KDD
ActiveSummary
KDD has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €567k and a net result of €19k. Equity is growing by ~4% per year across the filed fiscal years. Its solvency ranks better than 95% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability73▼-6
Solvency100▲+11
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 52.29 against 2.47 in 2024; short-term debt: 1.6% and cash: 54.3% of total assets), and 1.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.4%
Return on assets
3.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
14 d early
2023
27 d late
2022
28 d late
2021
32 d early
2020
25 d early
2019
28 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€567k▲ 3.5%
2024 · €547k
2018: €388klowest in 8 years
2019: €463k▲ +19.2% vs 2018
2020: €570k▲ +23.2% vs 2019
2021: €667k▲ +17.0% vs 2020
2022: €773k▲ +15.8% vs 2021highest in 8 years
2023: €474k▼ -38.6% vs 2022
2024: €547k▲ +15.3% vs 2023
2025: €567k▲ +3.5% vs 2024
2018 → 2025
Total assets
€576k▼ 32.5%
2024 · €853k
2018: €423klowest in 8 years
2019: €508k▲ +20.2% vs 2018
2020: €653k▲ +28.6% vs 2019
2021: €737k▲ +12.8% vs 2020
2022: €818k▲ +11.0% vs 2021
2023: €790k▼ -3.5% vs 2022
2024: €853k▲ +8.0% vs 2023highest in 8 years
2025: €576k▼ -32.5% vs 2024
2018 → 2025
Net result
€19k▼ 73.5%
2024 · €73k
2018: €59k
2019: €75k▲ +27.4% vs 2018
2020: €108k▲ +44.2% vs 2019highest in 8 years
2021: €97k▼ -10.0% vs 2020
2022: €106k▲ +9.1% vs 2021
2023: €5k▼ -95.7% vs 2022lowest in 8 years
2024: €73k▲ +1509% vs 2023
2025: €19k▼ -73.5% vs 2024
2018 → 2025
Working capital
€486k▲ 8.1%
2024 · €450k
2018: €243klowest in 8 years
2019: €337k▲ +38.6% vs 2018
2020: €461k▲ +36.9% vs 2019
2021: €571k▲ +23.9% vs 2020
2022: €668k▲ +17.0% vs 2021highest in 8 years
2023: €362k▼ -45.9% vs 2022
2024: €450k▲ +24.3% vs 2023
2025: €486k▲ +8.1% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€667k-€773k▲ 15.8%€474k▼ 38.6%€547k▲ 15.3%€567k▲ 3.5%
2021: €667k
2022: €773k▲ +15.8% vs 2021highest in 5 years
2023: €474k▼ -38.6% vs 2022lowest in 5 years
2024: €547k▲ +15.3% vs 2023
2025: €567k▲ +3.5% vs 2024
Operating result€139k-€150k▲ 7.5%€6k▼ 96.0%€100k▲ 1,544%€23k▼ 76.7%
2021: €139k
2022: €150k▲ +7.5% vs 2021highest in 5 years
2023: €6k▼ -96.0% vs 2022lowest in 5 years
2024: €100k▲ +1544% vs 2023
2025: €23k▼ -76.7% vs 2024
Net result€97k-€106k▲ 9.1%€5k▼ 95.7%€73k▲ 1,509%€19k▼ 73.5%
2021: €97k
2022: €106k▲ +9.1% vs 2021highest in 5 years
2023: €5k▼ -95.7% vs 2022lowest in 5 years
2024: €73k▲ +1509% vs 2023
2025: €19k▼ -73.5% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 77% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €576k
Fixed assets
€81k ▼ 17.5%
Current assets
€496k ▼ 34.4%
Equity and liabilities €576k
Equity
€567k ▲ 3.5%
Debt
€9k ▼ 96.9%
Debt's share of the balance-sheet total falls from 35.8% to 1.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€40k▼
2024 · €117k
Cash flow
€36k▼
2024 · €90k
Current ratio
52.29▲
2024 · 2.47
Debt to equity
0.02▼
2024 · 0.56
ROE
3.4%▼
2024 · 13.3%
ROA
3.4%▼
2024 · 8.5%
Interest coverage
16.87▼
2024 · 1157.90
Debt ≤ 1 year
€9k▼
2024 · €306k
Income taxes
€8k▼
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€853k€576k▼
Fixed assets21/28€98k€81k▼
Tangible fixed assets22/27€98k€81k▼
Land and buildings22€59k€49k▼
Furniture and vehicles24€5k€2k▼
Other tangible fixed assets26€34k€30k▼
Current assets29/58€755k€496k▼
Amounts receivable within one year40/41€53k€23k▼
Trade receivables40€32k€6k▼
Other amounts receivable41€21k€17k▼
Current investments50/53€160k€160k=
Cash at bank and in hand54/58€513k€313k▼
Deferred charges and accrued income490/1€29k-
Equity and liabilities
Total equity and liabilities10/49€853k€576k▼
Equity10/15€547k€567k▲
Contributions10/11€74k€74k=
Reserves13€473k€492k▲
Non-distributable reserves130/1€8k€8k=
Reserves not available under the articles1311€8k€8k=
Distributable reserves133€465k€484k▲
Amounts payable17/49€306k€9k▼
Amounts payable within one year42/48€306k€9k▼
Trade debts44€2k€976▼
Suppliers440/4€2k€976▼
Taxes, remuneration and social security45€15k€9k▼
Taxes450/3€15k€9k▼
Other amounts payable47/48€289k-
Accrued charges and deferred income492/3€22-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€17k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€119k€42k▼
Operating profit (loss)9901€100k€23k▼
Financial income75/76B€2k€7k▲
Recurring financial income75€2k€7k▲
Financial charges65/66B€101€2k▲
Recurring financial charges65€101€2k▲
Profit (loss) for the period before taxes9903€102k€28k▼
Income taxes67/77€29k€8k▼
Profit (loss) for the period9904€73k€19k▼
Profit (loss) for the period to be appropriated9905€73k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€73k€19k▼
Transfer to equity691/2€73k€19k▼
To other reserves6921€73k€19k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20k | €12k | €17k | €17k | €17k | ▲ 0.2% |
| Other operating charges640/8 | €1k | €1k | €2k | €2k | €2k | ▼ 21.9% |
| Gross operating margin9900 | €161k | €164k | €25k | €119k | €42k | ▼ 64.8% |
| Operating profit (loss)9901 | €139k | €150k | €6k | €100k | €23k | ▼ 76.7% |
| Financial income75/76B | €423 | €770 | €2k | €2k | €7k | ▲ 291% |
| Recurring financial income75 | €423 | €770 | €2k | €2k | €7k | ▲ 291% |
| Financial charges65/66B | €781 | €853 | €106 | €101 | €2k | ▲ 2,265% |
| Recurring financial charges65 | €781 | €853 | €106 | €101 | €2k | ▲ 2,265% |
| Profit (loss) for the period before taxes9903 | €139k | €150k | €8k | €102k | €28k | ▼ 72.6% |
| Income taxes67/77 | €42k | €44k | €3k | €29k | €8k | ▼ 70.5% |
| Profit (loss) for the period9904 | €97k | €106k | €5k | €73k | €19k | ▼ 73.5% |
| Profit (loss) for the period to be appropriated9905 | €97k | €106k | €5k | €73k | €19k | ▼ 73.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €737k | €818k | €790k | €853k | €576k | ▼ 32.5% |
| Fixed assets21/28 | €96k | €105k | €113k | €98k | €81k | ▼ 17.5% |
| Tangible fixed assets22/27 | €96k | €105k | €113k | €98k | €81k | ▼ 17.5% |
| Land and buildings22 | €89k | €79k | €69k | €59k | €49k | ▼ 16.6% |
| Plant, machinery and equipment23 | €2k | €727 | - | - | - | - |
| Furniture and vehicles24 | €6k | €6k | €8k | €5k | €2k | ▼ 65.2% |
| Other tangible fixed assets26 | - | €19k | €36k | €34k | €30k | ▼ 12.2% |
| Current assets29/58 | €641k | €713k | €677k | €755k | €496k | ▼ 34.4% |
| Amounts receivable within one year40/41 | €30k | €49k | €43k | €53k | €23k | ▼ 56.5% |
| Trade receivables40 | €29k | €48k | €21k | €32k | €6k | ▼ 81.3% |
| Other amounts receivable41 | €352 | €933 | €21k | €21k | €17k | ▼ 17.2% |
| Current investments50/53 | €605k | €60k | €160k | €160k | €160k | = |
| Cash at bank and in hand54/58 | €6k | €604k | €473k | €513k | €313k | ▼ 39.0% |
| Deferred charges and accrued income490/1 | €663 | €660 | €1k | €29k | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €737k | €818k | €790k | €853k | €576k | ▼ 32.5% |
| Equity10/15 | €667k | €773k | €474k | €547k | €567k | ▲ 3.5% |
| Contributions10/11 | €74k | €74k | €74k | €74k | €74k | = |
| Reserves13 | €593k | €699k | €400k | €473k | €492k | ▲ 4.1% |
| Non-distributable reserves130/1 | €8k | €8k | €8k | €8k | €8k | = |
| Reserves not available under the articles1311 | €8k | €8k | €8k | €8k | €8k | = |
| Distributable reserves133 | €585k | €690k | €392k | €465k | €484k | ▲ 4.2% |
| Amounts payable17/49 | €70k | €45k | €315k | €306k | €9k | ▼ 96.9% |
| Amounts payable within one year42/48 | €70k | €45k | €315k | €306k | €9k | ▼ 96.9% |
| Trade debts44 | €295 | €9k | €58 | €2k | €976 | ▼ 35.2% |
| Suppliers440/4 | €295 | €9k | €58 | €2k | €976 | ▼ 35.2% |
| Taxes, remuneration and social security45 | €54k | €35k | €10k | €15k | €9k | ▼ 44.1% |
| Taxes450/3 | €54k | €35k | €10k | €15k | €9k | ▼ 44.1% |
| Other amounts payable47/48 | €16k | €2k | €305k | €289k | - | - |
| Accrued charges and deferred income492/3 | - | - | €96 | €22 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €97k | €106k | €5k | €73k | €19k | ▼ 73.5% |
| + Depreciation and write-downs630 | €20k | €12k | €17k | €17k | €17k | ▲ 0.2% |
| Operating cash flow (approximation) | €117k | €118k | €21k | €90k | €36k | ▼ 59.5% |
| Investment in fixed assets (approximation) | - | €-21k | €-25k | €-2k | €0 | ▲ 100% |
| Change in cash | - | €598k | €-130k | €40k | €-200k | ▼ 601% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Liquidity times 21current ratio 52.29
Current ratio from 2.47 to 52.29; short-term debt falls from €306k to €9k.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €500kEq €547k ▲15.3%
7 profitable years in a row build equity to €547k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Weakest financial yearnet €5k ▼95.7%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €108k ▲44.2%
Operating result €157k, net result €108k, both a record.
31-12
Financial
Equity above €500kEq €570k ▲23.2%
3 profitable years in a row build equity to €570k.
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2010
Ground area
151 m²
Building footprint
91 m²
Volume, LiDAR
946 m³
Parcel 11810K1536/00H002, Flanders · tallest building 15.2 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
KDD
since 20102.189.403.925
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1536/00H002 | Flanders | 151 m² | 1 · 91 m² | 15.2 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 186 EUR awarded · 85 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 0 EUR | 85 EUR |
| 2023 | 1 | 186 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
McVirtus
BE 0878.604.917
Hasselt · Eq €566,520
ZYKIMMO
BE 0455.942.362
Zaventem · Eq €566,080
COMPLEMENTI
BE 0456.160.613
Knokke-Heist · Eq €567,395
MATTHYS
BE 0458.794.261
Destelbergen · Eq €565,572
B.J.
BE 0447.168.911
Verviers · Eq €565,460
Of 9,136 companies in sector 68201 we hold annual accounts for 6,765. 5,013 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-06-2010
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
63920Other information service activities
73200Market research and public opinion polling
Scores and ratios are computed by Checked and are not a credit decision.