distributable reserves133€39k
Amounts payable17/49€93k
Amounts payable within one year42/48€93k
Trade debts44€341
Suppliers440/4€341
Taxes, remuneration and social security45€26k
Taxes450/3€23k
Remuneration and social security454/9€2k
Other amounts payable47/48€67k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k
Other operating charges640/8€220
Gross operating margin9900€59k
Operating profit (loss)9901€48k
Financial charges65/66B€46
Recurring financial charges65€46
Profit (loss) for the period before taxes9903€48k
Income taxes67/77€10k
Profit (loss) for the period9904€39k
Profit (loss) for the period to be appropriated9905€39k
Appropriation of the result
Profit (loss) to be appropriated9906€39k
Transfer to equity691/2€39k
To other reserves6921€39k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10k |
| Other operating charges640/8 | €220 |
| Gross operating margin9900 | €59k |
| Operating profit (loss)9901 | €48k |
| Financial charges65/66B | €46 |
| Recurring financial charges65 | €46 |
| Profit (loss) for the period before taxes9903 | €48k |
| Income taxes67/77 | €10k |
| Profit (loss) for the period9904 | €39k |
| Profit (loss) for the period to be appropriated9905 | €39k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €133k | |
| Fixed assets21/28 | €42k | |
| Tangible fixed assets22/27 | €42k | |
| Plant, machinery and equipment23 | €2k | |
| Furniture and vehicles24 | €41k | |
| Current assets29/58 | €90k | |
| Amounts receivable within one year40/41 | €17k | |
| Trade receivables40 | €17k | |
| Cash at bank and in hand54/58 | €71k | |
| Deferred charges and accrued income490/1 | €3k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €133k | |
| Equity10/15 | €40k | |
| Contributions10/11 | €1k | |
| Reserves13 | €39k | |
| Distributable reserves133 | €39k | |
| Amounts payable17/49 | €93k | |
| Amounts payable within one year42/48 | €93k | |
| Trade debts44 | €341 | |
| Suppliers440/4 | €341 | |
| Taxes, remuneration and social security45 | €26k | |
| Taxes450/3 | €23k | |
| Remuneration and social security454/9 | €2k | |
| Other amounts payable47/48 | €67k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €39k |
| + Depreciation and write-downs630 | €10k |
| Operating cash flow (approximation) | €49k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
27-03
State Gazette act
Appointment: Daelemans Ulrike (non-statutory director)2 facts ▸
State Gazette act
Appointment: Daelemans Ulrike (non-statutory director)
2 facts ▸
- General meeting, 26/01/2026
- Director appointment, Daelemans Ulrike (non-statutory director)
State Gazette actNBB filing
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
Daelemans Ulrike
CurrentNon-statutory director · since 26-01-2026
26-01-2026
Appointed as Non-statutory director
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Londerzeel · 1 establishment unit since 2025
Ground area
3,127 m²
Building footprint
263 m²
Volume, LiDAR
529 m³
Parcel 23048A0159/00F000, Flanders · tallest building 11.7 m. Linked by address, not a title deed.
1 establishment unit
Zwaantje 21, 1840 Londerzeel
since 20252.374.261.773
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23048A0159/00F000 | Flanders | 3,127 m² | 1 · 263 m² | 11.7 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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EXTINCTEUR SERVICE
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Of 3,714 companies in sector 33120 we hold annual accounts for 1,344. 1,006 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-04-2025
Fiscal year end31-12
Activities, NACEBEL 2025
33120Repair and maintenance of machinery
43222Installation of electric heating, air conditioning, cooling and ventilation
85599Other education
Scores and ratios are computed by Checked and are not a credit decision.