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KB Decora

Active
Private limited companyfounded 2022active for 3 yearsWesterlaan 18, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 0792.556.217
Summary

The computed 12-month bankruptcy probability of KB Decora is 6.5% (elevated). The 2024 annual accounts show equity of €20,551 and a net result of €15,428. Its solvency ranks better than 59% of 35,968 sector peers (NACE 43, financial year 2024). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags).

Overview

Activity
Painting of buildings
NACE 43341
1 site
Size
€37,797total assets 2024
Equity
€20,551
Profit
€15,428
Turnover not published (micro format)
Financial health
39 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
6.5%
Structure
Accounts 75 days overdue0 of 2 deeds read
Why 39raises riskFigures for financial year 2024 (filed 09-07-2025)1 change of registered office in 24 monthsEx-officio strike-off in the KBOlowers riskLiquidity: current ratio 2.06, cash €28,601Show the evidence

Checked score

Score 2024
39 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 81% of its sector peers (NACE 43, micro)
Financial strength · tick = 2023
Strong
Solvency 79-13
equity 54.4% of total assets
Liquidity 78+42
short-term debt 45.6% · cash 75.7%
Profitability 100+62
return on assets 40.8%
Bankruptcy probability, 12 months
6.5% Elevated
0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,540 companies, NACE 43, micro)
Last 24 months 11-2024: 3.5% 12-2024: 3.5%● unchanged vs 11-2024 01-2025: 3.6%▲ +0.1 percentage points vs 12-2024 02-2025: 3.6%● unchanged vs 01-2025 03-2025: 9.2%▲ +5.6 percentage points vs 02-2025 04-2025: 10.7%▲ +1.5 percentage points vs 03-2025 05-2025: 11.1%▲ +0.4 percentage points vs 04-2025 06-2025: 11.1%● unchanged vs 05-2025 07-2025: 11.4%▲ +0.3 percentage points vs 06-2025highest value 08-2025: 2.3%▼ -9.1 percentage points vs 07-2025 09-2025: 2.3%● unchanged vs 08-2025 10-2025: 2.3%● unchanged vs 09-2025 11-2025: 2.3%● unchanged vs 10-2025 12-2025: 2.3%● unchanged vs 11-2025 01-2026: 2.1%▼ -0.2 percentage points vs 12-2025 02-2026: 2.0%▼ -0.1 percentage points vs 01-2026lowest value 03-2026: 2.1%▲ +0.1 percentage points vs 02-2026 04-2026: 2.4%▲ +0.3 percentage points vs 03-2026 05-2026: 2.9%▲ +0.5 percentage points vs 04-2026 06-2026: 2.4%▼ -0.5 percentage points vs 05-2026 07-2026: 2.4%● unchanged vs 06-2026 08-2026: 3.4%▲ +1.0 percentage point vs 07-2026 09-2026: 3.5%▲ +0.1 percentage points vs 08-2026 10-2026: 6.5%▲ +3.0 percentage points vs 09-2026
Credit of up to €500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity ample (current ratio 2.06, compared with 1.92 in 2023, above the usual 1.5; short-term debt: 45.6% and cash: 75.7% of total assets), and 45.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 59% on solvency, 76% on liquidity, 93% on profitability and 97% on growth.

The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2024 (filed 09-07-2025)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Liquidity: current ratio 2.06, cash €28,601
NBB · annual accounts
raises risk · Ex-officio strike-off in the KBO
KBO publications
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 75 days later.
NBB · 2 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline14-10-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-07-2025, 22 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
not filed
2024
22 days early
2023
44 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 11 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Address struckWesterlaan 18 9100 Die Sitzadresse…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 75 days late View
  • Total assets 20242 financial years filed €37,797 View
  • Active since 2022founded 17-10-2022 3 years View

By topic

Financials

Financial year
2024
Total assets
€37,797
Profit
€15,428
Solvency
54.4%
Total assets▲ 397%
Net result
20232024
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Painting of buildingsNACE 43341
Founded
17-10-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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