FREMA TOTAL PROJECTS
ActiveFREMA TOTAL PROJECTS has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €992k and a net result of €142k. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 75% of 7692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+1
Solvency90▲+13
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 7.99 against 7.38 in 2024; short-term debt: 11% and cash: 37.8% of total assets), and 34.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.5%
Return on assets
9.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
9 d early
2023
19 d early
2022
5 d early
2021
34 d early
2020
1 d early
2019
22 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€992k▲ 16.7%
2024 · €850k
2018: €402k
2019: €480k
2020: €628k
2021: €744k
2022: €730k
2023: €848k
2024: €850k
2018 → 2025
Total assets
€1.52M▼ 7.0%
2024 · €1.63M
2018: €698k
2019: €782k
2020: €835k
2021: €978k
2022: €1.10M
2023: €1.23M
2024: €1.63M
2018 → 2025
Net result
€142k▲ 3.9%
2024 · €137k
2018: €86k
2019: €77k
2020: €148k
2021: €116k
2022: €168k
2023: €118k
2024: €137k
2018 → 2025
Working capital
€1.17M▼ 5.7%
2024 · €1.24M
2018: €231k
2019: €323k
2020: €449k
2021: €589k
2022: €801k
2023: €898k
2024: €1.24M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€744k-€730k▼ 1.9%€848k▲ 16.2%€850k▲ 0.2%€992k▲ 16.7%
Operating result€160k-€235k▲ 46.9%€164k▼ 30.3%€200k▲ 22.0%€205k▲ 2.6%
Net result€116k-€168k▲ 45.3%€118k▼ 29.9%€137k▲ 16.0%€142k▲ 3.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 3% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.52M
Fixed assets
€180k▼ 8.6%
Current assets
€1.34M▼ 6.8%
Equity and liabilities €1.52M
Equity
€992k▲ 16.7%
Debt
€524k▼ 32.9%
The debt ratio falls from 47.9% to 34.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€260k▲
2024 · €246k
Cash flow
€197k▲
2024 · €183k
Solvency
65.5%▲
2024 · 52.1%
Current ratio
7.99▲
2024 · 7.38
Quick ratio
6.94▲
2024 · 6.42
Debt / equity
0.53▼
2024 · 0.92
ROE
14.3%▼
2024 · 16.1%
ROA
9.4%▲
2024 · 8.4%
Interest coverage
12.72▲
2024 · 9.82
Debt
€524k▼
2024 · €780k
Debt ≤ 1 year
€167k▼
2024 · €194k
Debt > 1 year
€331k▲
2024 · €329k
Income taxes
€62k▲
2024 · €60k
Staff costs
€298k▼
2024 · €317k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.63M€1.52M▼
Fixed assets21/28€197k€180k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€197k€170k▼
Land and buildings22€77k€60k▼
Plant, machinery and equipment23€21k€28k▲
Furniture and vehicles24€99k€82k▼
Other tangible fixed assets26€0€0=
Financial fixed assets28€377€10k▲
Current assets29/58€1.43M€1.34M▼
Amounts receivable after more than one year29€500k€500k=
Other amounts receivable291€500k€500k=
Stocks and contracts in progress3€186k€176k▼
Stocks30/36€186k€176k▼
Amounts receivable within one year40/41€131k€53k▼
Trade receivables40€122k€53k▼
Other amounts receivable41€9k-
Cash at bank and in hand54/58€585k€573k▼
Deferred charges and accrued income490/1€30k€34k▲
Equity and liabilities
Total equity and liabilities10/49€1.63M€1.52M▼
Equity10/15€850k€992k▲
Contributions10/11€19k€19k=
Reserves13€831k€973k▲
Distributable reserves133€831k€973k▲
Amounts payable17/49€780k€524k▼
Amounts payable after more than one year17€329k€331k▲
Financial debts170/4€33k€21k▼
Other amounts payable178/9€296k€311k▲
Amounts payable within one year42/48€194k€167k▼
Current portion of amounts payable after more than one year42€14k€13k▼
Trade debts44€128k€83k▼
Suppliers440/4€128k€83k▼
Taxes, remuneration and social security45€52k€71k▲
Taxes450/3€28k€46k▲
Remuneration and social security454/9€24k€25k▲
Accrued charges and deferred income492/3€256k€25k▼
Income statement
Code20242025
Non-recurring operating income76A€413-
Remuneration, social security and pensions62€317k€298k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€55k▲
Other operating charges640/8€6k€6k▼
Gross operating margin9900€568k€563k▼
Operating profit (loss)9901€200k€205k▲
Financial income75/76B€22k€20k▼
Recurring financial income75€22k€20k▼
Financial charges65/66B€25k€20k▼
Recurring financial charges65€25k€20k▼
Profit (loss) for the period before taxes9903€197k€204k▲
Income taxes67/77€60k€62k▲
Profit (loss) for the period9904€137k€142k▲
Profit (loss) for the period to be appropriated9905€137k€142k▲
Appropriation of the result
Profit (loss) to be appropriated9906€137k€142k▲
Transfer from equity791/2€136k-
Transfer to equity691/2€137k€142k▲
To other reserves6921€137k€142k▲
Profit to be distributed694/7€136k-
Return on contributions (dividend)694€136k-
Social balance
Average headcount (FTE)90875.24.5▼
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €168k ▲45.3%
Operating result €235k, net result €168k, both a record.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €500kEq €628k ▲30.9%
3 profitable years in a row build equity to €628k.
22-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 22 days late
2019
31-12
Financial
Weakest financial yearnet €77k ▼9.9%
Net result drops to €77k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Geenrode 273980 Tessenderlo-HamGround area
5,041 m²
Building footprint
62 m²
Parcel 71363C0983/00W002, Flanders. Linked by address, not a title deed.
1 establishment unit
Frema-TP
since 20112.204.540.279
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71363C0983/00W002 | Flanders | 5,041 m² | 1 · 62 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 2,265 EUR awarded · 2,265 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,226 EUR | 1,226 EUR |
| 2024 | 1 | 298 EUR | 298 EUR |
| 2023 | 1 | 360 EUR | 360 EUR |
| 2022 | 1 | 381 EUR | 381 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 9,524 companies in sector 43222 we hold annual accounts for 5,658. 3,111 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-08-2006
Fiscal year end31-12
Abbreviation EN
FTP
Abbreviation FR
FREMA-TP
Abbreviation NL
FREMA
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
41001General construction of residential buildings
68121Development of residential building projects
68122Development of non-residential building projects
43221Plumbing work
43310Plastering work
43320Joinery installation
43331Floor and wall tiling
45211
45332
45421
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0478757779