KEANE LEGAL
ActiveKEANE LEGAL has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €723k and a net result of €180k. Equity is growing by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 72% of 12637 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
90
/ 100
Excellent▼ -10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 4.29 against 4.32 in 2024), and 23.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.1%
Return on assets
18.9%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
26 d late
2022
29 d late
2021
29 d late
2020
30 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€723k▼ 15.5%
2024 · €856k
2018: €371k
2019: €391k
2020: €421k
2021: €527k
2022: €693k
2023: €753k
2024: €856k
2018 → 2025
Total assets
€950k▼ 17.7%
2024 · €1.15M
2018: €718k
2019: €780k
2020: €833k
2021: €964k
2022: €970k
2023: €1.13M
2024: €1.15M
2018 → 2025
Net result
€180k▼ 9.6%
2024 · €199k
2018: €83k
2019: €96k
2020: €146k
2021: €167k
2022: €166k
2023: €164k
2024: €199k
2018 → 2025
Working capital
€356k▼ 26.6%
2024 · €485k
2018: €142k
2019: €155k
2020: €156k
2021: €222k
2022: €375k
2023: €430k
2024: €485k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€527k-€693k▲ 31.6%€753k▲ 8.6%€856k▲ 13.7%€723k▼ 15.5%
Operating result€237k-€232k▼ 1.9%€229k▼ 1.6%€273k▲ 19.3%€265k▼ 3.1%
Net result€167k-€166k▼ 0.2%€164k▼ 1.3%€199k▲ 21.1%€180k▼ 9.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €950k
Fixed assets
€485k▼ 7.2%
Current assets
€465k▼ 26.4%
Equity and liabilities €950k
Equity
€723k▼ 15.5%
Debt
€227k▼ 24.0%
The debt ratio falls from 25.9% to 23.9%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€302k▼
2024 · €311k
Cash flow
€217k▼
2024 · €237k
Solvency
76.1%▲
2024 · 74.1%
Current ratio
4.29▼
2024 · 4.32
Quick ratio
4.29▼
2024 · 4.32
Debt / equity
0.31▼
2024 · 0.35
ROE
24.9%▲
2024 · 23.2%
ROA
18.9%▲
2024 · 17.2%
Interest coverage
27.73▼
2024 · 52.44
Debt
€227k▼
2024 · €298k
Debt ≤ 1 year
€108k▼
2024 · €146k
Debt > 1 year
€118k▼
2024 · €152k
Income taxes
€81k▼
2024 · €87k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.15M€950k▼
Fixed assets21/28€523k€485k▼
Tangible fixed assets22/27€521k€483k▼
Land and buildings22€448k€429k▼
Plant, machinery and equipment23€1k€905▼
Furniture and vehicles24€68k€51k▼
Other tangible fixed assets26€3k€3k=
Financial fixed assets28€2k€2k=
Current assets29/58€631k€465k▼
Amounts receivable within one year40/41€401k€121k▼
Trade receivables40€120k€79k▼
Other amounts receivable41€281k€42k▼
Current investments50/53€67k€117k▲
Cash at bank and in hand54/58€155k€213k▲
Deferred charges and accrued income490/1€8k€13k▲
Equity and liabilities
Total equity and liabilities10/49€1.15M€950k▼
Equity10/15€856k€723k▼
Contributions10/11€14k€14k=
Reserves13€842k€709k▼
Distributable reserves133€842k€709k▼
Amounts payable17/49€298k€227k▼
Amounts payable after more than one year17€152k€118k▼
Financial debts170/4€152k€118k▼
Amounts payable within one year42/48€146k€108k▼
Current portion of amounts payable after more than one year42€33k€34k▲
Financial debts43€7k€7k▼
Credit institutions430/8€7k€7k▼
Trade debts44€1k€4k▲
Suppliers440/4€1k€4k▲
Taxes, remuneration and social security45€11k€373▼
Taxes450/3€11k€373▼
Other amounts payable47/48€94k€63k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€38k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€4k-
Other operating charges640/8€7k€3k▼
Gross operating margin9900€323k€305k▼
Operating profit (loss)9901€273k€265k▼
Financial income75/76B€19k€7k▼
Recurring financial income75€19k€7k▼
Financial charges65/66B€6k€11k▲
Recurring financial charges65€6k€11k▲
Profit (loss) for the period before taxes9903€286k€260k▼
Income taxes67/77€87k€81k▼
Profit (loss) for the period9904€199k€180k▼
Profit (loss) for the period to be appropriated9905€199k€180k▼
Appropriation of the result
Profit (loss) to be appropriated9906€199k€180k▼
Transfer from equity791/2€96k€312k▲
Transfer to equity691/2€199k€180k▼
To other reserves6921€199k€180k▼
Profit to be distributed694/7€96k€312k▲
Return on contributions (dividend)694€96k€312k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Highest result since 2018net €199k ▲21.1%
Operating result €273k, net result €199k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 4.94
Current ratio from 1.97 to 4.94; short-term debt falls from €230k to €95k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Equity above €500kEq €527k ▲25.2%
4 profitable years in a row build equity to €527k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 3671050 BrusselGround area
266 m²
Building footprint
265 m²
Volume, LiDAR
3,746 m³
Parcel 21807G0211/00W012, Brussels · tallest building 34.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Louizalaan 367, 1050 Elsene
since 20112.198.264.775
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0211/00W012 | Brussels | 266 m² | 1 · 265 m² | 34.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
648838J1BVHX79Q74D25
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Of 22,019 companies in sector 69101 we hold annual accounts for 9,028. 5,034 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-03-2011
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.