KBIT
ActiveSummary
KBIT has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €151k and a net result of €18k. Equity is growing by ~18.9% per year across the filed fiscal years. Its solvency ranks better than 88% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-14
Solvency100▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 5.53 against 3.75 in 2024; short-term debt: 17.9% and cash: 34.4% of total assets), and 18.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.6%
Return on assets
9.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
7 d early
2023
8 d early
2022
10 d late
2021
1 d early
2020
26 d early
2019
5 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€151k▲ 13.2%
2024 · €134k
2018: €25k
2019: €51k
2020: €67k
2021: €84k
2022: €91k
2023: €96k
2024: €134k
2018 → 2025
Total assets
€185k▲ 1.8%
2024 · €182k
2018: €357k
2019: €92k
2020: €90k
2021: €100k
2022: €140k
2023: €145k
2024: €182k
2018 → 2025
Net result
€18k▼ 53.1%
2024 · €38k
2018: €-88k
2019: €41k
2020: €16k
2021: €17k
2022: €7k
2023: €5k
2024: €38k
2018 → 2025
Working capital
€150k▲ 13.2%
2024 · €133k
2018: €-36k
2019: €42k
2020: €57k
2021: €74k
2022: €89k
2023: €95k
2024: €133k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€84k-€91k▲ 8.6%€96k▲ 5.1%€134k▲ 39.2%€151k▲ 13.2%
Operating result€20k-€13k▼ 37.5%€4k▼ 64.7%€53k▲ 1,068%€22k▼ 57.3%
Net result€17k-€7k▼ 56.4%€5k▼ 35.6%€38k▲ 703%€18k▼ 53.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 57% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €185k
Fixed assets
€2k ▲ 147%
Current assets
€184k ▲ 1.3%
Equity and liabilities €185k
Equity
€151k ▲ 13.2%
Debt
€34k ▼ 29.6%
Debt's share of the balance-sheet total falls from 26.6% to 18.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23k▼
2024 · €53k
Cash flow
€18k▼
2024 · €38k
Current ratio
5.53▲
2024 · 3.75
Debt to equity
0.23▼
2024 · 0.36
ROE
11.7%▼
2024 · 28.2%
ROA
9.5%▼
2024 · 20.7%
Interest coverage
45.81▼
2024 · 51.43
Debt ≤ 1 year
€33k▼
2024 · €48k
Income taxes
€8k▼
2024 · €16k
Staff costs
€0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€182k€185k▲
Fixed assets21/28€696€2k▲
Tangible fixed assets22/27€396€1k▲
Plant, machinery and equipment23€396€0▼
Furniture and vehicles24-€1k
Financial fixed assets28€300€300=
Current assets29/58€181k€184k▲
Amounts receivable after more than one year29€36k€59k▲
Other amounts receivable291€36k€59k▲
Amounts receivable within one year40/41€65k€49k▼
Trade receivables40€37k€16k▼
Other amounts receivable41€28k€33k▲
Cash at bank and in hand54/58€79k€64k▼
Deferred charges and accrued income490/1€2k€12k▲
Equity and liabilities
Total equity and liabilities10/49€182k€185k▲
Equity10/15€134k€151k▲
Contributions10/11€19k€19k=
Reserves13€115k€133k▲
Distributable reserves133€115k€133k▲
Amounts payable17/49€48k€34k▼
Amounts payable within one year42/48€48k€33k▼
Trade debts44€4k€4k▲
Suppliers440/4€4k€4k▲
Advances received on contracts in progress46€30k€0▼
Taxes, remuneration and social security45€15k€29k▲
Taxes450/3€12k€26k▲
Remuneration and social security454/9€3k€3k▲
Accrued charges and deferred income492/3€0€859▲
Income statement
Code20242025
Remuneration, social security and pensions62-€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€792€547▼
Other operating charges640/8€617€654▲
Gross operating margin9900€54k€24k▼
Operating profit (loss)9901€53k€22k▼
Financial income75/76B€2k€4k▲
Recurring financial income75€2k€4k▲
Financial charges65/66B€1k€501▼
Recurring financial charges65€1k€501▼
Profit (loss) for the period before taxes9903€54k€26k▼
Income taxes67/77€16k€8k▼
Profit (loss) for the period9904€38k€18k▼
Profit (loss) for the period to be appropriated9905€38k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€38k€18k▼
Transfer to equity691/2€38k€18k▼
To other reserves6921€38k€18k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €151k ▲13.2%
7 profitable years in a row build equity to €151k.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €134k ▲39.2%
6 profitable years in a row build equity to €134k.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
2022
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
05-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 5 days late
2019
31-12
Financial
Back to profitnet €41k
Net result €41k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 2.45
Current ratio from 0.84 to 2.45; short-term debt falls from €222k to €29k.
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Regentiestraat 299100 Sint-NiklaasGround area
317 m²
Building footprint
317 m²
Volume, LiDAR
3,635 m³
Parcel 46443E0360/00W007, Flanders · tallest building 14.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
KBIT
since 20022.330.015.521
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46443E0360/00W007 | Flanders | 316 m² | 1 · 316 m² | 14.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CHICKEN-BOY KURT
BE 0696.866.113
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Natureroofs - Naturepools
BE 0808.861.521
Stekene · Eq €150,221
LA TABLE D'UPIGNAC
BE 0472.563.907
Eghezée · Eq €150,105
MEVERCO
BE 0473.913.492
Tremelo · Eq €149,934
MAGNUM OPUS EVENTS
BE 0833.153.487
Hasselt · Eq €149,500
Of 3,827 companies in sector 47210 we hold annual accounts for 966. 749 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-05-2002
Fiscal year end31-12
Activities, NACEBEL 2025
47210Retail sale of fruit and vegetables
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.