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Kemp Man & Con

Active
Private limited companyfounded 20242 yrs activeLuxemburglaan 7, 2440 Geel, BelgiumKBO/BCE: BE 1009.651.224

Kemp Man & Con has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €60k. Its solvency ranks better than 54% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
90 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency86
Growth-
Track record67
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity ample (current ratio 2.64; short-term debt: 27.5% and cash: 61% of total assets), and 39.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
60.7%
Return on assets
45.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
25 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€80k
Total assets
€132k
Net result
€60k
Working capital
€59k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €132k
Fixed assets €36k
Current assets €96k
Equity and liabilities €132k
Equity €80k
Debt €52k
Debt finances 39.3% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€95k
Cash flow
€70k
Solvency
60.7%
Current ratio
2.64
Quick ratio
2.64
Debt / equity
0.65
ROE
75.0%
ROA
45.5%
Interest coverage
70.45
Debt
€52k
Debt ≤ 1 year
€36k
Debt > 1 year
€16k
Income taxes
€23k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet Code2025
Assets
Total assets20/58€132k
Fixed assets21/28€36k
Tangible fixed assets22/27€36k
Furniture and vehicles24€36k
Current assets29/58€96k
Amounts receivable within one year40/41€14k
Trade receivables40€12k
Other amounts receivable41€3k
Cash at bank and in hand54/58€80k
Deferred charges and accrued income490/1€1k
Equity and liabilities
Total equity and liabilities10/49€132k
Equity10/15€80k
Contributions10/11€20k
Reserves13€60k
Distributable reserves133€60k
Amounts payable17/49€52k
Amounts payable after more than one year17€16k
Financial debts170/4€16k
Amounts payable within one year42/48€36k
Current portion of amounts payable after more than one year42€7k
Trade debts44€929
Suppliers440/4€929
Taxes, remuneration and social security45€28k
Taxes450/3€28k
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k
Other operating charges640/8€984
Gross operating margin9900€96k
Operating profit (loss)9901€85k
Financial income75/76B€15
Recurring financial income75€15
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€83k
Income taxes67/77€23k
Profit (loss) for the period9904€60k
Profit (loss) for the period to be appropriated9905€60k
Appropriation of the result
Profit (loss) to be appropriated9906€60k
Transfer to equity691/2€60k
To other reserves6921€60k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

2026
06-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2024
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Luxemburglaan 72440 Geel
Ground area
1,682 m²
Building footprint
161 m²
Volume, LiDAR
965 m³
Parcel 13372A0955/00Z024, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kemp Man & Con
Luxemburglaan 7, 2440 GeelFinancial service activities, except insurance and pension funding
since 20242.360.436.404
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13372A0955/00Z024 Flanders 1,682 m² 1 · 161 m² 9.4 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 40,101 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded24-05-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.