Summary
KDK has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €16.00M and a net result of €1.12M. Equity is growing by ~14.9% per year across the filed fiscal years. Its solvency ranks better than 59% of 8663 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
9 d early
2023
14 d early
2022
53 d early
2021
74 d early
2020
17 d early
2019
42 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€16.00M▲ 10.6%
2024 · €14.46M
2018: €5.63M
2019: €6.82M
2020: €9.30M
2021: €10.31M
2022: €1.87M
2023: €13.09M
2024: €14.46M
2018 → 2025
Total assets
€25.98M▲ 8.8%
2024 · €23.89M
2018: €17.14M
2019: €17.32M
2020: €19.90M
2021: €20.98M
2022: €17.50M
2023: €27.99M
2024: €23.89M
2018 → 2025
Net result
€1.12M▼ 18.9%
2024 · €1.38M
2018: €4.65M
2019: €1.19M
2020: €2.48M
2021: €1.01M
2022: €2.73M
2023: €11.21M
2024: €1.38M
2018 → 2025
Working capital
€-1.01M▲ 4.0%
2024 · €-1.06M
2018: €-10.69M
2019: €-9.04M
2020: €-6.20M
2021: €-5.19M
2022: €-12.84M
2023: €-1.15M
2024: €-1.06M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10.31M-€1.87M▼ 81.8%€13.09M▲ 599%€14.46M▲ 10.5%€16.00M▲ 10.6%
Operating result€2.09M-€854k▼ 59.0%€2.36M▲ 176%€2.67M▲ 13.1%€1.95M▼ 26.9%
Net result€1.01M-€2.73M▲ 171%€11.21M▲ 311%€1.38M▼ 87.7%€1.12M▼ 18.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €25.98M
Fixed assets
€17.90M ▲ 6.9%
Current assets
€8.08M ▲ 13.2%
Equity and liabilities €25.98M
Equity
€16.00M ▲ 10.6%
Debt
€9.98M ▲ 5.9%
Debt's share of the balance-sheet total falls from 39.5% to 38.4%. Equity and debt are higher.
Key figures and ratios
ROE
7.0%▼
2024 · 9.5%
ROA
4.3%▼
2024 · 5.8%
Debt ≤ 1 year
€9.09M▲
2024 · €8.19M
Income taxes
€361k▼
2024 · €444k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€23.89M€25.98M▲
Fixed assets21/28€16.75M€17.90M▲
Tangible fixed assets22/27€1.23M€2.38M▲
Land and buildings22€1.23M€2.38M▲
Plant, machinery and equipment23€2k€1k▼
Financial fixed assets28€15.52M€15.52M=
Current assets29/58€7.14M€8.08M▲
Amounts receivable within one year40/41€6.95M€7.02M▲
Trade receivables40€27k€14k▼
Other amounts receivable41€6.92M€7.00M▲
Current investments50/53€0-
Cash at bank and in hand54/58€186k€1.02M▲
Deferred charges and accrued income490/1€2k€43k▲
Equity and liabilities
Total equity and liabilities10/49€23.89M€25.98M▲
Equity10/15€14.46M€16.00M▲
Contributions10/11€795k€796k▲
Reserves13€13.67M€15.20M▲
Non-distributable reserves130/1€19k€0▼
Reserves not available under the articles1311€19k€0▼
Tax-exempt reserves132€1.69M€1.76M▲
Distributable reserves133€11.95M€13.45M▲
Amounts payable17/49€9.42M€9.98M▲
Amounts payable within one year42/48€8.19M€9.09M▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€4k€4k▲
Taxes450/3€4k€4k▲
Other amounts payable47/48€8.19M€9.09M▲
Accrued charges and deferred income492/3€1.23M€886k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€60k▲
Other operating charges640/8€4k€6k▲
Gross operating margin9900€2.71M€2.02M▼
Operating profit (loss)9901€2.67M€1.95M▼
Financial income75/76B€161k€153k▼
Recurring financial income75€161k€153k▼
Financial charges65/66B€1.01M€626k▼
Recurring financial charges65€1.01M€626k▼
Profit (loss) for the period before taxes9903€1.82M€1.48M▼
Income taxes67/77€444k€361k▼
Profit (loss) for the period9904€1.38M€1.12M▼
Transfer from tax-exempt reserves789€463k€491k▲
Transfer to tax-exempt reserves689€632k€526k▼
Profit (loss) for the period to be appropriated9905€1.21M€1.08M▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.21M€1.08M▼
Transfer to equity691/2€1.21M€1.08M▼
To other reserves6921€1.21M€1.08M▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 29 days late
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €11.21M ▲311%
Net result €11.21M, the highest in the series.
31-12
Financial
Equity above €10MEq €13.09M ▲599%
6 profitable years in a row build equity to €13.09M.
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
18-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €1.01M ▼59.5%
Net result drops to €1.01M, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €10MEq €10.31M ▲10.8%
4 profitable years in a row build equity to €10.31M.
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
11-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 42 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anzegem · 1 establishment unit since 2015
Ground area
2,357 m²
Building footprint
84 m²
Volume, LiDAR
267 m³
Parcel 34038B0369/00D005, Flanders · tallest building 3.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
KDK
since 20152.241.795.902
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34038B0369/00D005 | Flanders | 2,357 m² | 1 · 84 m² | 3.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,572. 4,812 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-02-2015
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
43211General electrical installation work
43221Plumbing work
43320Joinery installation
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:karel.demasure@telenet.be
Phone:0496208407