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Kelba

Active Risk: not assessed Public limited companyfounded 1992active for 34 yearsGrote Baan 86, 3540 Herk-de-StadKBO/BCE: BE 0447.429.227 #6 oldest company in Herk-de-Stad, Finance and insurance sector

Annual accounts 2025

abbreviated format, filed on 05-06-2026, 56 days before the deadline
€361,697
▼ 51.4%
€1.2m
▼ 24.3%
-€383,135
▼ €866,665
30.3%
▼ 16.9 percentage points
-105.9%
▼ 170.8 percentage points
-32.0%
▼ 62.7 percentage points

Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.

Balance sheet

balance sheet total €1.2m on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

30.3%

Higher than 32% of 6,708 companies in 2025.

-32.0%

Lower than 95% of 6,673 companies in 2025.

Kelba Middle half of the sector 80% of the sector Abbreviated accounts in financial services (NACE 64)

Net result: bottom quarter · Equity: middle half · Balance sheet total: middle half · Staff: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
Balance sheet: assets
20/58 1.2m1.6m843,699777,191790,478801,403829,860947,170976,412993,569962,753958,217952,849965,857979,8931.0m623,866666,9701.1m1.1m
21/28 288,750643,597695,145727,531760,084792,638502,730535,283567,837600,390632,943665,497700,866748,861804,956621,141379,535451,532527,152608,744
22/27 288,649321,035372,584404,970437,523470,077502,630535,183567,737600,290632,843665,397700,766748,761804,856621,041379,435451,432527,052608,644
22 288,649321,035372,584404,970437,523470,077502,630535,183567,737600,290632,843665,397698,027730,707770,374568,724310,102360,851412,755470,148
24 ------------9981,9962,9943,992----
26 ------------1,74116,05831,48848,32669,33290,581114,297138,496
28 101322,561322,561322,561322,561322,561100100100100100100100100100100100100100100
29/58 906,740936,097148,55449,66030,3938,766327,130411,887408,575393,179329,810292,721251,983216,996174,937417,303244,332215,438555,117521,172
40/41 902,384931,486147,46441,40012,9002,900324,000409,661389,431355,907312,014275,855233,511152,936140,789234,888138,633122,951470,438444,267
40 -094,70038,50010,000-107,500122,50082,50060,00055,00030,1577,65715,1498,862-----
41 902,384931,48652,7642,9002,9002,900216,500287,161306,931295,907257,014245,698225,855137,787131,926234,888138,633122,951470,438444,267
50/53 -0236236237237-2372,2372,2372,2372,2372,23460,2111,371167,869100,77065,57051,25345,093
54/58 4,3564,6108558,02417,2565,6293,1301,98916,90735,03615,56014,62816,2383,84932,77714,5464,9289977,5065,892
490/1 -----------------25,92025,92025,920
Balance sheet: equity and liabilities
10/49 1.2m1.6m843,699777,191790,478801,403829,860947,170976,412993,569962,753958,217952,849965,857979,8931.0m623,866666,9701.1m1.1m
10/15 361,697744,832261,301316,378349,004423,264497,741584,892594,852604,499596,926583,698570,496571,893576,663604,147300,845343,1361.0m1.1m
10/11 210,000210,000210,000210,000210,000210,000210,000210,000210,000210,000210,000210,000210,000210,000210,000210,000210,000210,000879,771879,771
10 210,000210,000210,000210,000210,000---------------
100 210,000210,000210,000210,000210,000210,000210,000210,000210,000210,000210,000210,000210,000210,000210,000210,000210,000210,000879,771879,771
13 594,574594,57483,945106,378139,004213,264287,741374,892384,852394,499386,926373,698360,496361,893366,663461,511268,670268,772269,091269,409
130/1 21,00021,00021,00021,00021,00021,000--------------
130 21,00021,00021,00021,00021,00021,00021,00021,00021,00021,00021,00021,00021,00018,73013,85313,85313,85313,85313,85313,853
132 510,629510,629-----144,708158,332167,979177,626187,274196,921206,568216,215225,96533,12433,22633,54533,863
133 62,94562,94562,94585,378118,004192,264266,741209,184205,520205,520188,300165,424142,575136,595136,595221,693221,693221,693221,693221,693
14 -442,877-59,742-32,644-------------67,364-177,824-135,636-110,308-80,686
16 170,210170,210-----48,23683,60990,04196,472102,904109,335115,766122,198128,698137205418630
168 170,210170,210-----48,23683,60990,04196,472102,904109,335115,766122,198128,698137205418630
17/49 663,583664,652582,398460,813441,474378,139332,120314,042297,951299,030269,355271,616273,018278,197281,032305,600322,884323,62943,29760,792
17 150,000150,00040,000---------------10,01620,012
170/4 150,000150,00040,000---------------10,01620,012
42/48 513,583514,652542,398460,813441,449378,139315,603298,155297,951299,030269,355271,616273,018278,197280,082305,600322,884323,62933,28140,780
42 -----------------10,0169,99610,616
43 ---------------3----
430/8 ---------------3----
44 4612783,60461,98152,59847,18241,14633,55129,35423,43516,54511,0625,6875,6877236,4233,1062,7012,6992,698
440/4 4612783,60461,98152,59847,18241,14633,55129,35423,43516,54511,0625,6875,6877236,4233,1062,7012,6992,698
45 -------6,86911,49439,0456,8936,6884,5794,6314,0646,3053,198---
450/3 -------6,86911,49439,0456,8936,6884,5794,6314,0646,3053,198---
47/48 513,537514,525458,794398,832388,850330,957274,457257,736257,103236,550245,917253,866262,752267,879275,295292,869316,580310,91220,58627,466
492/3 ----25-16,51615,888------950-----
Income statement
76A 0680,838-------------451,574----
9900 13,671723,58012,94633,3561,374-9,553-11,30359,68081,04477,60477,06780,97681,60981,69877,07575,27970,40360,81656,94534,763
630 32,38632,38632,38632,55332,55332,55332,55332,55332,55332,55332,55335,36947,99556,09576,46157,04971,99775,62081,592110,616
640/8 32,38937,19535,37633,15332,38632,15444,90029,31728,72628,25128,03627,94630,25923,38122,59124,31225,03224,05423,57914,671
9901 -51,105653,998-54,816-32,350-63,565-74,260-88,757-2,19119,76516,80016,47717,6613,3542,222-21,977-6,082-26,626-38,858-48,226-90,523
75/76B -------2,8923,2342,7229,7439,1377,0445,2297,6937,3865,94513,78119,30917,557
75 -------2,8923,2342,7229,7439,1377,0445,2297,6937,3865,94513,78119,30917,557
65/66B 332,03025826027630021716,63016,03416,18216,65817,13517,74318,22818,65319,70021,01521,6777831,2361,827
65 9,57025826027630021716,63016,03416,18216,65817,13517,74318,22818,65319,70021,01521,6777831,2361,827
66B 322,460-------------------
9903 -383,135653,740-55,077-32,627-63,866-74,476-105,387-15,3336,8172,8649,0859,056-7,829-11,201-33,983431,862-42,359-25,859-30,152-74,793
680 0170,210------------------
67/77 ----10,395----1,7222,2882,285--------
9904 -383,135483,531-55,077-32,627-74,260-74,476-57,151-8,90213,2487,57313,22913,202-1,398-4,770-27,484303,302-42,291-25,647-29,940-74,581
789 ------144,70842,5669,6479,6479,6479,6479,6479,6479,75078,103103318318318
689 0510,629-------------270,944----
9905 -383,135-27,098-55,077-32,627-74,260-74,47687,55733,66422,89517,22022,87622,8498,2504,877-17,734110,460-42,188-25,328-29,622-74,263
Appropriation of the result
9906 -442,877-59,742-55,077-32,627-74,260-74,47687,55733,66422,89517,22022,87622,8498,2504,877-85,098-67,364-177,824-135,636-110,308-80,686
14P -59,742-32,644------------------
791/2 -022,43232,62774,26074,476--------85,098-----
691/2 ------57,5573,664-17,22022,87622,8498,2504,877------
6920 ------------2,2704,877------
6921 ------57,5573,664-17,22022,87622,8495,980-------
694/7 ------30,00030,00022,895-----------
694 ------30,00030,00022,895-----------
Social balance sheet
9087 00------------------
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The accounts for 13 older financial years (1993-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 19 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 05-06-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 abbreviated format 05-06-2026 2026-00150766 PDF
31-12-2024 abbreviated format 26-06-2025 2025-00188669 PDF
31-12-2023 abbreviated format 18-06-2024 2024-00136336 PDF
31-12-2022 abbreviated format 07-07-2023 2023-00212853 PDF
31-12-2021 abbreviated format 20-09-2022 2022-20431571 PDF
31-12-2020 abbreviated format 14-07-2021 2021-34800290 PDF
31-12-2019 abbreviated format 09-07-2020 2020-28500036 PDF
31-12-2018 abbreviated format 03-07-2019 2019-28400548 PDF
31-12-2017 abbreviated format 24-08-2018 2018-49400337 PDF
31-12-2016 abbreviated format 31-08-2017 2017-58400134 PDF
31-12-2015 abbreviated format 26-08-2016 2016-53900399 PDF
31-12-2014 abbreviated format 24-08-2015 2015-46800321 PDF
31-12-2013 abbreviated format 27-08-2014 2014-50800442 PDF
31-12-2012 abbreviated format 21-10-2013 2013-63500337 PDF
31-12-2011 abbreviated format 26-10-2012 2012-62000280 PDF
31-12-2010 abbreviated format 12-12-2011 2011-63400303 PDF
31-12-2009 abbreviated format 28-08-2010 2010-52500367 PDF
31-12-2008 abbreviated format 25-08-2009 2009-62100141 PDF
31-12-2007 abbreviated format 22-08-2008 2008-59600023 PDF
31-12-2006 abbreviated format 29-08-2007 2007-68600066 PDF
31-12-2005 abbreviated format 19-06-2006 2006-27100862 PDF
31-12-2004 abbreviated format 14-07-2005 2005-48801372 PDF
31-12-2003 abbreviated format 24-09-2004 2004-66601378 PDF
31-12-2002 abbreviated format 16-07-2003 2003-45703385 PDF
31-12-2001 abbreviated format 18-09-2002 2002-56704230 PDF
31-12-2000 abbreviated format 16-08-2001 2001-50503456 PDF
31-12-1999 abbreviated format 29-08-2000 2000-53500435 PDF
31-12-1998 abbreviated format 26-08-1999 1999-42803718 PDF
31-12-1997 abbreviated format 18-09-1998 1998-47702866 PDF
31-12-1996 abbreviated format 02-09-1997 1997-41303854 PDF
31-12-1995 abbreviated format 23-08-1996 1996-41105362 PDF
31-12-1994 abbreviated format 10-08-1995 1995-45104969 PDF
31-12-1993 abbreviated format 26-08-1994 1994-37401031 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
-322,460-19,162000322,46100000000260,275392,4420001.5m
-2543,755-7,169-9,23211,6282,4981,142-14,919-18,12819,476931-1,60912,389-28,92818,2319,6173,931-6,5091,614-
30.3%47.2%31.0%40.7%44.2%52.8%60.0%61.8%60.9%60.8%62.0%60.9%59.9%59.2%58.8%58.2%48.2%51.4%96.0%94.6%
-105.9%64.9%-21.1%-10.3%-21.3%-17.6%-11.5%-1.5%2.2%1.3%2.2%2.3%-0.2%-0.8%-4.8%50.2%-14.1%-7.5%-2.9%-7.0%
-32.0%30.6%-6.5%-4.2%-9.4%-9.3%-6.9%-0.9%1.4%0.8%1.4%1.4%-0.1%-0.5%-2.8%29.2%-6.8%-3.8%-2.8%-6.6%

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Insights on Kelba

The operating result for 2025 is a loss of €51,105, after a profit of €653,998 in 2024.

Debt's share of the balance-sheet total rises from 42.1% to 55.5%. Equity and debt are lower.

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