KEIJER
ActiveKEIJER has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €106k and a net result of €41k. Equity is growing by ~65.1% per year across the filed fiscal years. Its solvency ranks better than 74% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+6
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 4.73 against 2.85 in 2024; short-term debt: 20% and cash: 9.3% of total assets), and 20% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80%
Return on assets
31.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-03-2026, 133 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
133 d early
2024
9 d early
2023
84 d late
2022
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€106k▲ 63.9%
2024 · €65k
2022: €4k
2023: €36k
2024: €65k
2022 → 2025
Total assets
€133k▲ 40.6%
2024 · €94k
2022: €6k
2023: €54k
2024: €94k
2022 → 2025
Net result
€41k▲ 45.3%
2024 · €28k
2022: €1k
2023: €32k
2024: €28k
2022 → 2025
Working capital
€99k▲ 80.9%
2024 · €55k
2022: €4k
2023: €23k
2024: €55k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€4k-€36k▲ 725%€65k▲ 78.4%€106k▲ 63.9%
Operating result€2k-€44k▲ 1,705%€38k▼ 14.7%€54k▲ 42.6%
Net result€1k-€32k▲ 2,177%€28k▼ 10.7%€41k▲ 45.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 43% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €133k
Fixed assets
€7k▼ 30.3%
Current assets
€126k▲ 48.9%
Equity and liabilities €133k
Equity
€106k▲ 63.9%
Debt
€27k▼ 10.2%
The debt ratio falls from 31.4% to 20.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€57k▲
2024 · €41k
Cash flow
€44k▲
2024 · €32k
Solvency
80.0%▲
2024 · 68.6%
Current ratio
4.73▲
2024 · 2.85
Quick ratio
4.73▲
2024 · 2.85
Debt / equity
0.25▼
2024 · 0.46
ROE
39.0%▼
2024 · 44.0%
ROA
31.2%▲
2024 · 30.2%
Interest coverage
318.30▲
2024 · 278.94
Debt
€27k▼
2024 · €30k
Debt ≤ 1 year
€27k▼
2024 · €30k
Income taxes
€17k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€94k€133k▲
Fixed assets21/28€10k€7k▼
Tangible fixed assets22/27€10k€7k▼
Furniture and vehicles24€10k€7k▼
Current assets29/58€85k€126k▲
Amounts receivable within one year40/41€71k€113k▲
Trade receivables40€8k€10k▲
Other amounts receivable41€62k€103k▲
Cash at bank and in hand54/58€14k€12k▼
Equity and liabilities
Total equity and liabilities10/49€94k€133k▲
Equity10/15€65k€106k▲
Contributions10/11€3k€3k=
Reserves13€62k€103k▲
Distributable reserves133€62k€103k▲
Amounts payable17/49€30k€27k▼
Amounts payable within one year42/48€30k€27k▼
Trade debts44€14k€14k▼
Suppliers440/4€14k€14k▼
Taxes, remuneration and social security45€15k€13k▼
Taxes450/3€13k€13k▼
Remuneration and social security454/9€3k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Other operating charges640/8€1k€797▼
Gross operating margin9900€42k€58k▲
Operating profit (loss)9901€38k€54k▲
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€147€179▲
Recurring financial charges65€147€179▲
Profit (loss) for the period before taxes9903€40k€58k▲
Income taxes67/77€12k€17k▲
Profit (loss) for the period9904€28k€41k▲
Profit (loss) for the period to be appropriated9905€28k€41k▲
Appropriation of the result
Profit (loss) to be appropriated9906€28k€41k▲
Transfer to equity691/2€28k€41k▲
To other reserves6921€28k€41k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €41k ▲45.3%
Operating result €54k, net result €41k, both a record.
31-12
Financial
Equity above €100kEq €106k ▲63.9%
4 profitable years in a row build equity to €106k.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 84 days late
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bocholt · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Achelsedijk 43950 BocholtGround area
2,894 m²
Building footprint
214 m²
Volume, LiDAR
1,372 m³
Parcel 72003D0133/00M000, Flanders · tallest building 16.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bij Sluis 18
since 20212.322.833.858
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72003D0133/00M000 | Flanders | 2,894 m² | 1 · 214 m² | 15.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 583 EUR awarded · 583 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 583 EUR | 583 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,555 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-08-2021
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
55209Other holiday and short-stay accommodation
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.