KAZA & CO
ActiveSummary
The computed 12-month bankruptcy probability of KAZA & CO is 1.9% (moderate). The 2024 annual accounts show equity of €20k and a net result of €430. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 40% of 26043 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
41
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability39▼-13
Solvency46▲+12
Growth85=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.26 against 1.1 in 2023; short-term debt: 79.1% and cash: 3.7% of total assets), and 79.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
20.9%
Return on assets
0.5%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €20k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
51 d late
2022
239 d late
2021
597 d late
2020
961 d late
2019
47 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€124k▲ 208%
2018 · €40k
2018: €40k
2018 → 2019
EBIT margin
9.9%▲ 42.8pp
2018 · -32.9%
2018: -32.9%
2018 → 2019
Net result
€430▼ 90.8%
2023 · €5k
2018: €-13k
2019: €12k
2020: €942
2021: €-10k
2022: €6k
2023: €5k
2018 → 2024
Working capital
€20k▲ 183%
2023 · €7k
2018: €-7k
2019: €5k
2020: €6k
2021: €-4k
2022: €2k
2023: €7k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€6k-€-4k€2k€7k▲ 198%€20k▲ 183%
Operating result€942-€-10k€6k€5k▼ 21.5%€2k▼ 55.6%
Net result€942-€-10k€6k€5k▼ 21.5%€430▼ 90.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 56% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €95k
Equity
€20k ▲ 183%
Debt
€75k ▲ 3.0%
Debt's share of the balance-sheet total falls from 91.3% to 79.1%. Equity and debt are higher.
Key figures and ratios
Current ratio
1.26▲
2023 · 1.10
Quick ratio
0.46▼
2023 · 0.55
Debt to equity
3.79▼
2023 · 10.43
ROE
2.2%▼
2023 · 66.4%
ROA
0.5%▼
2023 · 5.8%
Debt ≤ 1 year
€75k▲
2023 · €73k
Income taxes
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 35 lines
Balance sheet
Code20232024
Assets
Total assets20/58€80k€95k▲
Current assets29/58€80k€95k▲
Stocks and contracts in progress3€40k€61k▲
Stocks30/36€40k€61k▲
Amounts receivable within one year40/41€35k€31k▼
Trade receivables40€35k€31k▼
Cash at bank and in hand54/58€6k€4k▼
Equity and liabilities
Total equity and liabilities10/49€80k€95k▲
Equity10/15€7k€20k▲
Contributions10/11€6k€19k▲
Capital10€6k-
Issued capital100€19k-
Uncalled capital101€12k-
Profit (loss) carried forward14€799€1k▲
Amounts payable17/49€73k€75k▲
Amounts payable within one year42/48€73k€75k▲
Trade debts44€12k€26k▲
Suppliers440/4€12k€26k▲
Advances received on contracts in progress46€116€116=
Taxes, remuneration and social security45€46k€13k▼
Taxes450/3-€13k
Remuneration and social security454/9€46k-
Other amounts payable47/48€15k€37k▲
Income statement
Code20232024
Goods, raw materials, services and sundry goods60/61€175k-
Other operating charges640/8-€890
Gross operating margin9900€5k€3k▼
Operating profit (loss)9901€5k€2k▼
Financial charges65/66B-€395
Recurring financial charges65-€395
Profit (loss) for the period before taxes9903€5k€2k▼
Income taxes67/77-€1k
Profit (loss) for the period9904€5k€430▼
Profit (loss) for the period to be appropriated9905€5k€430▼
Appropriation of the result
Profit (loss) to be appropriated9906€799€1k▲
Profit (loss) brought forward from the previous period14P€-4k€799▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
24-08
State Gazette act
Appointment: Rachid Ben Amar (director)Registered-office move3 facts ▸
State Gazette act
Appointment: Rachid Ben Amar (director)
Registered-office move3 facts ▸
- General meeting, 01-06-2026
- Registered-office move, Rue de la Colonne 1A, 1080 Molenbeek-Saint-Jean
- Director appointment, Rachid Ben Amar (director)
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
20-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 51 days late
26-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 239 days late
19-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 597 days late
18-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 961 days late
2022
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
2020
16-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 47 days late
21-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 205 days late
2019
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
Rachid Ben Amar
CurrentDirector · since 01-07-2026
01-07-2026
Appointed as Director
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kolomstraat 1A1080 Sint-Jans-MolenbeekGround area
2,975 m²
Building footprint
521 m²
Volume, LiDAR
4,587 m³
2 parcels, Brussels · tallest building 19.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
KAZA & CO
since 20182.272.824.519
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21522B0623/00L000 | Brussels | 2,442 m² | 1 · 406 m² | 19.8 m · 2 fl. |
| 21306D0127/00K003 | Brussels | 533 m² | 1 · 114 m² | 14.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0479.900.669
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Sonic
BE 1010.116.230
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DLD Technics
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Of 1,510 companies in sector 47540 we hold annual accounts for 805. 393 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded11-12-2017
Fiscal year end31-12
Activities, NACEBEL 2025
47540Retail sale of electrical household appliances
46431Wholesale of electrical household appliances and audio-video equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.