Summary
Kempische Heerd is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €14.2m and a net result of €82,599. Equity has been stable since 2018 (±0.7% per year). Its solvency ranks better than 27% of 3,031 sector peers (NACE 64, financial year 2025). The company has been active since 1968 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active Normal situation
- Activity
- Financial service activities, except insurance and pension funding NACE 64922
- Joint committee
- 200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2025
- Establishment units
- 2.054.270.453 2300 Turnhout, since 24-09-1991
- 2.278.694.108 2018 Antwerpen, since 04-07-2018
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Board and ownership
- Josiane DriesenChair
- Franciscus DillenDirector
- GEMEENTE AARTSELAARDirector · since 29-04-2025
- Auditor
- Compass Audit
Financial position
- Profit
- €82,599
- ▼ 27.0%
- Equity
- €14.2m
- ▲ 0.6%
- Total assets
- €42.6m
- ▼ 6.5%
- Employees on 31-12-2025
- 2
- =
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 40 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
Key points
- New directorslatest change 28-04-2026 · 16 in office 5 joined View
- Positive: 9th largest company by total assets in Turnhout, Finance and insurance sectorin the Checked rankings No. 9 View
- Positive: 8 profitable years in a rowprofit 2025: €82,599 8 years View
- Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View
Recent changes
- · Gazette deed Appointments: Koen De Busser (director) and Els Van Hout (director)Reappointments: Josiane Driesen, Franciscus Dillen and Alfons Dierckx · Officer change
- · Gazette deed Appointments: Compass Audit bv, Tinne Vangeel and 8 othersResignations: Ria Vreys, Jan Van Dael and 9 others
- · Gazette deed Reappointments: Josiane Driesen (director) and Marc Boogers (director)
Comparable companies
These companies have the same main activity as Kempische Heerd: financial service activities, except insurance and pension funding (NACE 64922). They are comparable in size and age: total assets between €16m and €61m, founded between 1923 and 1968.
| Company | Total assets | Turnover |
|---|---|---|
| Kempische Heerd Turnhout | €42.6m | €1.0m |
| L'Entr'Aide Financière du Tournaisis Brussel | €15.6m | €1.5m |
| CREDIT IMMOBILIER OUVRIER,Société de Crédit Social Schaarbeek | €20.0m | €0.8m |
| Volkskrediet de Toren Aalst | €61.2m | €1.5m |
| « SOCIETE DE CREDIT POUR HABITATIONS SOCIALES » en abrégé « S.C.H.S » en langue allemande « EIGENHEIMKREDITGESELLSCHAFT » en abrégé « E.H.K.G » Malmedy | €28.4m | €0.7m |
| CREDIALYS Huy | €51.1m | €1.4m |
| Ons Eigen Huis Pelt | €22.7m | €0.6m |
Key facts about Kempische Heerd
- What is the company number of Kempische Heerd?
- The company number of Kempische Heerd is 0404.164.554. The VAT number is the same number with BE in front: BE 0404.164.554.
- Where is Kempische Heerd based?
- The registered office is at Parklaan 113, 2300 Turnhout.Company details
- What does Kempische Heerd do?
- According to the KBO register, the main activity is financial service activities, except insurance and pension funding (NACE 64922).
- What is the legal form of Kempische Heerd?
- The legal form of Kempische Heerd is Public limited company (NV).
- When was Kempische Heerd founded?
- Kempische Heerd was founded on 01-01-1968.
- Is Kempische Heerd still active?
- Yes, Kempische Heerd is an active enterprise in the KBO register.
- How many employees does Kempische Heerd have?
- Kempische Heerd had an average of 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does Kempische Heerd fall under?
- In its 2025 annual accounts, Kempische Heerd states joint committee 200 (Aanvullend Paritair Comité voor de bedienden).
- What is the turnover of Kempische Heerd?
- The turnover of Kempische Heerd was €1.0m in financial year 2025, according to the filed annual accounts.
- Is Kempische Heerd profitable?
- In financial year 2025, Kempische Heerd made a profit of €82,599.
- Where can I find the annual accounts of Kempische Heerd?
- Kempische Heerd filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Kempische Heerd due?
- Kempische Heerd must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
See how customers, suppliers and banks see your own company and what to improve first.