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Kempenland

Active
Public limited companyfounded 1989active for 36 yearsGreesstraat(HRT) 13, 2200 Herentals, BelgiumKBO/BCE: BE 0439.497.595
Summary

Kempenland has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.8m and a net result of €216,210. Equity is growing by about 8.8% per year across the filed financial years. Its solvency ranks better than 83% of 11,120 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Buying and selling of own real estate
NACE 68110
8th largest company by equity in Herentals, Real estate sector1 site
Size
€6.3mtotal assets 2025
Staff
1.2 FTE
Equity
€4.8m
Profit
€216,210
Turnover not published (abbreviated format)
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Parent
BONFIN · 100%
Holdings
1
Accounts 36 days early2 of 8 deeds read
Why 95raises riskFigures for financial year 2025 (filed 26-09-2025)lowers riskSize: 1.2 FTE, total assets €6.3mFounded in 1989Equity €4.8m (76.9% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 59% of its sector peers (NACE 68, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 76.9% of total assets
Liquidity 54+1
short-term debt 21.9% · cash 8.8%
Profitability 28+6
return on assets 3.5%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,601 companies, NACE 68, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025highest value 10-2025: < 0.1%▼ -0.1 percentage points vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €450,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.26, compared with 4.54 in 2024, above the usual 1.5; short-term debt: 21.9% and cash: 8.8% of total assets), and 23.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 91% on solvency, 63% on liquidity, 25% on profitability and 58% on growth.

The bankruptcy probability was computed on 19-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: 1.2 FTE, total assets €6.3m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 1989
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Figures for financial year 2025 (filed 26-09-2025)
NBB · annual accounts
lowers risk · Equity €4.8m (76.9% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 25-09-2025, 36 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
36 days early
2024
34 days early
2023
36 days early
2022
17 days early
2021
34 days early
2020
32 days early
2019
34 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 32 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 27 September (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-03-2026 year end20-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Resignation: Bart Bongaerts BV (director and…Reappointments: Tria Tilia BV (director…
  2. Reappointments: Bart Bongaerts BV (director) and…Permanent representatives: Bongaerts Bart and…
  3. Annual accounts filedfinancial year 2025 · abbreviated…

Key points

  • Positive: Result rose in 2025from €10,084 to €216,210 ▲ 2,044% View
  • Positive: Among the best 8% on equitysector median €304,899 · 11,125 companies €4.8m View
  • New directorslatest change 05-01-2026 · 3 in office 3 joined View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Controlled by BONFIN 100% View

By topic

Financials

Financial year
2025
Total assets
€6.3m
Profit
€216,210
Solvency
76.9%
Total assets▲ 2.6%
Net result
20192025
Go to Financials

Board & ownership

Board
3 members
Parent
BONFIN · 100%
  • Antson CarolienDirector
  • BV Tria TiliaManaging director
  • Bart BongaertsDirector
Go to Board & ownership

Timeline

Events
40
Since
1991
Next accounts
by 31-10-2026
  1. 27-09-2024Annual accounts filed
  2. 31-03-2024Back to profit
  3. 31-03-2024Liquidity more than doubled
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Buying and selling of own real estateNACE 68110
Founded
20-12-1989
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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