Skip to content

KDB Solutions

Active
Private limited companyfounded 20242 yrs activeGrimbergsesteenweg 198, 1980 Zemst, BelgiumKBO/BCE: BE 1009.809.689
Summary

The computed 12-month bankruptcy probability of KDB Solutions is 2.1% (moderate). The 2025 annual accounts show equity of €2,639 and a net result of €6,763. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency36
Growth-
Track record67
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-09-2026, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
55 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 29 May 2024, KDB Solutions was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€2,639
Total assets
€24,132
Net result
€6,763
Working capital
€2,639

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €24,132
Equity €2,639
Debt €21,493
Debt finances 89.1% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
1.12
Debt to equity
8.15
ROE
256.3%
ROA
28.0%
Debt ≤ 1 year
€21,493
Income taxes
€1,145

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.1% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.1% went bankrupt
1.6% stopped otherwise
94% still going

A further 1.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 30 lines
Balance sheet Code2025
Assets
Total assets20/58€24,132
Current assets29/58€24,132
Amounts receivable within one year40/41€23,914
Trade receivables40€12,761
Other amounts receivable41€11,153
Deferred charges and accrued income490/1€218
Equity and liabilities
Total equity and liabilities10/49€24,132
Equity10/15€2,639
Contributions10/11€1,000
Profit (loss) carried forward14€1,639
Amounts payable17/49€21,493
Amounts payable within one year42/48€21,493
Trade debts44€288
Suppliers440/4€288
Taxes, remuneration and social security45€2,740
Taxes450/3€2,740
Other amounts payable47/48€18,465
Income statement Code2025
Other operating charges640/8€227
Gross operating margin9900€8,141
Operating profit (loss)9901€7,915
Financial income75/76B€48
Recurring financial income75€48
Financial charges65/66B€54
Recurring financial charges65€54
Profit (loss) for the period before taxes9903€7,909
Income taxes67/77€1,145
Profit (loss) for the period9904€6,763
Profit (loss) for the period to be appropriated9905€6,763
Appropriation of the result
Profit (loss) to be appropriated9906€1,639
Profit (loss) brought forward from the previous period14P-€5,124

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Other operating charges640/8€227
Gross operating margin9900€8,141
Operating profit (loss)9901€7,915
Financial income75/76B€48
Recurring financial income75€48
Financial charges65/66B€54
Recurring financial charges65€54
Profit (loss) for the period before taxes9903€7,909
Income taxes67/77€1,145
Profit (loss) for the period9904€6,763
Profit (loss) for the period to be appropriated9905€6,763
Line2025
Assets
Total assets20/58€24,132
Current assets29/58€24,132
Amounts receivable within one year40/41€23,914
Trade receivables40€12,761
Other amounts receivable41€11,153
Deferred charges and accrued income490/1€218
Equity and liabilities
Total equity and liabilities10/49€24,132
Equity10/15€2,639
Contributions10/11€1,000
Profit (loss) carried forward14€1,639
Amounts payable17/49€21,493
Amounts payable within one year42/48€21,493
Trade debts44€288
Suppliers440/4€288
Taxes, remuneration and social security45€2,740
Taxes450/3€2,740
Other amounts payable47/48€18,465
Line2025
Profit (loss) for the period9904€6,763
Operating cash flow (approximation)€6,763

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
24-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 55 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
297 m²
Building footprint
62 m²
Volume, LiDAR
298 m³
Parcel 23020D0292/00M005, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KDB Solutions
Grimbergsesteenweg 198, 1980 ZemstNACE 45113
since 20242.360.435.513
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23020D0292/00M005 Flanders 297 m² 1 · 62 m² 8.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

The National Bank holds 1 filing for this company, but none with figures Checked can read: the latest, for fiscal year 2025, exists only as a PDF. A size comparison is therefore not possible. These companies share only the sector and the region. Of 10,664 companies in sector 47811 we hold annual accounts for 5,221. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded29-05-2024
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
E-invoicing
Reachable via Peppol
Peppol ID 0208:1009809689
Also 9925:BE1009809689
Registered 17-03-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.