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KDV 't SPEELHUIS

Active
Private limited companyfounded 2011active for 15 yearsJustitielaan 10, 3910 Pelt, BelgiumKBO/BCE: BE 0836.701.709
Summary

KDV 't SPEELHUIS has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99,088 and a net result of €65,900. Equity has been growing by about 20% per year since 2018. Its solvency ranks better than 40% of 699 sector peers (NACE 88, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 23-05-2011 Normal situation
Activity
Day nurseries and crèches NACE 88911
Establishment units
2.200.120.841 3910 Pelt, since 27-06-2011
2.237.657.861 3930 Hamont-Achel, since 01-01-2015
Financial year end
31 December
Peppol
Reachable since 19-12-2025

Board and ownership

Board
  • Simons IngridDirector

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€788,825
▼ 5.8%
Turnover
≈ €930,000
estimated
Profit
€65,900
▼ 42.6%
Equity
€99,088
▲ 199%
Total assets
€323,056
▼ 15.1%
Employees on 31-12-2025
16
▼ 15.8%
Score breakdownraises riskLiquidity: current ratio 1.17, cash €18,275, halvedlowers riskSize: total assets €323,056Sector: Social work activities without accommodation (NACE 88)Figures for financial year 2025 (filed on 01-07-2026)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 58% of micro companies in social work without accommodation (NACE 88)
Financial strength · tick: 2024
Strong
Solvency 56+22
equity 30.7% of total assets
Liquidity 40-7
short-term debt 36.8% · cash 5.7%
Profitability 94-6
return on assets 20.4%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (1,127 companies, NACE 88, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025highest value 08-2025: 0.1%▼ -0.1 percentage points vs 07-2025lowest value 09-2025: 0.1%● unchanged vs 08-2025lowest value 10-2025: 0.1%● unchanged vs 09-2025lowest value 11-2025: 0.1%● unchanged vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.17 (0.81 in 2024), below the usual 1.5. Short-term debt is 36.8% and cash 5.7% of total assets. 69.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 88, micro). It does better than 37% of them on solvency, 18% on liquidity, 82% on profitability and 95% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €323,056
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Social work activities without accommodation (NACE 88)
KBO
lowers risk · Figures for financial year 2025 (filed on 01-07-2026)
NBB · annual accounts
raises risk · Liquidity: current ratio 1.17, cash €18,275, halved
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 days early
2024
28 days early
2023
34 days early
2022
26 days early
2021
23 days late
2020
40 days late
2019
47 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 1 day before the deadline. In the sector (NACE 88), the median for financial year 2024 was 24 days before the deadline, and 25% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Equity rose in 2025from €33,188 to €99,088 ▲ 199% View
  • Positive: Higher net result than 88% of companies in social work without accommodationsector median €9,007 · 702 companies €65,900 View
  • Positive: 8 profitable years in a rowprofit 2025: €65,900 8 years View
  • Flemish supportawarded from 2022 to 2025 €2.2m View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed Change of role: SIMONSIngridTheresiaMaria, from manager to director
  2. · Gazette deed Incorporation
All 13 events

Comparable companies

These companies have the same main activity as KDV 't SPEELHUIS: day nurseries and crèches (NACE 88911). They are comparable in size and age: total assets between €246,000 and €394,000, founded between 2006 and 2013.

CompanyTotal assetsGross margin
KDV 't SPEELHUIS Pelt€323,056€788,825
FLOREFFE PETITE ENFANCE Floreffe€315,226€898,601
Mélimômes Tervuren€269,660€649,034
PAS APRES PAS Stavelot€277,779€645,681
LES PETITES COCCINELLES Binche€356,308€738,323
IMC Corporation Essen€246,431€923,023
CRECHE SAINT-ACHAIRE Mouscron€394,392€869,491
Full comparison

Key facts about KDV 't SPEELHUIS

What is the company number of KDV 't SPEELHUIS?
The company number of KDV 't SPEELHUIS is 0836.701.709. The VAT number is the same number with BE in front: BE 0836.701.709.
Where is KDV 't SPEELHUIS based?
The registered office is at Justitielaan 10, 3910 Pelt.Company details
What does KDV 't SPEELHUIS do?
According to the KBO register, the main activity is day nurseries and crèches (NACE 88911).
What is the legal form of KDV 't SPEELHUIS?
The legal form of KDV 't SPEELHUIS is Private limited company (BV).
When was KDV 't SPEELHUIS founded?
KDV 't SPEELHUIS was founded on 23-05-2011.
Is KDV 't SPEELHUIS still active?
Yes, KDV 't SPEELHUIS is an active enterprise in the KBO register.
How many employees does KDV 't SPEELHUIS have?
KDV 't SPEELHUIS had an average of 12.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of KDV 't SPEELHUIS?
The turnover in financial year 2025 is ≈ €930,000. This figure is estimated from the gross margin of €788,825 and 30 comparable companies (NACE 889). It probably lies between €870,000 and €1.1m.
Is KDV 't SPEELHUIS profitable?
In financial year 2025, KDV 't SPEELHUIS made a profit of €65,900.
Where can I find the annual accounts of KDV 't SPEELHUIS?
KDV 't SPEELHUIS filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of KDV 't SPEELHUIS due?
KDV 't SPEELHUIS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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