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KBBK

Active
Private limited companyfounded 20242 yrs activeRue de Beaumont 200, 6030 Charleroi, BelgiumKBO/BCE: BE 1009.039.233
Summary

The computed 12-month bankruptcy probability of KBBK is 5.6% (elevated). The 2025 annual accounts show equity of €9,051 and a net result of -€10,949. Its solvency ranks better than 38% of 13874 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability17
Solvency42
Growth-
Track record67
Bankruptcy probability, 12 months
5.6% Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.46; short-term debt: 64.7% of total assets), and 82.9% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
17.1%
Return on assets
-20.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-04-2026, 116 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
116 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 2 May 2024, KBBK was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€9,051
Total assets
€52,862
Net result
-€10,949
Working capital
-€18,475

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €52,862
Fixed assets €37,139
Current assets €15,723
Equity and liabilities €52,862
Equity €9,051
Debt €43,811
Debt finances 82.9% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€10,454
Cash flow
€5,265
Current ratio
0.46
Quick ratio
0.32
Debt to equity
4.84
ROE
-121.0%
ROA
-20.7%
Interest coverage
2.01
Debt ≤ 1 year
€34,198
Debt > 1 year
€9,613
Staff costs
€100,536

Peer companies

Historical observation

Of the 1,207 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a loss of 10% of the balance sheet or more
4.6% went bankrupt
4.6% stopped otherwise
90% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 5.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,207 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 37 lines
Balance sheet Code2025
Assets
Total assets20/58€52,862
Fixed assets21/28€37,139
Intangible fixed assets21€8,384
Tangible fixed assets22/27€16,115
Land and buildings22€16,115
Financial fixed assets28€12,640
Current assets29/58€15,723
Stocks and contracts in progress3€4,819
Stocks30/36€4,819
Amounts receivable within one year40/41€255
Other amounts receivable41€255
Current investments50/53€10,649
Equity and liabilities
Total equity and liabilities10/49€52,862
Equity10/15€9,051
Contributions10/11€20,000
Profit (loss) carried forward14-€10,949
Amounts payable17/49€43,811
Amounts payable after more than one year17€9,613
Financial debts170/4€9,613
Amounts payable within one year42/48€34,198
Current portion of amounts payable after more than one year42€3,385
Trade debts44€2,291
Suppliers440/4€2,291
Taxes, remuneration and social security45€4,115
Taxes450/3€4,115
Other amounts payable47/48€24,407
Income statement Code2025
Remuneration, social security and pensions62€100,536
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16,214
Other operating charges640/8€925
Gross operating margin9900€111,915
Operating profit (loss)9901-€5,760
Financial charges65/66B€5,189
Recurring financial charges65€5,189
Profit (loss) for the period before taxes9903-€10,949
Profit (loss) for the period9904-€10,949
Profit (loss) for the period to be appropriated9905-€10,949
Appropriation of the result
Profit (loss) to be appropriated9906-€10,949

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€100,536
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16,214
Other operating charges640/8€925
Gross operating margin9900€111,915
Operating profit (loss)9901-€5,760
Financial charges65/66B€5,189
Recurring financial charges65€5,189
Profit (loss) for the period before taxes9903-€10,949
Profit (loss) for the period9904-€10,949
Profit (loss) for the period to be appropriated9905-€10,949
Line2025
Assets
Total assets20/58€52,862
Fixed assets21/28€37,139
Intangible fixed assets21€8,384
Tangible fixed assets22/27€16,115
Land and buildings22€16,115
Financial fixed assets28€12,640
Current assets29/58€15,723
Stocks and contracts in progress3€4,819
Stocks30/36€4,819
Amounts receivable within one year40/41€255
Other amounts receivable41€255
Current investments50/53€10,649
Equity and liabilities
Total equity and liabilities10/49€52,862
Equity10/15€9,051
Contributions10/11€20,000
Profit (loss) carried forward14-€10,949
Amounts payable17/49€43,811
Amounts payable after more than one year17€9,613
Financial debts170/4€9,613
Amounts payable within one year42/48€34,198
Current portion of amounts payable after more than one year42€3,385
Trade debts44€2,291
Suppliers440/4€2,291
Taxes, remuneration and social security45€4,115
Taxes450/3€4,115
Other amounts payable47/48€24,407
Line2025
Profit (loss) for the period9904-€10,949
+ Depreciation and write-downs630€16,214
Operating cash flow (approximation)€5,265

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
06-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2024
seat establishment approximate The establishment unit on the map
Ground area
249 m²
Building footprint
68 m²
Parcel 52044B0503/00L013, Wallonia. Linked by address, not a title deed.
1 establishment unit
KBBK
Rue de Beaumont 200, 6030 CharleroiFood and beverage service activities
since 20242.359.029.805
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52044B0503/00L013 Wallonia 249 m² 1 · 68 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Charleroi2.359.029.805
1 permission
Toelating · Eetgelegenheid · since 16-05-2024

Similar companies · same sector, comparable size

Of 7,494 companies in this sector we hold annual accounts for 2,452. 1,456 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded02-05-2024
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56210Event catering
E-invoicing
Reachable via Peppol
Peppol ID 0208:1009039233
Also 9925:BE1009039233
Registered 10-06-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.