KEMPENEERS D.
ActiveKEMPENEERS D. has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €987k and a net result of €41k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 88% of 7689 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
91
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability21▲+15
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity ample (current ratio 6.47 against 8.29 in 2024), and 19.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.6%
Return on assets
3.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-05-2026, 80 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
80 d early
2024
77 d early
2023
77 d early
2022
80 d early
2021
58 d early
2020
67 d early
2019
57 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€987k▼ 1.9%
2024 · €1.01M
2018: €856k
2019: €871k
2020: €931k
2021: €962k
2022: €976k
2023: €1.01M
2024: €1.01M
2018 → 2025
Total assets
€1.23M▲ 0.1%
2024 · €1.22M
2018: €1.18M
2019: €1.18M
2020: €1.25M
2021: €1.29M
2022: €1.25M
2023: €1.30M
2024: €1.22M
2018 → 2025
Net result
€41k▲ 232%
2024 · €12k
2018: €36k
2019: €35k
2020: €80k
2021: €50k
2022: €28k
2023: €49k
2024: €12k
2018 → 2025
Working capital
€879k▼ 6.0%
2024 · €935k
2018: €840k
2019: €862k
2020: €913k
2021: €953k
2022: €958k
2023: €959k
2024: €935k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€962k-€976k▲ 1.4%€1.01M▲ 3.4%€1.01M▼ 0.3%€987k▼ 1.9%
Operating result€83k-€46k▼ 44.8%€78k▲ 70.2%€33k▼ 58.1%€65k▲ 101%
Net result€50k-€28k▼ 44.1%€49k▲ 74.1%€12k▼ 74.5%€41k▲ 232%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 101% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.23M
Fixed assets
€185k▲ 15.4%
Current assets
€1.04M▼ 2.2%
Equity and liabilities €1.23M
Equity
€987k▼ 1.9%
Debt
€238k▲ 9.2%
The debt ratio rises from 17.8% to 19.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€102k▲
2024 · €69k
Cash flow
€78k▲
2024 · €49k
Solvency
80.6%▼
2024 · 82.2%
Current ratio
6.47▼
2024 · 8.29
Quick ratio
2.63▼
2024 · 3.58
Debt / equity
0.24▲
2024 · 0.22
ROE
4.2%▲
2024 · 1.2%
ROA
3.4%▲
2024 · 1.0%
Interest coverage
9.55▲
2024 · 4.83
Debt
€238k▲
2024 · €218k
Debt ≤ 1 year
€161k▲
2024 · €128k
Debt > 1 year
€77k▼
2024 · €89k
Income taxes
€15k▲
2024 · €6k
Staff costs
€140k▼
2024 · €167k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.22M€1.23M▲
Fixed assets21/28€160k€185k▲
Intangible fixed assets21€25€25=
Tangible fixed assets22/27€160k€185k▲
Land and buildings22€62k€60k▼
Plant, machinery and equipment23€10k€6k▼
Furniture and vehicles24€87k€119k▲
Financial fixed assets28€121€121=
Current assets29/58€1.06M€1.04M▼
Stocks and contracts in progress3€604k€618k▲
Stocks30/36€604k€618k▲
Amounts receivable within one year40/41€168k€151k▼
Trade receivables40€78k€63k▼
Other amounts receivable41€90k€88k▼
Cash at bank and in hand54/58€272k€264k▼
Deferred charges and accrued income490/1€20k€7k▼
Equity and liabilities
Total equity and liabilities10/49€1.22M€1.23M▲
Equity10/15€1.01M€987k▼
Contributions10/11€19k€19k=
Reserves13€988k€969k▼
Distributable reserves133€988k€969k▼
Amounts payable17/49€218k€238k▲
Amounts payable after more than one year17€89k€77k▼
Financial debts170/4€89k€77k▼
Amounts payable within one year42/48€128k€161k▲
Current portion of amounts payable after more than one year42€23k€34k▲
Trade debts44€55k€32k▼
Suppliers440/4€55k€32k▼
Advances received on contracts in progress46€800€517▼
Taxes, remuneration and social security45€35k€34k▼
Taxes450/3€9k€9k▲
Remuneration and social security454/9€25k€24k▼
Other amounts payable47/48€15k€60k▲
Accrued charges and deferred income492/3€9-
Income statement
Code20242025
Non-recurring operating income76A-€13k
Remuneration, social security and pensions62€167k€140k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€37k▼
Other operating charges640/8€3k€4k▲
Gross operating margin9900€240k€246k▲
Operating profit (loss)9901€33k€65k▲
Financial income75/76B€135€1k▲
Recurring financial income75€135€1k▲
Financial charges65/66B€14k€11k▼
Recurring financial charges65€14k€11k▼
Profit (loss) for the period before taxes9903€18k€56k▲
Income taxes67/77€6k€15k▲
Profit (loss) for the period9904€12k€41k▲
Profit (loss) for the period to be appropriated9905€12k€41k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€41k▲
Transfer from equity791/2€15k€60k▲
Transfer to equity691/2€12k€41k▲
To other reserves6921€12k€41k▲
Profit to be distributed694/7€15k€60k▲
Return on contributions (dividend)694€15k€60k▲
Social balance
Average headcount (FTE)90873.02.4▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €12k ▼74.5%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
15-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €1MEq €1.01M ▲3.4%
6 profitable years in a row build equity to €1.01M.
12-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
03-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
25-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €80k ▲129%
Operating result €114k, net result €80k, both a record.
04-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Landen · 1 establishment unit since 1981
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hannuitsesteenweg 43400 LandenGround area
804 m²
Building footprint
265 m²
Volume, LiDAR
1,980 m³
Parcel 24059B0251/00E003, Flanders · tallest building 12.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Hannuitsesteenweg 4, 3400 Landen
since 19812.020.037.470
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24059B0251/00E003 | Flanders | 804 m² | 1 · 265 m² | 12.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LEROY
BE 0425.659.061
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VERBEKE
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Of 9,475 companies in sector 43222 we hold annual accounts for 5,625. 3,104 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-08-1981
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
47525Retail trade
43221Plumbing work
45332
47521Retail sale of hardware, building materials, paint and glass (general range)
52461
Sources
Crossroads Bank for EnterprisesNational Bank · 44 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.