Kendopaints

Active

Private limited companyfounded 20242 yrs activeMerenwegel 1, 9140 Temse, BelgiumKBO/BCE: BE 1006.894.048

Summary

Kendopaints has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,014 and a net result of €17,514. Its solvency ranks better than 46% of 21938 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Risk analysisWatch Report Compare

KendopaintsActiveChecked score 67/100

Risk analysis Report Compare

Activity

Retail trade

NACE 47526

1 site

Size

€68,338total assets 2025

Staff: 0.4 FTE
Equity: €20,014
Profit: €17,514

Turnover not published (abridged schema)

Financial health

67 Healthy Checked score 2025

Bankruptcy chance 12 m: 1.1%

Structure

Accounts 39 d early0 of 1 deed read

Why 67- Founded in 2024- Size: total assets €68,338- Sector Retail trade (NACE 47)+ Liquidity: current ratio 1.28, cash €20,838Show the evidence

Checked score

Score 2025

67 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 65% of its sector peers (NACE 47, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 54

equity 29.3% of total assets

Liquidity 50

short-term debt 70.7% · cash 30.5%

Profitability 100

return on assets 25.6%

Bankruptcy probability, 12 months

1.1% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (39,974 companies)

Last 24 months 04-2025: 1.8% 05-2025: 1.9%▲ +2.7% vs 04-2025 06-2025: 1.9%▲ +2.0% vs 05-2025 07-2025: 2.3%▲ +22.8% vs 06-2025 08-2025: 2.3%▲ +0.5% vs 07-2025 09-2025: 2.6%▲ +10.3% vs 08-2025 10-2025: 2.9%▲ +10.4% vs 09-2025 11-2025: 2.9%▲ +1.8% vs 10-2025highest value 12-2025: 2.8%▼ -3.1% vs 11-2025 01-2026: 0.9%▼ -66.6% vs 12-2025 02-2026: 0.9%▼ -0.6% vs 01-2026lowest value 03-2026: 1.0%▲ +5.3% vs 02-2026 04-2026: 1.0%▲ +1.3% vs 03-2026 05-2026: 1.0%● 0.0% vs 04-2026 06-2026: 1.0%● 0.0% vs 05-2026 07-2026: 1.0%▼ -2.3% vs 06-2026 08-2026: 1.0%● 0.0% vs 07-2026 09-2026: 1.0%▼ -1.5% vs 08-2026 10-2026: 1.1%▲ +10.3% vs 09-2026

Founded in 2024 raises the probability for this profile
Liquidity: current ratio 1.28, cash €20,838 lowers the probability
Size: total assets €68,338 raises the probability for this profile
Sector Retail trade (NACE 47) raises the probability

Credit up to €1,000 at 30 days acceptable

Liquidity tight (current ratio 1.28; short-term debt: 70.7% and cash: 30.5% of total assets), and 70.7% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 45%, liquidity 54%, profitability 96%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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