KEMP
ActiveSummary
KEMP has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60,408 and a net result of €917. Equity is growing by ~11.5% per year across the filed fiscal years. Its solvency ranks better than 75% of 13604 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability70▼-8
Solvency84▲+5
Growth52=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity short (current ratio 0.92 against 0.84 in 2024; short-term debt: 33.6% and cash: 4.4% of total assets), and 40.6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.4%
Return on assets
0.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
29 d early
2023
26 d early
2022
26 d early
2021
1 d late
2020
11 d early
2019
15 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 14 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€122,008▲ 25.3%
2020 · €97,386
EBIT margin
-4.4%▲ 27.5pp
2020 · -31.8%
Net result
€917▼ 88.8%
2024 · €8,161
Working capital
-€2,844▲ 53.1%
2024 · -€6,058
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€122,008▲ 25.3%
Operating result-€5,315▲ 82.9%€6,948€9,754▲ 40.4%€8,761▼ 10.2%€1,391▼ 84.1%
Net result€7,266within the sector's middle half€5,706within the sector's middle half▼ 21.5%€9,132within the sector's middle half▲ 60.1%€8,161within the sector's middle half▼ 10.6%€917within the sector's middle half▼ 88.8%
EBIT margin-4.4%▲ 27.5pp
Equity€36,492within the sector's middle half▲ 24.9%€42,197within the sector's middle half▲ 15.6%€51,330within the sector's middle half▲ 21.6%€59,491within the sector's middle half▲ 15.9%€60,408within the sector's middle half▲ 1.5%
Total assets€171,010within the sector's middle half▼ 0.3%€148,295within the sector's middle half▼ 13.3%€137,969within the sector's middle half▼ 7.0%€109,615within the sector's middle half▼ 20.6%€101,755within the sector's middle half▼ 7.2%
Debt€134,518▼ 5.4%€106,098▼ 21.1%€86,639▼ 18.3%€50,124▼ 42.1%€41,346▼ 17.5%
Working capital-€70,816below the sector's middle half▲ 13.4%-€43,355below the sector's middle half▲ 38.8%-€23,631within the sector's middle half▲ 45.5%-€6,058within the sector's middle half▲ 74.4%-€2,844within the sector's middle half▲ 53.1%
Solvency21.3%within the sector's middle half▲ 4.3pp28.5%within the sector's middle half▲ 7.1pp37.2%within the sector's middle half▲ 8.7pp54.3%within the sector's middle half▲ 17.1pp59.4%within the sector's middle half▲ 5.1pp
Current ratio0.33below the sector's middle half▲ 0.230.47below the sector's middle half▲ 0.140.66within the sector's middle half▲ 0.190.84within the sector's middle half▲ 0.180.92within the sector's middle half▲ 0.08
Return on assets (ROA)4.2%within the sector's middle half▲ 14.4pp3.8%within the sector's middle half▼ 0.4pp6.6%within the sector's middle half▲ 2.8pp7.4%within the sector's middle half▲ 0.8pp0.9%within the sector's middle half▼ 6.5pp
Staff (FTE)1.11.1=1▼ 9.1%1.1▲ 10.0%
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 84% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €101,755
Fixed assets
€70,423 ▼ 9.7%
Current assets
€31,332 ▼ 0.9%
Equity and liabilities €101,755
Equity
€60,408 ▲ 1.5%
Debt
€41,346 ▼ 17.5%
Debt's share of the balance-sheet total falls from 45.7% to 40.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€14,395▼
2024 · €26,092
Cash flow
€13,922▼
2024 · €25,492
Quick ratio
0.76▼
2024 · 0.79
Debt to equity
0.68▼
2024 · 0.84
ROE
1.5%▼
2024 · 13.7%
Interest coverage
30.09▼
2024 · 43.47
Debt ≤ 1 year
€34,176▼
2024 · €37,682
Debt > 1 year
€7,171▼
2024 · €12,442
Staff costs
€35,284▼
2024 · €37,659
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,905 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.6%
went bankrupt
4.0%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,905 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €122,008 | - | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €84,982 | - | - | - | - | - |
| Remuneration, social security and pensions62 | €11,086 | €38,404 | €32,843 | €37,659 | €35,284 | ▼ 6.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €30,211 | €30,839 | €17,598 | €17,331 | €13,005 | ▼ 25.0% |
| Other operating charges640/8 | €1,044 | €1,500 | €3,447 | €3,451 | €3,605 | ▲ 4.5% |
| Gross operating margin9900 | €37,026 | €77,691 | €63,643 | €67,201 | €53,284 | ▼ 20.7% |
| Operating profit (loss)9901 | -€5,315 | €6,948 | €9,754 | €8,761 | €1,391 | ▼ 84.1% |
| Financial income75/76B | €14,197 | €0 | €2 | €0 | €5 | ▲ 1,075% |
| Recurring financial income75 | €14,197 | €0 | €2 | €0 | €5 | ▲ 1,075% |
| Financial charges65/66B | €1,616 | €1,243 | €624 | €600 | €478 | ▼ 20.3% |
| Recurring financial charges65 | €1,616 | €1,243 | €624 | €600 | €478 | ▼ 20.3% |
| Profit (loss) for the period before taxes9903 | €7,266 | €5,706 | €9,132 | €8,161 | €917 | ▼ 88.8% |
| Profit (loss) for the period9904 | €7,266 | €5,706 | €9,132 | €8,161 | €917 | ▼ 88.8% |
| Profit (loss) for the period to be appropriated9905 | €7,266 | €5,706 | €9,132 | €8,161 | €917 | ▼ 88.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €171,010 | €148,295 | €137,969 | €109,615 | €101,755 | ▼ 7.2% |
| Fixed assets21/28 | €136,760 | €109,804 | €92,586 | €77,992 | €70,423 | ▼ 9.7% |
| Intangible fixed assets21 | €0 | - | - | - | - | - |
| Tangible fixed assets22/27 | €136,760 | €109,804 | €92,586 | €77,992 | €70,423 | ▼ 9.7% |
| Land and buildings22 | €95,637 | €85,319 | €75,001 | €64,683 | €56,638 | ▼ 12.4% |
| Plant, machinery and equipment23 | €33,679 | €16,793 | €11,928 | €8,682 | €9,059 | ▲ 4.3% |
| Furniture and vehicles24 | €7,444 | €7,693 | €5,657 | €4,627 | €4,726 | ▲ 2.1% |
| Current assets29/58 | €34,250 | €38,491 | €45,383 | €31,623 | €31,332 | ▼ 0.9% |
| Stocks and contracts in progress3 | €1,208 | €2,303 | €2,698 | €2,031 | €5,446 | ▲ 168% |
| Stocks30/36 | €1,208 | €2,303 | €2,698 | €2,031 | €5,446 | ▲ 168% |
| Amounts receivable within one year40/41 | €17,630 | €21,784 | €16,670 | €13,814 | €12,817 | ▼ 7.2% |
| Trade receivables40 | €17,523 | €21,784 | €15,162 | €13,814 | €12,817 | ▼ 7.2% |
| Other amounts receivable41 | €107 | - | €1,508 | - | - | - |
| Cash at bank and in hand54/58 | €14,275 | €11,280 | €20,853 | €13,369 | €4,494 | ▼ 66.4% |
| Deferred charges and accrued income490/1 | €1,137 | €3,124 | €5,162 | €2,409 | €8,575 | ▲ 256% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €171,010 | €148,295 | €137,969 | €109,615 | €101,755 | ▼ 7.2% |
| Equity10/15 | €36,492 | €42,197 | €51,330 | €59,491 | €60,408 | ▲ 1.5% |
| Contributions10/11 | €50,000 | €50,000 | €50,000 | €50,000 | €50,000 | = |
| Reserves13 | €4,327 | €4,327 | €4,327 | €9,491 | €10,408 | ▲ 9.7% |
| Non-distributable reserves130/1 | €2,000 | €2,000 | - | - | - | - |
| Reserves not available under the articles1311 | €2,000 | €2,000 | - | - | - | - |
| Distributable reserves133 | €2,327 | €2,327 | €4,327 | €9,491 | €10,408 | ▲ 9.7% |
| Profit (loss) carried forward14 | -€17,835 | -€12,129 | -€2,997 | - | - | - |
| Amounts payable17/49 | €134,518 | €106,098 | €86,639 | €50,124 | €41,346 | ▼ 17.5% |
| Amounts payable after more than one year17 | €29,184 | €22,719 | €17,625 | €12,442 | €7,171 | ▼ 42.4% |
| Financial debts170/4 | €29,184 | €22,719 | €17,625 | €12,442 | €7,171 | ▼ 42.4% |
| Amounts payable within one year42/48 | €105,066 | €81,846 | €69,015 | €37,682 | €34,176 | ▼ 9.3% |
| Current portion of amounts payable after more than one year42 | €23,038 | €6,464 | €5,095 | €5,182 | €5,272 | ▲ 1.7% |
| Trade debts44 | €1,037 | €10,552 | €15,416 | €9,350 | €6,575 | ▼ 29.7% |
| Suppliers440/4 | €1,037 | €10,552 | €15,416 | €9,350 | €6,575 | ▼ 29.7% |
| Taxes, remuneration and social security45 | €6,761 | €5,244 | €2,748 | €8,634 | €6,779 | ▼ 21.5% |
| Taxes450/3 | €4,831 | €3,424 | - | €8,634 | €3,319 | ▼ 61.6% |
| Remuneration and social security454/9 | €1,930 | €1,820 | €2,748 | - | €3,460 | - |
| Other amounts payable47/48 | €74,230 | €59,586 | €45,756 | €14,515 | €15,550 | ▲ 7.1% |
| Accrued charges and deferred income492/3 | €268 | €1,533 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,266 | €5,706 | €9,132 | €8,161 | €917 | ▼ 88.8% |
| + Depreciation and write-downs630 | €30,211 | €30,839 | €17,598 | €17,331 | €13,005 | ▼ 25.0% |
| Operating cash flow (approximation) | €37,477 | €36,544 | €26,731 | €25,492 | €13,922 | ▼ 45.4% |
| Investment in fixed assets (approximation) | - | -€3,883 | -€380 | -€2,737 | -€5,435 | ▼ 98.6% |
| Change in cash | - | -€2,995 | €9,573 | -€7,484 | -€8,875 | ▼ 18.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €9,132 ▲60.1%
Operating result €9,754, net result €9,132, both a record.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
31-12
Financial
Back to profitnet €7,266
Net result €7,266 after one loss-making year.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet -€17,415
Net result drops to -€17,415, the lowest in the series; recovery starts the following year.
15-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 15 days late
2019
31-12
Financial
Back to profitnet €6,335
Net result €6,335 after one loss-making year.
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 12 days late
12-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 377 days late
2017
01-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2012
Ground area
2,584 m²
Building footprint
269 m²
Volume, LiDAR
1,138 m³
Parcel 73006C0337/00Z000, Flanders · tallest building 8.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Bij Jengske
since 20122.214.483.472
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73006C0337/00Z000 | Flanders | 2,584 m² | 1 · 269 m² | 8.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBilzen-Hoeselt2.214.483.472
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Of 14,005 companies in sector 56301 we hold annual accounts for 4,897. 4,011 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-11-2012
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
Contact
E-mail
kempst@gmail.com
Phone
0496/280811
E-invoicing
Reachable via Peppol
Peppol ID
0208:0501530283
Also
9925:BE0501530283
Registered
30-10-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.