KEEP SOFTWARE
ActiveSummary
KEEP SOFTWARE has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€415,865) and a net result of -€130,197. Equity is shrinking by ~51.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 2737 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.04 against 0.27 in 2024; cash: 35.8% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Return on assets
-316.5%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year -€415,865
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
66 d early
2024
29 d late
2023
6 d early
2022
13 d early
2021
5 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 July (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
-€415,865▼ 45.6%
2024 · -€285,668
Total assets
€41,135▼ 71.0%
2024 · €141,789
Net result
-€130,197▲ 7.6%
2024 · -€140,914
Working capital
-€440,865▼ 41.8%
2024 · -€310,909
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€95,249--€62,832▲ 34.0%-€5,018▲ 92.0%-€140,362▼ 2,697%-€130,004▲ 7.4%
Net result-€95,248below the sector's middle half--€62,949below the sector's middle half▲ 33.9%€3,443within the sector's middle half-€140,914below the sector's middle half-€130,197below the sector's middle half▲ 7.6%
Equity-€85,248below the sector's middle half--€148,197below the sector's middle half▼ 73.8%-€144,754below the sector's middle half▲ 2.3%-€285,668below the sector's middle half▼ 97.3%-€415,865below the sector's middle half▼ 45.6%
Total assets€32,149below the sector's middle half-€101,910below the sector's middle half▲ 217%€272,441within the sector's middle half▲ 167%€141,789below the sector's middle half▼ 48.0%€41,135below the sector's middle half▼ 71.0%
Debt€117,397-€250,107▲ 113%€417,195▲ 66.8%€427,457▲ 2.5%€457,000▲ 6.9%
Working capital-€112,139below the sector's middle half--€174,538below the sector's middle half▼ 55.6%-€170,545below the sector's middle half▲ 2.3%-€310,909below the sector's middle half▼ 82.3%-€440,865below the sector's middle half▼ 41.8%
Solvency-265.2%below the sector's middle half--145.4%below the sector's middle half▲ 119.7pp-53.1%below the sector's middle half▲ 92.3pp-201.5%below the sector's middle half▼ 148.3pp
Current ratio0.04below the sector's middle half-0.30below the sector's middle half▲ 0.260.59below the sector's middle half▲ 0.290.27below the sector's middle half▼ 0.320.04below the sector's middle half▼ 0.24
Return on assets (ROA)-296.3%below the sector's middle half--61.8%below the sector's middle half▲ 234.5pp1.3%within the sector's middle half▲ 63.0pp-99.4%below the sector's middle half▼ 100.6pp-316.5%below the sector's middle half▼ 217.1pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €130,004 in 2025 against €140,362 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €41,135
Fixed assets
€25,000 =
Current assets
€16,135 ▼ 86.2%
Equity and liabilities
Equity-€415,865
Debt€457,000
Equity is negative: debt (€457,000) exceeds the balance-sheet total (€41,135).
Key figures and ratios
EBITDA
-€129,762▲
2024 · -€139,812
Cash flow
-€129,956▲
2024 · -€140,364
Interest coverage
-669.36▼
2024 · -246.23
Debt ≤ 1 year
€457,000▲
2024 · €427,457
A ratio outside any meaningful range has been withheld (balance sheet total €41,135, equity -€415,865).
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €859 | €550 | €550 | €550 | €241 | ▼ 56.2% |
| Other operating charges640/8 | €132 | €102 | €568 | €680 | €595 | ▼ 12.6% |
| Gross operating margin9900 | -€94,259 | -€62,180 | -€3,899 | -€139,131 | -€129,168 | ▲ 7.2% |
| Operating profit (loss)9901 | -€95,249 | -€62,832 | -€5,018 | -€140,362 | -€130,004 | ▲ 7.4% |
| Financial income75/76B | €109 | €48 | €8,652 | €15 | €0 | ▼ 100% |
| Recurring financial income75 | €109 | €48 | €8,652 | €15 | €0 | ▼ 100% |
| Financial charges65/66B | €107 | €165 | €191 | €568 | €194 | ▼ 65.9% |
| Recurring financial charges65 | €107 | €165 | €191 | €568 | €194 | ▼ 65.9% |
| Profit (loss) for the period before taxes9903 | -€95,248 | -€62,949 | €3,443 | -€140,914 | -€130,197 | ▲ 7.6% |
| Profit (loss) for the period9904 | -€95,248 | -€62,949 | €3,443 | -€140,914 | -€130,197 | ▲ 7.6% |
| Profit (loss) for the period to be appropriated9905 | -€95,248 | -€62,949 | €3,443 | -€140,914 | -€130,197 | ▲ 7.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €32,149 | €101,910 | €272,441 | €141,789 | €41,135 | ▼ 71.0% |
| Formation expenses20 | €1,891 | €1,341 | €791 | €241 | €0 | ▼ 100% |
| Fixed assets21/28 | €25,000 | €25,000 | €25,000 | €25,000 | €25,000 | = |
| Financial fixed assets28 | €25,000 | €25,000 | €25,000 | €25,000 | €25,000 | = |
| Current assets29/58 | €5,258 | €75,569 | €246,649 | €116,548 | €16,135 | ▼ 86.2% |
| Amounts receivable after more than one year29 | - | €73,925 | €231,207 | €113,207 | €0 | ▼ 100% |
| Other amounts receivable291 | - | €73,925 | €231,207 | €113,207 | €0 | ▼ 100% |
| Amounts receivable within one year40/41 | €115 | €612 | €10,166 | €2 | €1,400 | ▲ 79,900% |
| Trade receivables40 | - | - | €10,164 | €0 | €1,400 | - |
| Other amounts receivable41 | €115 | €612 | €2 | €2 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €5,032 | €921 | €5,277 | €3,339 | €14,735 | ▲ 341% |
| Deferred charges and accrued income490/1 | €111 | €111 | €0 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €32,149 | €101,910 | €272,441 | €141,789 | €41,135 | ▼ 71.0% |
| Equity10/15 | -€85,248 | -€148,197 | -€144,754 | -€285,668 | -€415,865 | ▼ 45.6% |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Profit (loss) carried forward14 | -€95,248 | -€158,197 | -€154,754 | -€295,668 | -€425,865 | ▼ 44.0% |
| Amounts payable17/49 | €117,397 | €250,107 | €417,195 | €427,457 | €457,000 | ▲ 6.9% |
| Amounts payable within one year42/48 | €117,397 | €250,107 | €417,195 | €427,457 | €457,000 | ▲ 6.9% |
| Trade debts44 | - | €460 | €2,098 | €888 | €217 | ▼ 75.6% |
| Suppliers440/4 | - | €460 | €2,098 | €888 | €217 | ▼ 75.6% |
| Taxes, remuneration and social security45 | - | - | €1,360 | €1,535 | €275 | ▼ 82.1% |
| Taxes450/3 | - | - | €1,360 | €1,535 | €275 | ▼ 82.1% |
| Other amounts payable47/48 | €117,397 | €249,647 | €413,737 | €425,033 | €456,509 | ▲ 7.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€95,248 | -€62,949 | €3,443 | -€140,914 | -€130,197 | ▲ 7.6% |
| + Depreciation and write-downs630 | €859 | €550 | €550 | €550 | €241 | ▼ 56.2% |
| Operating cash flow (approximation) | -€94,389 | -€62,399 | €3,993 | -€140,364 | -€129,956 | ▲ 7.4% |
| Investment in fixed assets (approximation) | - | -€550 | -€550 | -€550 | -€241 | ▲ 56.2% |
| Change in cash | - | -€4,111 | €4,356 | -€1,938 | €11,396 | ▲ 688% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet -€140,914
Net result drops to -€140,914, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €3,443
Net result €3,443 after 2 loss-making years.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 2020
Ground area
930 m²
Building footprint
231 m²
Volume, LiDAR
1,523 m³
Parcel 11037A0192/00P000, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
KEEP SOFTWARE
since 20202.303.592.127
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11037A0192/00P000 | Flanders | 930 m² | 1 · 231 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
-
100%
According to the 2025 annual accounts of KEEP SOFTWARE and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 16,913 companies in this sector we hold annual accounts for 8,787. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded17-06-2020
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
58290Other software publishing
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
78100Employment placement agencies
Contact
E-mail
noverloop@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID
0208:0748665497
Also
9925:BE0748665497
Registered
09-04-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.