Financials
- Fiscal year
- 2025
- Total assets
- €80,382
- Loss
- -€56,242
- Solvency
- 69.3%
Turnover▲ 239%
Net result
20182022
KDREAMS
ActiveSummary
The computed 12-month bankruptcy probability of KDREAMS is 3.0% (moderate). The annual accounts of KDREAMS for fiscal year 2025 show a net loss of 70% of total assets and of 50% of the equity at the start of that year. The 2025 annual accounts show equity of €55,708 and a net result of -€56,242. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 82% of 583 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Other postal and courier activities
NACE 53200
1 site
Size
€80,382total assets 2025
- Staff
- 2 FTE
- Equity
- €55,708
- Loss
- -€56,242
Structure
- Board
- 1 member
Accounts filed 3 d late1 of 3 deeds read
Why 51- Loss of €56,242, the second in a row (FY 2025)- Sector Postal and courier activities (NACE 53)- Latest accounts 3 days late; 2 of the last 3 late- Size: total assets €80,382Show the evidence
Checked score
Score 2025
51
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 44% of its sector peers (NACE 53, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
94-6
equity 69.3% of total assets
Liquidity
59-33
short-term debt 30.7% · cash 17.7%
Profitability
0-60
return on assets -70.0%
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.6%
12-2024: 2.6%● 0.0% vs 11-2024
01-2025: 2.5%▼ -2.0% vs 12-2024
02-2025: 2.5%● 0.0% vs 01-2025
03-2025: 2.5%▼ -1.9% vs 02-2025
04-2025: 2.5%▲ +1.1% vs 03-2025
05-2025: 2.2%▼ -10.9% vs 04-2025
06-2025: 2.1%▼ -3.9% vs 05-2025
07-2025: 2.1%▲ +0.8% vs 06-2025
08-2025: 2.6%▲ +20.0% vs 07-2025
09-2025: 2.8%▲ +8.2% vs 08-2025
10-2025: 0.8%▼ -70.0% vs 09-2025
11-2025: 0.8%● 0.0% vs 10-2025
12-2025: 0.8%● 0.0% vs 11-2025
01-2026: 0.8%▼ -1.4% vs 12-2025
02-2026: 0.8%● 0.0% vs 01-2026
03-2026: 0.8%▼ -1.2% vs 02-2026
04-2026: 0.8%▼ -1.6% vs 03-2026
05-2026: 0.7%▼ -9.7% vs 04-2026lowest value
06-2026: 0.7%▲ +1.7% vs 05-2026
07-2026: 0.8%▲ +4.4% vs 06-2026
08-2026: 1.1%▲ +38.5% vs 07-2026
09-2026: 3.0%▲ +181% vs 08-2026highest value
10-2026: 3.0%● 0.0% vs 09-2026highest value
- Loss of €56,242, the second in a row (FY 2025) raises the probability
- Sector Postal and courier activities (NACE 53) raises the probability
- Latest accounts 3 days late; 2 of the last 3 late raises the probability
- Size: total assets €80,382 raises the probability for this profile
Credit up to €2,500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 3.26 against 4.16 in 2024; short-term debt: 30.7% and cash: 17.7% of total assets), and 30.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 53, micro). Better than this share of them on solvency 82%, liquidity 72%, profitability 8%, growth against the median 13%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
18202122232425
2018 to 2025 · latest year -€56,242
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
3 d late
2024
57 d late
2023
60 d late
2022
158 d late
2021
107 d late
2020
29 d late
2018
153 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 81 days after the deadline; the sector median for financial year 2024 is 13 days after the deadline, and 56% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 September (4 of the last 5 filed years within 58 days of that day).
Companies Code · seven monthsPosition in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Resignation: ABALI Karim (manager)Appointment: ABALI Karim (non-statutory director)…
- Weakest financial yearnet -€56,242
Key points
By topic
Board & ownership
- Board
- 1 member
Go to Board & ownership
Timeline
- Events
- 15
- Since
- 2017
- Next accounts
- by 31-07-2027
- 03-08-2026Annual accounts filed
- 02-03-2026Resignation: ABALI Karim (manager)
- 31-12-2025Weakest financial year
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other postal and courier activitiesNACE 53200
- Founded
- 20-11-2015
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 34
- Who signs
- Each director alone
- Annual meeting
- First Monday of June at 18:00
- Purpose
- Les travaux d’urbanisme, la conception d’immeuble, l’étude et la réalisation de travaux…
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