KDB FINADVICE
ActiveKDB FINADVICE has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €73k and a net result of €64k. Its solvency ranks better than 90% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity ample (current ratio 10.47; short-term debt: 8% and cash: 81.1% of total assets), and 8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
38 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€73k
Total assets
€80k
Net result
€64k
Working capital
€60k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €80k
Fixed assets
€13k
Current assets
€67k
Equity and liabilities €80k
Equity
€73k
Debt
€6k
Debt finances 8.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€85k
Cash flow
€66k
Solvency
92.0%
Current ratio
10.47
Quick ratio
10.47
Debt / equity
0.09
ROE
87.7%
ROA
80.7%
Interest coverage
66.31
Debt
€6k
Debt ≤ 1 year
€6k
Income taxes
€18k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€80k
Fixed assets21/28€13k
Tangible fixed assets22/27€8k
Furniture and vehicles24€8k
Financial fixed assets28€5k
Current assets29/58€67k
Amounts receivable within one year40/41€2k
Other amounts receivable41€2k
Cash at bank and in hand54/58€65k
Equity and liabilities
Total equity and liabilities10/49€80k
Equity10/15€73k
Contributions10/11€10k
Profit (loss) carried forward14€63k
Amounts payable17/49€6k
Amounts payable within one year42/48€6k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€160
Remuneration and social security454/9€160
Other amounts payable47/48€4k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Gross operating margin9900€85k
Operating profit (loss)9901€83k
Financial income75/76B€68
Recurring financial income75€68
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€82k
Income taxes67/77€18k
Profit (loss) for the period9904€64k
Profit (loss) for the period to be appropriated9905€64k
Appropriation of the result
Profit (loss) to be appropriated9906€64k
Profit to be distributed694/7€1k
Return on contributions (dividend)694€1k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergstraat 262800 MechelenGround area
495 m²
Building footprint
102 m²
Volume, LiDAR
876 m³
Parcel 12025B0479/00E000, Flanders · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
KDB FINADVICE
since 20242.354.266.709
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12025B0479/00E000 | Flanders | 495 m² | 1 · 102 m² | 14.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 39,817 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-01-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.