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KC-COIFFURE & C°

Active
Private limited companyfounded 20197 yrs activeJ. Mertensstraat 4, 2330 Merksplas, BelgiumKBO/BCE: BE 0721.710.781

KC-COIFFURE & C° has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €302k and a net result of €72k. Equity is growing by ~34.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 4559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
89 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 10.46 against 8.39 in 2024; short-term debt: 9.4% and cash: 45.2% of total assets), and 9.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
90.6%
Return on assets
21.5%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 12-06-2025, 141 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
141 d early
2024
55 d early
2023
46 d early
2022
38 d early
2021
32 d early
2020
53 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close18-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€302k▲ 31.0%
2024 · €231k
2020: €23k 2021: €81k 2022: €128k 2023: €174k 2024: €231k
2020 → 2025
Total assets
€334k▲ 27.7%
2024 · €261k
2020: €77k 2021: €136k 2022: €179k 2023: €202k 2024: €261k
2020 → 2025
Net result
€72k▲ 25.1%
2024 · €57k
2020: €22k 2021: €58k 2022: €47k 2023: €46k 2024: €57k
2020 → 2025
Working capital
€297k▲ 31.4%
2024 · €226k
2020: €23k 2021: €82k 2022: €127k 2023: €167k 2024: €226k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€81k-€128k▲ 57.9%€174k▲ 35.7%€231k▲ 33.0%€302k▲ 31.0%
Operating result€81k-€69k▼ 15.0%€68k▼ 1.6%€82k▲ 21.7%€103k▲ 24.5%
Net result€58k-€47k▼ 18.8%€46k▼ 2.6%€57k▲ 25.4%€72k▲ 25.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2021: €81k€81kNet result 2021: €58k€58kOperating result 2022: €69k€69kNet result 2022: €47k€47kOperating result 2023: €68k€68kNet result 2023: €46k€46kOperating result 2024: €82k€82kNet result 2024: €57k€57kOperating result 2025: €103k€103kNet result 2025: €72k€72k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 25% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €334k
Fixed assets €5k▲ 15.0%
Current assets €328k▲ 27.9%
Equity and liabilities €334k
Equity €302k▲ 31.0%
Debt €31k▲ 2.6%
The debt ratio falls from 11.7% to 9.4%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€105k
2024 · €85k
Cash flow
€74k
2024 · €60k
Solvency
90.6%
2024 · 88.3%
Current ratio
10.46
2024 · 8.39
Quick ratio
10.39
2024 · 8.31
Debt / equity
0.10
2024 · 0.13
ROE
23.7%
2024 · 24.8%
ROA
21.5%
2024 · 21.9%
Interest coverage
374.63
2024 · 244.33
Debt
€31k
2024 · €31k
Debt ≤ 1 year
€31k
2024 · €31k
Income taxes
€34k
2024 · €28k
Staff costs
€45k
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€261k€334k
Fixed assets21/28€5k€5k
Tangible fixed assets22/27€5k€5k
Plant, machinery and equipment23€425€205
Furniture and vehicles24€1k€4k
Other tangible fixed assets26€3k€2k
Current assets29/58€257k€328k
Stocks and contracts in progress3€2k€2k
Stocks30/36€2k€2k
Amounts receivable within one year40/41€5k€399
Trade receivables40€5k€399
Current investments50/53€150k€175k
Cash at bank and in hand54/58€99k€151k
Deferred charges and accrued income490/1€503-
Equity and liabilities
Total equity and liabilities10/49€261k€334k
Equity10/15€231k€302k
Contributions10/11€6k€6k=
Reserves13€225k€296k
Distributable reserves133€225k€296k
Amounts payable17/49€31k€31k
Amounts payable within one year42/48€31k€31k
Current portion of amounts payable after more than one year42€1k-
Trade debts44€3k€3k
Suppliers440/4€3k€3k
Taxes, remuneration and social security45€26k€28k
Taxes450/3€20k€20k
Remuneration and social security454/9€6k€8k
Other amounts payable47/48€282€181
Income statement Code20242025
Remuneration, social security and pensions62€40k€45k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k
Other operating charges640/8€1k€2k
Gross operating margin9900€127k€152k
Operating profit (loss)9901€82k€103k
Financial income75/76B€3k€4k
Recurring financial income75€3k€4k
Financial charges65/66B€349€281
Recurring financial charges65€349€281
Profit (loss) for the period before taxes9903€85k€106k
Income taxes67/77€28k€34k
Profit (loss) for the period9904€57k€72k
Profit (loss) for the period to be appropriated9905€57k€72k
Appropriation of the result
Profit (loss) to be appropriated9906€57k€72k
Transfer to equity691/2€57k€72k
To other reserves6921€57k€72k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
12-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial Highest result since 2020net €72k ▲25.1%
Operating result €103k, net result €72k, both a record.
2024
06-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial Equity above €200kEq €231k ▲33%
5 profitable years in a row build equity to €231k.
2023
15-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial Equity above €150kEq €174k ▲35.7%
4 profitable years in a row build equity to €174k.
2022
23-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial Equity above €100kEq €128k ▲57.9%
3 profitable years in a row build equity to €128k.
2021
29-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2020
08-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
30-09-2025 Voeten Lieselotte: Resigned as Director
20-03-2023 Voeten Lieselotte: Resigned as Director
20-03-2023 LODEWIJCKX, Christel: Resigned as Director
31-12-2021 Vermeiren Silke: Resigned as Director
Location & real-estate footprint
Registered office, Merksplas · 1 establishment unit since 2019
establishment approximate The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

J. Mertensstraat 42330 Merksplas
Ground area
1,100 m²
Building footprint
144 m²
Volume, LiDAR
1,103 m³
Parcel 13023I0458/00C000, Flanders · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
J. Mertensstraat 4, 2330 Merksplas
Retail sale of cosmetics and toilet articles
since 20192.285.952.577
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13023I0458/00C000indicative Flanders 1,100 m² 1 · 144 m² 9.8 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 21,748 companies in sector 96210 we hold annual accounts for 2,829. 1,079 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded28-02-2019
Fiscal year end31-03
Activities, NACEBEL
96021Hairdressing
96210Hairdressing and barber services
47750Retail sale of cosmetics and toilet articles
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.