KENZA
ActiveThe computed 12-month bankruptcy probability of KENZA is 2.3% (moderate). The 2024 annual accounts show equity of €240k and a net result of €-5k. Equity is growing by ~20.8% per year across the filed fiscal years. Its solvency ranks better than 59% of 1775 sector peers (fiscal year 2024). The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-91
Solvency41▼-5
Growth78=
Stability100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity short (current ratio 0.51 against 0.39 in 2023), and 67% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
33%
Return on assets
-0.7%
Age of the figures
20 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-02-2026, 195 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
195 d late
2023
61 d late
2022
37 d late
2021
45 d late
2020
26 d late
2019
84 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-5k
2023 · €44k
2018: €-45k
2019: €21k
2020: €4k
2021: €35k
2022: €47k
2023: €44k
2018 → 2024
Working capital
€-190k▼ 11.0%
2023 · €-172k
2018: €-120k
2019: €-112k
2020: €-107k
2021: €-95k
2022: €-165k
2023: €-172k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€118k-€153k▲ 29.6%€200k▲ 30.8%€245k▲ 22.2%€240k▼ 2.2%
Operating result€22k-€74k▲ 229%€88k▲ 19.1%€62k▼ 29.1%€21k▼ 66.3%
Net result€4k-€35k▲ 686%€47k▲ 34.7%€44k▼ 5.9%€-5k
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 66% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €725k
Fixed assets
€525k▼ 6.6%
Current assets
€200k▲ 83.2%
Equity and liabilities €725k
Equity
€240k▼ 2.2%
Debt
€485k▲ 13.9%
The debt ratio rises from 63.5% to 67.0%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€82k▼
2023 · €135k
Cash flow
€55k▼
2023 · €117k
Solvency
33.0%▼
2023 · 36.5%
Current ratio
0.51▲
2023 · 0.39
Quick ratio
0.35▲
2023 · 0.21
Debt / equity
2.03▲
2023 · 1.74
ROE
-2.2%▼
2023 · 18.1%
ROA
-0.7%▼
2023 · 6.6%
Interest coverage
7.76▼
2023 · 13.35
Debt
€485k▲
2023 · €426k
Debt ≤ 1 year
€391k▲
2023 · €281k
Debt > 1 year
€93k▼
2023 · €141k
Income taxes
€16k▲
2023 · €8k
Staff costs
€84k▲
2023 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€671k€725k▲
Fixed assets21/28€562k€525k▼
Intangible fixed assets21-€34k
Tangible fixed assets22/27€520k€453k▼
Plant, machinery and equipment23€2k€888▼
Furniture and vehicles24€232k€178k▼
Other tangible fixed assets26€286k€274k▼
Financial fixed assets28€42k€38k▼
Current assets29/58€109k€200k▲
Stocks and contracts in progress3€51k€64k▲
Stocks30/36€51k€64k▲
Amounts receivable within one year40/41€11k€78k▲
Trade receivables40€7k€67k▲
Other amounts receivable41€4k€11k▲
Cash at bank and in hand54/58€47k€55k▲
Deferred charges and accrued income490/1-€4k
Equity and liabilities
Total equity and liabilities10/49€671k€725k▲
Equity10/15€245k€240k▼
Contributions10/11€21k€21k=
Reserves13€181k€181k=
Distributable reserves133€181k€181k=
Profit (loss) carried forward14€43k€38k▼
Amounts payable17/49€426k€485k▲
Amounts payable after more than one year17€141k€93k▼
Financial debts170/4€138k€93k▼
Other amounts payable178/9€4k-
Amounts payable within one year42/48€281k€391k▲
Current portion of amounts payable after more than one year42€70k€62k▼
Financial debts43-€3k
Credit institutions430/8-€3k
Trade debts44€96k€104k▲
Suppliers440/4€96k€104k▲
Taxes, remuneration and social security45€18k€26k▲
Taxes450/3€4k€5k▲
Remuneration and social security454/9€13k€21k▲
Other amounts payable47/48€97k€196k▲
Accrued charges and deferred income492/3€4k€1k▼
Income statement
Code20232024
Remuneration, social security and pensions62€64k€84k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€72k€61k▼
Other operating charges640/8€14k€42k▲
Gross operating margin9900€212k€207k▼
Operating profit (loss)9901€62k€21k▼
Financial income75/76B€15-
Recurring financial income75€15-
Financial charges65/66B€10k€11k▲
Recurring financial charges65€10k€11k▲
Profit (loss) for the period before taxes9903€52k€10k▼
Income taxes67/77€8k€16k▲
Profit (loss) for the period9904€44k€-5k▼
Profit (loss) for the period to be appropriated9905€44k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€83k€38k▼
Profit (loss) brought forward from the previous period14P€39k€43k▲
Transfer to equity691/2€40k-
To other reserves6921€40k-
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
11-02
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 195 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 61 days late
2023
06-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 37 days late
2022
31-12
Financial
Highest result since 2018net €47k ▲34.7%
Operating result €88k, net result €47k, both a record.
31-12
Financial
Equity above €200kEq €200k ▲30.8%
4 profitable years in a row build equity to €200k.
14-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 45 days late
2021
31-12
Financial
Equity above €150kEq €153k ▲29.6%
3 profitable years in a row build equity to €153k.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 26 days late
2020
23-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 84 days late
2019
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
31-12
Financial
Equity above €100kEq €114k ▲22.8%
Equity rises from €93k to €114k.
29-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 90 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 2 establishment units since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de Mérode 41300 WavreGround area
2,092 m²
Building footprint
822 m²
Volume, LiDAR
8,912 m³
2 parcels, Wallonia · tallest building 15.5 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Avenue de Mérode 4, 1300 Wavre
since 20092.179.942.762
Kenza
since 20242.356.239.965
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25055A0444/00Z008 | Wallonia | 1,211 m² | 1 · 121 m² | 4.4 m · 1 fl. |
| 25386B0122/00W002 | Wallonia | 880 m² | 1 · 701 m² | 15.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesOttignies-Louvain-la-Neuve2.356.239.965
Wavre2.179.942.762
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AFCSB
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Of 21,633 companies in sector 56112 we hold annual accounts for 9,658. 6,210 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-08-2002
Fiscal year end31-12
Activities, NACEBEL
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
47300Retail sale of automotive fuel
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:moustache.kenza@skynet.be
Phone:+32495856179