Kemper Engineering
ActiveKemper Engineering has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51k and a net result of €51k. Equity is growing by ~4% per year across the filed fiscal years. Its solvency ranks better than 65% of 1898 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency96▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 3.06 against 3.11 in 2024; short-term debt: 29.2% and cash: 48.8% of total assets), and 29.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.8%
Return on assets
70.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
77 d early
2023
22 d early
2022
20 d early
2021
26 d early
2020
30 d late
2019
14 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€51k▼ 6.3%
2024 · €54k
2018: €31k
2019: €46k
2020: €58k
2021: €58k
2022: €57k
2023: €75k
2024: €54k
2018 → 2025
Total assets
€72k▼ 18.0%
2024 · €88k
2018: €82k
2019: €121k
2020: €113k
2021: €131k
2022: €108k
2023: €121k
2024: €88k
2018 → 2025
Net result
€51k▲ 83.0%
2024 · €28k
2018: €8k
2019: €15k
2020: €12k
2021: €490
2022: €-1k
2023: €18k
2024: €28k
2018 → 2025
Working capital
€43k▼ 18.2%
2024 · €53k
2018: €11k
2019: €25k
2020: €33k
2021: €71k
2022: €67k
2023: €81k
2024: €53k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€58k-€57k▼ 2.3%€75k▲ 32.3%€54k▼ 27.9%€51k▼ 6.3%
Operating result€-3k-€-5k▼ 87.8%€26k€36k▲ 39.3%€66k▲ 84.0%
Net result€490-€-1k€18k€28k▲ 51.4%€51k▲ 83.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 84% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €72k
Fixed assets
€8k▼ 20.9%
Current assets
€64k▼ 17.7%
Equity and liabilities €72k
Equity
€51k▼ 6.3%
Debt
€21k▼ 37.2%
The debt ratio falls from 38.1% to 29.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€70k▲
2024 · €39k
Cash flow
€54k▲
2024 · €31k
Solvency
70.8%▲
2024 · 61.9%
Current ratio
3.06▼
2024 · 3.11
Quick ratio
3.06▼
2024 · 3.11
Debt / equity
0.41▼
2024 · 0.61
ROE
100.0%▲
2024 · 51.2%
ROA
70.8%▲
2024 · 31.7%
Interest coverage
134.62▲
2024 · 30.57
Debt
€21k▼
2024 · €33k
Debt ≤ 1 year
€21k▼
2024 · €25k
Debt > 1 year
€0▼
2024 · €8k
Income taxes
€16k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€88k€72k▼
Fixed assets21/28€10k€8k▼
Tangible fixed assets22/27€10k€8k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€4k€3k▼
Other tangible fixed assets26€4k€3k▼
Financial fixed assets28€90€90=
Current assets29/58€78k€64k▼
Amounts receivable within one year40/41€51k€25k▼
Trade receivables40€14k€13k▼
Other amounts receivable41€37k€12k▼
Cash at bank and in hand54/58€21k€35k▲
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€88k€72k▼
Equity10/15€54k€51k▼
Contributions10/11€0-
Reserves13€54k€51k▼
Distributable reserves133€54k€51k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€33k€21k▼
Amounts payable after more than one year17€8k€0▼
Financial debts170/4€8k€0▼
Amounts payable within one year42/48€25k€21k▼
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€15k€10k▼
Taxes450/3€15k€10k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€41k€71k▲
Operating profit (loss)9901€36k€66k▲
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€1k€517▼
Recurring financial charges65€1k€517▼
Profit (loss) for the period before taxes9903€38k€67k▲
Income taxes67/77€10k€16k▲
Profit (loss) for the period9904€28k€51k▲
Profit (loss) for the period to be appropriated9905€28k€51k▲
Appropriation of the result
Profit (loss) to be appropriated9906€28k€51k▲
Transfer from equity791/2€30k€54k▲
Transfer to equity691/2€28k€51k▲
To other reserves6921€28k€51k▲
Profit to be distributed694/7€30k€54k▲
Return on contributions (dividend)694€30k€54k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €51k ▲83%
Operating result €66k, net result €51k, both a record.
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-1k ▼372%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 14 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gavere · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louis De Meesterstraat 219890 GavereGround area
787 m²
Building footprint
98 m²
Volume, LiDAR
628 m³
Parcel 44060A0423/00B000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
F.K.L.A.
since 20082.173.764.555
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44060A0423/00B000 | Flanders | 786 m² | 1 · 98 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,153 companies in sector 63920 we hold annual accounts for 1,522. 1,223 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2008
Fiscal year end31-12
Activities, NACEBEL
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.