Keloma
ActiveSummary
Keloma has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €3,216 and a net result of €2,216. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 37965 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability76▼-18
Solvency34▼-66
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
8.9%
Return on assets
6.1%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 37965 sector peers (2024).
NBB · sector comparisonPosition among 37965 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
15 d early
2022
32 d early
2021
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 27 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€3,216▼ 95.7%
2023 · €74,975
Total assets
€36,129▼ 61.9%
2023 · €94,819
Net result
€2,216▼ 88.3%
2023 · €18,941
Working capital
€2,924▼ 96.1%
2023 · €74,174
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Operating result€27,423-€44,326▲ 61.6%€25,930▼ 41.5%€3,884▼ 85.0%
Net result€20,967within the sector's middle half-€34,068within the sector's middle half▲ 62.5%€18,941within the sector's middle half▼ 44.4%€2,216below the sector's middle half▼ 88.3%
Equity€21,967below the sector's middle half-€56,034within the sector's middle half▲ 155%€74,975within the sector's middle half▲ 33.8%€3,216below the sector's middle half▼ 95.7%
Total assets€63,507below the sector's middle half-€74,624below the sector's middle half▲ 17.5%€94,819within the sector's middle half▲ 27.1%€36,129below the sector's middle half▼ 61.9%
Debt€41,540-€18,589▼ 55.3%€19,844▲ 6.7%€32,913▲ 65.9%
Working capital€20,692within the sector's middle half-€54,260within the sector's middle half▲ 162%€74,174within the sector's middle half▲ 36.7%€2,924within the sector's middle half▼ 96.1%
Solvency34.6%within the sector's middle half-75.1%within the sector's middle half▲ 40.5pp79.1%above the sector's middle half▲ 4.0pp8.9%below the sector's middle half▼ 70.2pp
Current ratio1.50within the sector's middle half-3.92within the sector's middle half▲ 2.424.74above the sector's middle half▲ 0.821.09within the sector's middle half▼ 3.65
Return on assets (ROA)33.0%above the sector's middle half-45.7%above the sector's middle half▲ 12.6pp20.0%within the sector's middle half▼ 25.7pp6.1%within the sector's middle half▼ 13.8pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 85% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €36,129
Fixed assets
€292 ▼ 63.6%
Current assets
€35,837 ▼ 61.9%
Equity and liabilities €36,129
Equity
€3,216 ▼ 95.7%
Debt
€32,913 ▲ 65.9%
Debt's share of the balance-sheet total rises from 20.9% to 91.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€4,393▼
2023 · €26,904
Cash flow
€2,725▼
2023 · €19,915
Debt to equity
10.23▲
2023 · 0.26
ROE
68.9%▲
2023 · 25.3%
Interest coverage
112.22▼
2023 · 771.32
Debt ≤ 1 year
€32,913▲
2023 · €19,844
Income taxes
€2,054▼
2023 · €7,074
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,153 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
1.7%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,153 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €465 | €683 | €974 | €509 | ▼ 47.8% |
| Other operating charges640/8 | €121 | €266 | €689 | €189 | ▼ 72.5% |
| Non-recurring operating charges66A | - | €1,169 | €0 | - | - |
| Gross operating margin9900 | €28,009 | €46,444 | €27,592 | €4,582 | ▼ 83.4% |
| Operating profit (loss)9901 | €27,423 | €44,326 | €25,930 | €3,884 | ▼ 85.0% |
| Financial income75/76B | - | €4 | €120 | €425 | ▲ 255% |
| Recurring financial income75 | - | €4 | €120 | €425 | ▲ 255% |
| Financial charges65/66B | €60 | €37 | €35 | €39 | ▲ 12.2% |
| Recurring financial charges65 | €60 | €37 | €35 | €39 | ▲ 12.2% |
| Profit (loss) for the period before taxes9903 | €27,363 | €44,294 | €26,015 | €4,270 | ▼ 83.6% |
| Income taxes67/77 | €6,396 | €10,226 | €7,074 | €2,054 | ▼ 71.0% |
| Profit (loss) for the period9904 | €20,967 | €34,068 | €18,941 | €2,216 | ▼ 88.3% |
| Profit (loss) for the period to be appropriated9905 | €20,967 | €34,068 | €18,941 | €2,216 | ▼ 88.3% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €63,507 | €74,624 | €94,819 | €36,129 | ▼ 61.9% |
| Fixed assets21/28 | €1,275 | €1,775 | €801 | €292 | ▼ 63.6% |
| Tangible fixed assets22/27 | €1,275 | €1,775 | €801 | €292 | ▼ 63.6% |
| Furniture and vehicles24 | €1,275 | €1,775 | €801 | €292 | ▼ 63.6% |
| Current assets29/58 | €62,232 | €72,849 | €94,018 | €35,837 | ▼ 61.9% |
| Amounts receivable within one year40/41 | €12,588 | €0 | - | €14,648 | - |
| Trade receivables40 | €12,584 | €0 | - | - | - |
| Other amounts receivable41 | €4 | €0 | - | €14,648 | - |
| Cash at bank and in hand54/58 | €48,558 | €72,849 | €93,526 | €19,821 | ▼ 78.8% |
| Deferred charges and accrued income490/1 | €1,085 | €0 | €492 | €1,367 | ▲ 178% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €63,507 | €74,624 | €94,819 | €36,129 | ▼ 61.9% |
| Equity10/15 | €21,967 | €56,034 | €74,975 | €3,216 | ▼ 95.7% |
| Contributions10/11 | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Reserves13 | - | €55,034 | €73,975 | €2,216 | ▼ 97.0% |
| Distributable reserves133 | - | €55,034 | €73,975 | €2,216 | ▼ 97.0% |
| Profit (loss) carried forward14 | €20,967 | €0 | - | €0 | - |
| Amounts payable17/49 | €41,540 | €18,589 | €19,844 | €32,913 | ▲ 65.9% |
| Amounts payable within one year42/48 | €41,540 | €18,589 | €19,844 | €32,913 | ▲ 65.9% |
| Trade debts44 | €2,409 | €620 | €2,470 | €2,640 | ▲ 6.9% |
| Suppliers440/4 | €2,409 | €620 | €2,470 | €2,640 | ▲ 6.9% |
| Taxes, remuneration and social security45 | €15,031 | €15,282 | €14,718 | €0 | ▼ 100% |
| Taxes450/3 | €15,031 | €15,282 | €14,718 | €0 | ▼ 100% |
| Other amounts payable47/48 | €24,101 | €2,688 | €2,656 | €30,273 | ▲ 1,040% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20,967 | €34,068 | €18,941 | €2,216 | ▼ 88.3% |
| + Depreciation and write-downs630 | €465 | €683 | €974 | €509 | ▼ 47.8% |
| Operating cash flow (approximation) | €21,431 | €34,750 | €19,915 | €2,725 | ▼ 86.3% |
| Investment in fixed assets (approximation) | - | -€1,182 | €0 | €0 | - |
| Change in cash | - | €24,290 | €20,677 | -€73,705 | ▼ 456% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €2,216 ▼88.3%
Net result drops to €2,216, the lowest in the series.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2021net €34,068 ▲62.5%
Operating result €44,326, net result €34,068, both a record.
31-12
Financial
Liquidity triplescurrent ratio 3.92
Current ratio from 1.50 to 3.92; short-term debt falls from €41,540 to €18,589.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2020
Ground area
380 m²
Building footprint
83 m²
Volume, LiDAR
536 m³
Parcel 35026B0370/00Y003, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Keloma
since 20202.310.853.467
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35026B0370/00Y003 | Flanders | 380 m² | 1 · 83 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 4,950 EUR awarded · 4,950 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 4,950 EUR | 4,950 EUR |
Recognitions · licences · registrations
Legal Entity Identifier
8945009X1VILLG74AF88
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Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. 11,794 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-12-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0759874541
Also
9925:BE0759874541
Registered
09-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.