KCBS GROUP
ActiveThe annual accounts of KCBS GROUP for fiscal year 2025 show a net loss of 52% of the equity at the start of that year. The 2025 annual accounts show equity of €4k and a net result of €-4k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 14% of 7993 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
37
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability24▼-3
Solvency30▼-5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.05 against 1.11 in 2024; short-term debt: 94.9% and cash: 1.9% of total assets), and 94.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.1%
Return on assets
-5.5%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-4k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 7993 sector peers (2025).
NBB · sector comparisonPosition among 7993 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-08-2026, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
22 d late
2024
33 d early
2023
30 d early
2022
41 d late
2021
1 d late
2020
8 d early
2019
67 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€4k▼ 51.7%
2024 · €8k
2018: €3k
2019: €2k
2020: €12k
2021: €12k
2022: €12k
2023: €11k
2024: €8k
2018 → 2025
Total assets
€72k▼ 4.3%
2024 · €75k
2018: €69k
2019: €68k
2020: €76k
2021: €78k
2022: €78k
2023: €77k
2024: €75k
2018 → 2025
Net result
€-4k▼ 19.5%
2024 · €-3k
2018: €4k
2019: €-88
2020: €10k
2021: €-511
2022: €633
2023: €-1k
2024: €-3k
2018 → 2025
Working capital
€4k▼ 51.7%
2024 · €8k
2018: €3k
2019: €2k
2020: €12k
2021: €12k
2022: €12k
2023: €11k
2024: €8k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€12k▲ 5.4%€11k▼ 11.2%€8k▼ 30.2%€4k▼ 51.7%
Operating result€-390-€762€-1k€-3k▼ 135%€-3k▼ 15.7%
Net result€-511-€633€-1k€-3k▼ 138%€-4k▼ 19.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €3k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €72k
Equity
€4k▼ 51.7%
Debt
€69k▲ 1.0%
The debt ratio rises from 89.9% to 94.9%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
5.1%▼
2024 · 10.1%
Current ratio
1.05▼
2024 · 1.11
Quick ratio
0.02▲
2024 · 0.01
Debt / equity
18.54▲
2024 · 8.86
ROE
-107.0%▼
2024 · -43.3%
ROA
-5.5%▼
2024 · -4.4%
Debt
€69k▲
2024 · €68k
Debt ≤ 1 year
€69k▲
2024 · €68k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€75k€72k▼
Current assets29/58€75k€72k▼
Stocks and contracts in progress3€75k€71k▼
Stocks30/36€75k€71k▼
Amounts receivable within one year40/41€142-
Other amounts receivable41€142-
Cash at bank and in hand54/58€351€1k▲
Equity and liabilities
Total equity and liabilities10/49€75k€72k▼
Equity10/15€8k€4k▼
Contributions10/11€1€1=
Capital10€1€1=
Issued capital100€1€1=
Profit (loss) carried forward14€8k€4k▼
Amounts payable17/49€68k€69k▲
Amounts payable within one year42/48€68k€69k▲
Taxes, remuneration and social security45-€205
Taxes450/3-€205
Other amounts payable47/48€68k€68k▲
Income statement
Code20242025
Other operating charges640/8€1k€512▼
Gross operating margin9900€-2k€-3k▼
Operating profit (loss)9901€-3k€-3k▼
Financial charges65/66B€337€515▲
Recurring financial charges65€337€515▲
Profit (loss) for the period before taxes9903€-3k€-4k▼
Profit (loss) for the period9904€-3k€-4k▼
Profit (loss) for the period to be appropriated9905€-3k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€4k▼
Profit (loss) brought forward from the previous period14P€11k€8k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 22 days late
2025
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series.
28-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 41 days late
2022
31-12
Financial
Back to profitnet €633
Net result €633 after one loss-making year.
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 67 days late
2019
19-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 50 days late
2018
01-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleuterweg 53550 Heusden-ZolderGround area
301 m²
Building footprint
301 m²
Volume, LiDAR
1,807 m³
Parcel 71025A1039/00N002, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Podium Belgium
since 20152.245.302.154
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71025A1039/00N002 | Flanders | 301 m² | 1 · 301 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PERSEVERANTIUS
BE 0561.962.570
Mechelen · Eq €4k
CHIHAB
BE 0542.611.367
Dilbeek · Eq €4k
Florceramica
BE 0479.976.982
Erpe-Mere · Eq €4k
JHSCR
BE 1009.382.196
Hamoir · Eq €4k
Belle, Ronde & Casual
BE 0763.932.903
Beersel · Eq €3k
Of 1,311 companies in sector 46423 we hold annual accounts for 812. 192 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-08-2015
Fiscal year end31-12
Activities, NACEBEL
46423Wholesale of clothing, excluding workwear and underwear
47711Retail sale of women's outerwear
47712Retail trade
47713Retail trade
47714Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.