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KdVRetail

Active
Private limited companyfounded 20188 years activeGouverneur Verwilghensingel 2D, 3500 Hasselt, BelgiumKBO/BCE: BE 0688.871.927
Summary

KdVRetail has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €518,600 and a net result of €1.3m. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 30% of 384 sector peers (NACE 47, fiscal year 2026). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110
1 site
Size
€4.6mtotal assets 2026
Staff
39.2 FTE
Equity
€518,600
Profit
€1.3m
Turnover not published (abridged schema)
Financial health
87 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.3%
Structure
Accounts 43 days early0 of 5 deeds read
Why 87- Equity €518,600 (11.3% of total assets)+ Size: 39.2 FTE, total assets €4.6m+ Liquidity: current ratio 1.05, cash €2.0m+ Figures for FY 2026 (filed 18-09-2026)Show the evidence

Checked score

Score 2026
87 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 57% of its sector peers (NACE 47, small)
Financial strength · tick = 2025
Strong
Solvency 36=
equity 11.3% of total assets
Liquidity 54+19
short-term debt 84.0% · cash 44.3%
Profitability 100+9
return on assets 28.2%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,685 companies)
Last 24 months 11-2024: 1.0%highest value 12-2024: 0.5%▼ -0.5 percentage points vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 0.6%▲ +0.1 percentage points vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.4%▼ -0.2 percentage points vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.3%▼ -0.1 percentage points vs 05-2026 07-2026: 0.4%▲ +0.1 percentage points vs 06-2026 08-2026: 0.4%● unchanged vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.3%▼ -0.1 percentage points vs 09-2026lowest value
Credit up to €45,000 at 30 days acceptable
Liquidity tight (current ratio 1.05 against 1.04 in 2025; short-term debt: 84% and cash: 44.3% of total assets), and 88.7% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 24% on solvency, 71% on liquidity, 98% on profitability and 35% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Equity €518,600 (11.3% of total assets)
NBB · annual accounts
lowers risk · Size: 39.2 FTE, total assets €4.6m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.05, cash €2.0m
NBB · annual accounts
lowers risk · Figures for FY 2026 (filed 18-09-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 18-09-2026, 43 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2026
43 days early
2025
43 days early
2024
1 day early
2023
14 days late
2022
30 days late
2021
30 days late
2020
30 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 30 October (5 of the last 5 filed years within 42 days of that day).
Companies Code · seven months
Position in the running window
08-10-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · abbreviated…
  2. Highest result since 2019net €1.3m ▲63.5%
  3. Annual accounts filedfiscal year 2025 · abbreviated…

Key points

  • Positive: Among the best 5% on net resultsector median €22,148 · 384 companies €1.3m View
  • Positive: Result rose in 2026from €793,330 to €1.3m ▲ 63.5% View
  • Positive: 8 profitable years in a rowprofit 2026: €1.3m 8 years View

By topic

Financials

Fiscal year
2026
Total assets
€4.6m
Profit
€1.3m
Solvency
11.3%
Total assets▲ 1.8%
Net result
20192026
Go to Financials

Timeline

Events
11
Since
2019
Next accounts
by 31-10-2027
  1. 30-10-2024Annual accounts filed
  2. 14-11-2023Annual accounts filed
  3. 30-11-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded
25-01-2018
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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