KATRIEN DE DECKER ARCHITECT
ActiveKATRIEN DE DECKER ARCHITECT has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €56k and a net result of €16k. Equity is growing by ~27.2% per year across the filed fiscal years. Its solvency ranks better than 71% of 11615 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability96▲+10
Solvency99▲+30
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.67 against 1.82 in 2023; short-term debt: 26.5% and cash: 64.5% of total assets), and 26.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-07-2025, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
9 d early
2023
29 d early
2022
28 d early
2021
1 d late
2020
24 d late
2019
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€56k▲ 7.6%
2023 · €52k
2018: €3k
2019: €31k
2020: €26k
2021: €28k
2022: €40k
2023: €52k
2018 → 2024
Total assets
€76k▼ 35.3%
2023 · €118k
2018: €19k
2019: €50k
2020: €45k
2021: €38k
2022: €54k
2023: €118k
2018 → 2024
Net result
€16k▲ 3.7%
2023 · €16k
2018: €7k
2019: €22k
2020: €-5k
2021: €3k
2022: €16k
2023: €16k
2018 → 2024
Working capital
€54k▲ 1.8%
2023 · €53k
2018: €4k
2019: €11k
2020: €12k
2021: €21k
2022: €40k
2023: €53k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€26k-€28k▲ 8.3%€40k▲ 41.8%€52k▲ 30.1%€56k▲ 7.6%
Operating result€-4k-€6k€20k▲ 233%€20k▼ 1.8%€21k▲ 5.8%
Net result€-5k-€3k€16k▲ 445%€16k▼ 1.6%€16k▲ 3.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 6% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €76k
Fixed assets
€2k▲ 1,084%
Current assets
€74k▼ 37.0%
Equity and liabilities €76k
Equity
€56k▲ 7.6%
Debt
€20k▼ 69.2%
The debt ratio falls from 55.8% to 26.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€22k▲
2023 · €21k
Cash flow
€17k▲
2023 · €16k
Solvency
73.5%▲
2023 · 44.2%
Current ratio
3.67▲
2023 · 1.82
Quick ratio
3.67▲
2023 · 1.82
Debt / equity
0.36▼
2023 · 1.26
ROE
29.3%▼
2023 · 30.4%
ROA
21.5%▲
2023 · 13.4%
Interest coverage
57.81▲
2023 · 19.55
Debt
€20k▼
2023 · €66k
Debt ≤ 1 year
€20k▼
2023 · €65k
Income taxes
€4k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€118k€76k▼
Fixed assets21/28€185€2k▲
Intangible fixed assets21-€2k
Tangible fixed assets22/27€185€0▼
Plant, machinery and equipment23€185€0▼
Current assets29/58€118k€74k▼
Amounts receivable within one year40/41€73k€22k▼
Trade receivables40€21k€22k▲
Other amounts receivable41€52k€53▼
Cash at bank and in hand54/58€42k€49k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€118k€76k▼
Equity10/15€52k€56k▲
Contributions10/11€19k€19k=
Reserves13€34k€38k▲
Distributable reserves133€34k€38k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€66k€20k▼
Amounts payable within one year42/48€65k€20k▼
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3€3k€3k▲
Other amounts payable47/48€58k€15k▼
Accrued charges and deferred income492/3€1k€0▼
Income statement
Code20232024
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€458€490▲
Other operating charges640/8€944€587▼
Gross operating margin9900€22k€22k▲
Operating profit (loss)9901€20k€21k▲
Financial income75/76B€342€0▼
Recurring financial income75€342€0▼
Financial charges65/66B€1k€377▼
Recurring financial charges65€1k€377▼
Profit (loss) for the period before taxes9903€19k€21k▲
Income taxes67/77€4k€4k▲
Profit (loss) for the period9904€16k€16k▲
Profit (loss) for the period to be appropriated9905€16k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€16k▲
Transfer to equity691/2€12k€4k▼
To other reserves6921€12k€4k▼
Profit to be distributed694/7€4k€13k▲
Return on contributions (dividend)694€800€10k▲
Directors or managers695€3k€3k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 3.67
Current ratio from 1.82 to 3.67; short-term debt falls from €65k to €20k.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 3.39
Current ratio from 1.68 to 3.39; short-term debt falls from €17k to €9k.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Weakest financial yearnet €-5k ▼123%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Highest result since 2018net €22k ▲196%
Operating result €33k, net result €22k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
13-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
05-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merchtem · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Linthoutstraat 601785 MerchtemGround area
1,918 m²
Building footprint
302 m²
Volume, LiDAR
261 m³
Parcel 23012C0012/00F000, Flanders · tallest building 7.3 m. Linked by address, not a title deed.
1 establishment unit
KATRIEN DE DECKER ARCHITECT
since 20142.238.361.013
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23012C0012/00F000 | Flanders | 1,918 m² | 1 · 302 m² | 7.3 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 18,254 companies in sector 71111 we hold annual accounts for 6,321. 5,388 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-12-2014
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.