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KEMAFIN

Active
Public limited companyfounded 2000active for 26 yearsFalconplein 31, 2000 Antwerpen, BelgiumKBO/BCE: BE 0471.774.445
Summary

KEMAFIN has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €1.7m and a net result of €842,462, of which €683,186 non-recurring income. Equity has been growing by about 5.4% per year since 2019. Its solvency ranks better than 84% of 127 sector peers (NACE 82, financial year 2026). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 26-04-2000 Normal situation
Activity
Other business support services NACE 82990and 2 others
Establishment unit
2.101.011.090 2000 Antwerpen, since 25-10-2000
Financial year end
31 March
Peppol
Reachable

Financial position

97 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts to 31-03-2026
Gross margin
€130,069
▼ 13.1%
Turnover
≈ €200,000
estimated
Profit
€842,462
▲ 23×
Equity
€1.7m
▲ 94.5%
Total assets
€1.9m
▲ 64.0%
Score breakdownlowers riskSize: total assets €1.9mFigures for financial year 2026 (filed on 13-10-2026)Equity €1.7m (89.4% of total assets)Founded in 2000Show the evidence

Checked score

Score 2026
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 78% of micro companies in office administrative support (NACE 82)
Financial strength · tick: 2025
Strong
Solvency 100=
equity 89.4% of total assets
Liquidity 56+14
short-term debt 9.9% · cash 5.1%
Profitability 100+27
return on assets 43.4%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,669 companies, NACE 82, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.2%▲ +0.1 percentage points vs 10-2025highest value 12-2025: 0.1%▼ -0.1 percentage points vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €160,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.64 (0.05 in 2025), above the usual 1.5. Short-term debt is 9.9% and cash 5.1% of total assets. 10.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 88% of them on solvency, 50% on liquidity, 87% on profitability and 88% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Size: total assets €1.9m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2026 (filed on 13-10-2026)
NBB · annual accounts
lowers risk · Equity €1.7m (89.4% of total assets)
NBB · annual accounts
lowers risk · Founded in 2000
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 12-10-2026, 19 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
19 days early
2025
2 days early
2024
31 days early
2023
5 days early
2022
3 days early
2021
3 days early
2020
61 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 18 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 26 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Equity rose in 2026from €891,483 to €1.7m ▲ 94.5% View
  • Positive: Higher net result than 91% of companies in office administrative supportsector median €33,144 · 127 companies €842,462 View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2026: €842,462, mostly one-off 8 years View

Recent changes

  1. · Gazette deed Appointment: Van de Zande Dominique (director)
  2. · Gazette deed Change of role: KEGELS Georges, from director to enige niet statutaire bestuurderResignation: VAN DE ZANDE Dominique Hendrika Maria (director)
  3. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as KEMAFIN: other business support services (NACE 82990). They are comparable in size and age: total assets between €1.4m and €2.8m, founded between 1999 and 2004.

CompanyTotal assetsGross margin
KEMAFIN Antwerpen€1.9m€0.1m
DIVIST Brasschaat€1.5m€0.1m
DEJORA Antwerpen€2.8m€0.1m
VERIPHARM Mol€1.5m€0.2m
ELNIMA Schilde€2.2m€0.2m
FINTEL Berlaar€1.4m€0.1m
IPRO Mechelen€1.6m€0.2m
Full comparison

Key facts about KEMAFIN

What is the company number of KEMAFIN?
The company number of KEMAFIN is 0471.774.445. The VAT number is the same number with BE in front: BE 0471.774.445.
Where is KEMAFIN based?
The registered office is at Falconplein 31, 2000 Antwerpen.Company details
What does KEMAFIN do?
According to the KBO register, the main activity is other business support services (NACE 82990).
What is the legal form of KEMAFIN?
The legal form of KEMAFIN is Public limited company (NV).
When was KEMAFIN founded?
KEMAFIN was founded on 26-04-2000.
Is KEMAFIN still active?
Yes, KEMAFIN is an active enterprise in the KBO register.
How many employees does KEMAFIN have?
KEMAFIN had an average of 0.2 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
What is the turnover of KEMAFIN?
The turnover in financial year 2026 is ≈ €200,000. This figure is estimated from the gross margin of €130,069 and 31 comparable companies (NACE 82990). It probably lies between €150,000 and €270,000.
Is KEMAFIN profitable?
In financial year 2026, KEMAFIN made a profit of €842,462.
Where can I find the annual accounts of KEMAFIN?
KEMAFIN filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of KEMAFIN due?
KEMAFIN must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

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