KD Accounting
ActiveKD Accounting has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €121k and a net result of €140k. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 25% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency52▼-16
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.94 against 1.31 in 2024; short-term debt: 59.4% and cash: 4.9% of total assets), and 73.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.6%
Return on assets
30.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-04-2026, 118 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
118 d early
2024
42 d early
2023
122 d early
2022
47 d early
2021
129 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€121k=
2024 · €121k
2021: €30k
2022: €121k
2023: €230k
2024: €121k
2021 → 2025
Total assets
€454k▲ 59.9%
2024 · €284k
2021: €50k
2022: €213k
2023: €342k
2024: €284k
2021 → 2025
Net result
€140k▲ 29.9%
2024 · €108k
2021: €28k
2022: €91k
2023: €109k
2024: €108k
2021 → 2025
Working capital
€-16k
2024 · €48k
2021: €19k
2022: €91k
2023: €173k
2024: €48k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€121k▲ 302%€230k▲ 90.6%€121k▼ 47.5%€121k=
Operating result€40k-€127k▲ 217%€139k▲ 9.8%€134k▼ 4.1%€186k▲ 39.2%
Net result€28k-€91k▲ 218%€109k▲ 20.6%€108k▼ 1.2%€140k▲ 29.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 39% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €454k
Fixed assets
€201k▲ 136%
Current assets
€253k▲ 27.3%
Equity and liabilities €454k
Equity
€121k=
Debt
€333k▲ 104%
The debt ratio rises from 57.5% to 73.4%. Debt is higher.
Key figures and ratios
EBITDA
€195k▲
2024 · €143k
Cash flow
€150k▲
2024 · €117k
Solvency
26.6%▼
2024 · 42.5%
Current ratio
0.94▼
2024 · 1.31
Quick ratio
0.94▼
2024 · 1.31
Debt / equity
2.76▲
2024 · 1.35
ROE
116.3%▲
2024 · 89.5%
ROA
30.9%▼
2024 · 38.0%
Interest coverage
34.55▼
2024 · 69.44
Debt
€333k▲
2024 · €163k
Debt ≤ 1 year
€269k▲
2024 · €151k
Debt > 1 year
€64k▲
2024 · €12k
Income taxes
€49k▲
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€284k€454k▲
Fixed assets21/28€85k€201k▲
Tangible fixed assets22/27€25k€16k▼
Furniture and vehicles24€25k€16k▼
Financial fixed assets28€60k€185k▲
Current assets29/58€199k€253k▲
Amounts receivable within one year40/41€79k€91k▲
Trade receivables40€79k€91k▲
Other amounts receivable41€85€708▲
Current investments50/53€102k€138k▲
Cash at bank and in hand54/58€17k€22k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€284k€454k▲
Equity10/15€121k€121k=
Contributions10/11€2k€2k=
Reserves13€119k€119k=
Distributable reserves133€119k€119k=
Profit (loss) carried forward14€0€0=
Amounts payable17/49€163k€333k▲
Amounts payable after more than one year17€12k€64k▲
Financial debts170/4€12k€64k▲
Amounts payable within one year42/48€151k€269k▲
Current portion of amounts payable after more than one year42€23k€36k▲
Financial debts43-€2k
Credit institutions430/8-€2k
Trade debts44€335€379▲
Suppliers440/4€335€379▲
Taxes, remuneration and social security45€19k€23k▲
Taxes450/3€19k€23k▲
Other amounts payable47/48€109k€208k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€144k€197k▲
Operating profit (loss)9901€134k€186k▲
Financial income75/76B€9k€9k▲
Recurring financial income75€9k€9k▲
Financial charges65/66B€2k€6k▲
Recurring financial charges65€2k€6k▲
Profit (loss) for the period before taxes9903€140k€190k▲
Income taxes67/77€32k€49k▲
Profit (loss) for the period9904€108k€140k▲
Profit (loss) for the period to be appropriated9905€108k€140k▲
Appropriation of the result
Profit (loss) to be appropriated9906€108k€140k▲
Transfer from equity791/2€109k€0▼
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€217k€140k▼
Return on contributions (dividend)694€217k€140k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €140k ▲29.9%
Operating result €186k, net result €140k, both a record.
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €230k ▲90.6%
3 profitable years in a row build equity to €230k.
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €121k ▲302%
2 profitable years in a row build equity to €121k.
24-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vinkenstraat(H) 77712 MouscronGround area
1,097 m²
Building footprint
224 m²
Volume, LiDAR
994 m³
2 parcels, Wallonia · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
KD Accounting
since 20212.311.823.665
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54006P0970/00_000 | Wallonia | 889 m² | 1 · 184 m² | 4.8 m · 1 fl. |
| 54006M0027/00_000 | Wallonia | 208 m² | 1 · 40 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400ESABRT3O3X6Q82
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Of 12,175 companies in sector 69201 we hold annual accounts for 7,638. 6,523 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-01-2021
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:kenny@kdaccounting.be