Keep Consult

Active

Private limited companyfounded 200224 yrs activeRue de la Mardouille 26A, 6032 Charleroi, BelgiumKBO/BCE: BE 0478.022.829

Summary

Keep Consult has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59,282 and a net result of €18,612. Equity is growing by ~30.6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch Report Compare

Keep ConsultActiveChecked score 89/100

Risk analysis Report Compare

Activity

Activity not known2 sites

Size

€170,835total assets 2025

Equity: €59,282
Profit: €18,612

Turnover not published (abridged schema)

Financial health

89 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.2%

Structure

Accounts filed 17 d late0 of 3 deeds read

Why 89- 2 establishment units+ Size: total assets €170,835+ Founded in 2002+ Figures for FY 2025 (filed 18-02-2026)Show the evidence

Checked score

Score 2025

89 / 100

Excellent

Probability in this band: under 0.55%

Better than 59% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 60+9

equity 34.7% of total assets

Liquidity 54+5

short-term debt 21.5% · cash 8.7%

Profitability 82+16

return on assets 10.9%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 1.5% 12-2024: 1.8%▲ +15.8% vs 11-2024 01-2025: 1.9%▲ +4.5% vs 12-2024 02-2025: 2.7%▲ +43.9% vs 01-2025highest value 03-2025: 0.3%▼ -90.7% vs 02-2025 04-2025: 0.3%● 0.0% vs 03-2025 05-2025: 0.3%● 0.0% vs 04-2025 06-2025: 0.3%● 0.0% vs 05-2025 07-2025: 0.3%▲ +1.2% vs 06-2025 08-2025: 0.3%▲ +0.8% vs 07-2025 09-2025: 0.3%● 0.0% vs 08-2025 10-2025: 0.3%▲ +3.5% vs 09-2025 11-2025: 0.3%● 0.0% vs 10-2025 12-2025: 0.3%▲ +23.8% vs 11-2025 01-2026: 0.5%▲ +39.0% vs 12-2025 02-2026: 0.8%▲ +74.8% vs 01-2026 03-2026: 0.2%▼ -74.5% vs 02-2026lowest value 04-2026: 0.2%● 0.0% vs 03-2026lowest value 05-2026: 0.2%● 0.0% vs 04-2026lowest value 06-2026: 0.2%● 0.0% vs 05-2026lowest value 07-2026: 0.2%▲ +1.5% vs 06-2026 08-2026: 0.2%▲ +0.5% vs 07-2026 09-2026: 0.2%● 0.0% vs 08-2026 10-2026: 0.2%▲ +4.3% vs 09-2026

Size: total assets €170,835 lowers the probability for this profile
Founded in 2002 lowers the probability for this profile
Figures for FY 2025 (filed 18-02-2026) lowers the probability
2 establishment units raises the probability

Credit up to €5,000 at 30 days acceptable

Liquidity ample (current ratio 2.19 against 2.42 in 2024; short-term debt: 21.5% and cash: 8.7% of total assets), but 65.3% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 36%, liquidity 49%, profitability 66%, growth against the median 86%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Size: total assets €170,835

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Founded in 2002

In the bankruptcy model this factor lowers the probability for this profile.

KBO

Figures for FY 2025 (filed 18-02-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

2 establishment units

In the bankruptcy model this factor raises the probability.

KBO · seat and establishments

Filed after the deadline

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-02-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

17 d late

2024

27 d late

2023

on the day

2022

28 d early

2021

50 d late

2020

1 d late

2019

2 d early

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 7 accounts on average 9 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 17 February (4 of the last 5 filed years within 33 days of that day).

Companies Code · seven months

Position in the running window

30-06-2026 close06-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage