KEIRSEBILCK
ActiveKEIRSEBILCK has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €91k and a net result of €-8k. Equity is growing by ~15.3% per year across the filed fiscal years. Its solvency ranks better than 55% of 27386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-27
Solvency84▲+5
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.47 against 1.42 in 2024), and 48.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.2%
Return on assets
-4.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 d early
2024
1 d early
2023
26 d early
2022
11 d early
2021
11 d early
2020
31 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€91k▼ 8.4%
2024 · €99k
2018: €43k
2019: €38k
2020: €54k
2021: €57k
2022: €43k
2023: €94k
2024: €99k
2018 → 2025
Total assets
€177k▼ 16.1%
2024 · €211k
2018: €208k
2019: €227k
2020: €245k
2021: €201k
2022: €176k
2023: €230k
2024: €211k
2018 → 2025
Net result
€-8k
2024 · €5k
2018: €-42k
2019: €-5k
2020: €16k
2021: €3k
2022: €-14k
2023: €51k
2024: €5k
2018 → 2025
Working capital
€40k▼ 7.9%
2024 · €43k
2018: €17k
2019: €6k
2020: €-20k
2021: €-10k
2022: €-22k
2023: €32k
2024: €43k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€57k-€43k▼ 24.6%€94k▲ 117%€99k▲ 5.6%€91k▼ 8.4%
Operating result€9k-€-10k€53k€14k▼ 73.7%€-5k
Net result€3k-€-14k€51k€5k▼ 89.6%€-8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €14k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €177k
Fixed assets
€52k▼ 20.0%
Current assets
€125k▼ 14.3%
Equity and liabilities €177k
Equity
€91k▼ 8.4%
Debt
€86k▼ 22.9%
The debt ratio falls from 53.1% to 48.8%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€8k▼
2024 · €29k
Cash flow
€5k▼
2024 · €21k
Solvency
51.2%▲
2024 · 46.9%
Current ratio
1.47▲
2024 · 1.42
Quick ratio
0.89▲
2024 · 0.54
Debt / equity
0.95▼
2024 · 1.13
ROE
-9.1%▼
2024 · 5.3%
ROA
-4.7%▼
2024 · 2.5%
Interest coverage
2.40▼
2024 · 3.41
Debt
€86k▼
2024 · €112k
Debt ≤ 1 year
€85k▼
2024 · €102k
Debt > 1 year
€0▼
2024 · €8k
Staff costs
€16k▼
2024 · €62k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€211k€177k▼
Fixed assets21/28€65k€52k▼
Tangible fixed assets22/27€65k€52k▼
Land and buildings22€51k€47k▼
Plant, machinery and equipment23€2k€534▼
Furniture and vehicles24€6k€0▼
Other tangible fixed assets26€6k€5k▼
Financial fixed assets28€259€309▲
Current assets29/58€146k€125k▼
Stocks and contracts in progress3€91k€49k▼
Stocks30/36€91k€49k▼
Amounts receivable within one year40/41€42k€69k▲
Trade receivables40€36k€57k▲
Other amounts receivable41€6k€12k▲
Cash at bank and in hand54/58€9k€4k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€211k€177k▼
Equity10/15€99k€91k▼
Contributions10/11€12k€12k=
Reserves13€87k€78k▼
Tax-exempt reserves132€29k€29k=
Distributable reserves133€57k€49k▼
Amounts payable17/49€112k€86k▼
Amounts payable after more than one year17€8k€0▼
Financial debts170/4€8k€0▼
Amounts payable within one year42/48€102k€85k▼
Current portion of amounts payable after more than one year42€12k€8k▼
Trade debts44€67k€55k▼
Suppliers440/4€67k€55k▼
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3€3k€28▼
Remuneration and social security454/9-€3k
Other amounts payable47/48€22k€19k▼
Accrued charges and deferred income492/3€2k€2k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€62k€16k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€13k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€94k€26k▼
Operating profit (loss)9901€14k€-5k▼
Financial income75/76B€13€139▲
Recurring financial income75€13€139▲
Financial charges65/66B€9k€3k▼
Recurring financial charges65€9k€3k▼
Profit (loss) for the period before taxes9903€5k€-8k▼
Income taxes67/77€0-
Profit (loss) for the period9904€5k€-8k▼
Profit (loss) for the period to be appropriated9905€5k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€-8k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2-€8k
Transfer to equity691/2€5k€0▼
To other reserves6921€5k€0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €51k
Net result €51k after one loss-making year.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €16k
Net result €16k after 2 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zedelgem · 1 establishment unit since 1986
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koningin Astridstraat 56B8210 ZedelgemGround area
1,603 m²
Building footprint
234 m²
Volume, LiDAR
1,272 m³
2 parcels, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bosserijstraat 1, 8210 Zedelgem
since 19862.037.289.317
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31036A0166/00Z003 | Flanders | 909 m² | 1 · 123 m² | 6.6 m · 2 fl. |
| 31036A0247/00A000 | Flanders | 694 m² | 1 · 112 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 19,947 companies in sector 43320 we hold annual accounts for 9,084. 7,650 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-03-1986
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
45421
Sources
Crossroads Bank for EnterprisesNational Bank · 40 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.