KEMPENEERS - BIESMANS
ActiveKEMPENEERS - BIESMANS has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €349k and a net result of €60k. Equity is growing by ~11.6% per year across the filed fiscal years. Its solvency ranks better than 36% of 1030 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76=
Solvency59▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity tight (current ratio 1.08 against 0.94 in 2024; short-term debt: 49.9% and cash: 7.1% of total assets), and 65.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.3%
Return on assets
5.9%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-12-2025, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
66 d early
2023
64 d early
2022
69 d early
2021
55 d early
2020
58 d early
2019
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€349k▲ 20.7%
2024 · €289k
2019: €167k
2020: €264k
2021: €308k
2022: €175k
2023: €235k
2024: €289k
2019 → 2025
Total assets
€1.02M▲ 11.1%
2024 · €915k
2019: €753k
2020: €882k
2021: €1.11M
2022: €971k
2023: €976k
2024: €915k
2019 → 2025
Net result
€60k▲ 9.9%
2024 · €54k
2019: €-22k
2020: €97k
2021: €44k
2022: €-132k
2023: €59k
2024: €54k
2019 → 2025
Working capital
€40k
2024 · €-26k
2019: €-83k
2020: €34k
2021: €47k
2022: €-74k
2023: €-31k
2024: €-26k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€308k-€175k▼ 43.0%€235k▲ 33.8%€289k▲ 23.2%€349k▲ 20.7%
Operating result€68k-€-116k€76k€72k▼ 4.0%€91k▲ 25.4%
Net result€44k-€-132k€59k€54k▼ 8.3%€60k▲ 9.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 25% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.02M
Fixed assets
€469k▼ 0.6%
Current assets
€548k▲ 23.6%
Equity and liabilities €1.02M
Equity
€349k▲ 20.7%
Debt
€668k▲ 6.7%
The debt ratio falls from 68.4% to 65.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€179k▲
2024 · €174k
Cash flow
€148k▼
2024 · €156k
Solvency
34.3%▲
2024 · 31.6%
Current ratio
1.08▲
2024 · 0.94
Quick ratio
0.78▲
2024 · 0.73
Debt / equity
1.91▼
2024 · 2.16
ROE
17.1%▼
2024 · 18.8%
ROA
5.9%▼
2024 · 5.9%
Interest coverage
9.13▲
2024 · 9.04
Debt
€668k▲
2024 · €626k
Debt ≤ 1 year
€508k▲
2024 · €469k
Debt > 1 year
€154k▼
2024 · €157k
Income taxes
€14k▲
2024 · €622
Staff costs
€161k▼
2024 · €243k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€915k€1.02M▲
Fixed assets21/28€472k€469k▼
Tangible fixed assets22/27€472k€469k▼
Land and buildings22€223k€198k▼
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€244k€268k▲
Current assets29/58€443k€548k▲
Stocks and contracts in progress3€103k€151k▲
Stocks30/36€75k€89k▲
Contracts in progress37€28k€63k▲
Amounts receivable within one year40/41€301k€307k▲
Trade receivables40€239k€220k▼
Other amounts receivable41€62k€87k▲
Current investments50/53-€1k
Cash at bank and in hand54/58€25k€72k▲
Deferred charges and accrued income490/1€15k€16k▲
Equity and liabilities
Total equity and liabilities10/49€915k€1.02M▲
Equity10/15€289k€349k▲
Contributions10/11€19k€19k=
Reserves13€271k€330k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€271k€330k▲
Amounts payable17/49€626k€668k▲
Amounts payable after more than one year17€157k€154k▼
Financial debts170/4€157k€154k▼
Amounts payable within one year42/48€469k€508k▲
Current portion of amounts payable after more than one year42€104k€71k▼
Financial debts43€123k€121k▼
Credit institutions430/8€123k€95k▼
Other loans439-€26k
Trade debts44€211k€290k▲
Suppliers440/4€211k€290k▲
Taxes, remuneration and social security45€30k€25k▼
Taxes450/3€5k€7k▲
Remuneration and social security454/9€26k€18k▼
Accrued charges and deferred income492/3-€6k
Income statement
Code20242025
Non-recurring operating income76A€13k€0▼
Remuneration, social security and pensions62€243k€161k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€102k€88k▼
Other operating charges640/8€13k€14k▲
Gross operating margin9900€430k€354k▼
Operating profit (loss)9901€72k€91k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€19k€20k▲
Recurring financial charges65€19k€20k▲
Profit (loss) for the period before taxes9903€55k€74k▲
Income taxes67/77€622€14k▲
Profit (loss) for the period9904€54k€60k▲
Profit (loss) for the period to be appropriated9905€54k€60k▲
Appropriation of the result
Profit (loss) to be appropriated9906€54k€60k▲
Transfer to equity691/2€54k€60k▲
To other reserves6921€54k€60k▲
Social balance
Average headcount (FTE)90874.64.6=
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
02-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
26-11
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
28-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial
Back to profitnet €59k
Net result €59k after one loss-making year.
30-06
Financial
Equity above €200kEq €235k ▲33.8%
Equity rises from €175k to €235k.
2022
23-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
30-06
Financial
Weakest financial yearnet €-132k ▼399%
Net result drops to €-132k, the lowest in the series; recovery starts the following year.
2021
07-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
04-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial
Back to profitnet €97k
Net result €97k after one loss-making year.
30-06
Financial
Equity above €200kEq €264k ▲58%
Equity rises from €167k to €264k.
2019
18-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
21-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
01-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
28-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Lange Beemden 253550 Heusden-ZolderGround area
3,229 m²
Building footprint
1,188 m²
Volume, LiDAR
8,031 m³
Parcel 71065B1046/00A000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
De Lange Beemden 25, 3550 Heusden-Zolder
since 19982.088.930.533
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71065B1046/00A000 | Flanders | 3,229 m² | 1 · 1,188 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 7 entries · 31,192 EUR awarded · 31,192 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 10,801 EUR | 10,801 EUR |
| 2024 | 2 | 6,917 EUR | 6,917 EUR |
| 2023 | 1 | 6,468 EUR | 6,468 EUR |
| 2022 | 2 | 7,006 EUR | 7,006 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Individueel Maatwerk
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 908 companies in sector 25120 we hold annual accounts for 677. 542 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-10-1998
Fiscal year end30-06
Activities, NACEBEL
25120Manufacture of fabricated metal products, except machinery and equipment
28120
43320Joinery installation
45422
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.