KCD Consult
ActiveKCD Consult has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €326k and a net result of €93k. Equity is growing by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 51% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
98
/ 100
Excellent▲ +5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency97▼-3
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 1.97 against 3.72 in 2024), and 43.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.9%
Return on assets
16.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
20 d late
2023
on the day
2022
4 d early
2021
11 d early
2020
2 d early
2019
92 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€326k▼ 26.5%
2024 · €444k
2018: €235k
2019: €311k
2020: €299k
2021: €346k
2022: €361k
2023: €430k
2024: €444k
2018 → 2025
Total assets
€574k▼ 0.7%
2024 · €578k
2018: €323k
2019: €409k
2020: €474k
2021: €516k
2022: €443k
2023: €531k
2024: €578k
2018 → 2025
Net result
€93k▲ 4.2%
2024 · €89k
2018: €20k
2019: €76k
2020: €54k
2021: €63k
2022: €93k
2023: €89k
2024: €89k
2018 → 2025
Working capital
€239k▼ 32.8%
2024 · €355k
2018: €142k
2019: €223k
2020: €216k
2021: €266k
2022: €261k
2023: €335k
2024: €355k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€346k-€361k▲ 4.3%€430k▲ 19.3%€444k▲ 3.1%€326k▼ 26.5%
Operating result€87k-€126k▲ 45.0%€126k▲ 0.3%€124k▼ 1.5%€129k▲ 4.0%
Net result€63k-€93k▲ 48.7%€89k▼ 4.3%€89k▼ 0.4%€93k▲ 4.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 4% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €574k
Fixed assets
€90k▼ 1.6%
Current assets
€484k▼ 0.6%
Equity and liabilities €574k
Equity
€326k▼ 26.5%
Debt
€247k▲ 84.8%
The debt ratio rises from 23.2% to 43.1%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€131k▼
2024 · €134k
Cash flow
€94k▼
2024 · €99k
Solvency
56.9%▼
2024 · 76.8%
Current ratio
1.97▼
2024 · 3.72
Quick ratio
1.97▼
2024 · 3.72
Debt / equity
0.76▲
2024 · 0.30
ROE
28.4%▲
2024 · 20.1%
ROA
16.2%▲
2024 · 15.4%
Interest coverage
384.32▲
2024 · 245.61
Debt
€247k▲
2024 · €134k
Debt ≤ 1 year
€245k▲
2024 · €131k
Debt > 1 year
€2k=
2024 · €2k
Income taxes
€37k▲
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€578k€574k▼
Fixed assets21/28€91k€90k▼
Tangible fixed assets22/27€91k€90k▼
Land and buildings22€91k€90k▼
Financial fixed assets28€250€250=
Current assets29/58€486k€484k▼
Amounts receivable within one year40/41€37k€33k▼
Trade receivables40€37k€33k▼
Other amounts receivable41€29€23▼
Current investments50/53€414k€440k▲
Cash at bank and in hand54/58€32k€10k▼
Deferred charges and accrued income490/1€2k€969▼
Equity and liabilities
Total equity and liabilities10/49€578k€574k▼
Equity10/15€444k€326k▼
Contributions10/11€20k€20k=
Reserves13€397k€306k▼
Distributable reserves133€397k€306k▼
Profit (loss) carried forward14€26k€0▼
Amounts payable17/49€134k€247k▲
Amounts payable after more than one year17€2k€2k=
Financial debts170/4€0-
Other amounts payable178/9€2k€2k=
Amounts payable within one year42/48€131k€245k▲
Current portion of amounts payable after more than one year42€4k€0▼
Financial debts43€19€0▼
Credit institutions430/8€19€0▼
Trade debts44€2k€109▼
Suppliers440/4€2k€109▼
Taxes, remuneration and social security45€28k€13k▼
Taxes450/3€28k€13k▼
Other amounts payable47/48€98k€232k▲
Accrued charges and deferred income492/3€600€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€1k▼
Other operating charges640/8€3k€5k▲
Gross operating margin9900€138k€136k▼
Operating profit (loss)9901€124k€129k▲
Financial income75/76B€815€1k▲
Recurring financial income75€815€1k▲
Financial charges65/66B€547€340▼
Recurring financial charges65€547€340▼
Profit (loss) for the period before taxes9903€125k€130k▲
Income taxes67/77€36k€37k▲
Profit (loss) for the period9904€89k€93k▲
Profit (loss) for the period to be appropriated9905€89k€93k▲
Appropriation of the result
Profit (loss) to be appropriated9906€115k€119k▲
Profit (loss) brought forward from the previous period14P€26k€26k=
Transfer from equity791/2€76k€210k▲
Transfer to equity691/2€89k€119k▲
To other reserves6921€89k€119k▲
Profit to be distributed694/7€76k€210k▲
Return on contributions (dividend)694€76k€210k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €93k ▲48.7%
Net result €93k, the highest in the series.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Abelenstraat 422640 MortselGround area
364 m²
Building footprint
154 m²
Volume, LiDAR
944 m³
Parcel 11513C0135/00Z000, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Abelenstraat 42, 2640 Mortsel
since 20072.160.037.867
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11513C0135/00Z000 | Flanders | 364 m² | 1 · 154 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 37,530 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-02-2007
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.