KATPAT
ActiveSummary
KATPAT has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €176,082 and a net result of €145,056. Equity is shrinking by ~2.6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2026
Axes · tick = 2025
Profitability90▲+69
Solvency45▲+17
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12,000 at 30 days acceptable
Liquidity short (current ratio 0.69 against 0.67 in 2025; short-term debt: 38.8% of total assets), and 79.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
20.5%
Return on assets
16.8%
Age of the figures
3 mo
lowers risk · Growing equity
Reported equity is higher than in 2024 and did not fall compared with 2025. These amounts do not establish the cause of the change.
NBB · annual accounts 2026Equity per financial year
1920212223242526
2019 to 2026 · latest year €176,082
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 25-09-2026, 128 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
128 d early
2025
27 d late
2024
51 d early
2023
47 d early
2022
14 d early
2021
52 d early
2020
40 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 44 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today. Usually files around 15 December (4 of the last 5 filed years within 74 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today30-06-2027 close31-01-2028 deadline
History
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Financials · fiscal year 2026, abbreviated schema
Equity
€176,082▲ 468%
2025 · €31,026
Total assets
€860,960▼ 5.3%
2025 · €908,931
Net result
€145,056
2025 · -€34,316
Working capital
-€105,008▲ 16.6%
2025 · -€125,866
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023202420252026
Operating result€29,550▼ 11.0%€16,201▼ 45.2%-€2,441€99,802€167,224▲ 67.6%
Net result€5,397▼ 20.0%-€28,486-€90,756▼ 219%-€34,316▲ 62.2%€145,056
Equity€184,585▲ 3.0%€156,099▼ 15.4%€65,343▼ 58.1%€31,026▼ 52.5%€176,082▲ 468%
Total assets€528,758▼ 11.7%€1.2m▲ 136%€2.1m▲ 67.2%€908,931▼ 56.4%€860,960▼ 5.3%
Debt€344,173▼ 18.0%€1.1m▲ 217%€2.0m▲ 85.1%€750,405▼ 62.9%€684,878▼ 8.7%
Working capital€323,364▼ 6.1%€11,683▼ 96.4%-€476,811-€125,866▲ 73.6%-€105,008▲ 16.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2024 the operating result has climbed two years in a row; 2026 is 68% above 2025 and is the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €860,960
Fixed assets
€632,123 ▼ 3.0%
Current assets
€228,837 ▼ 11.1%
Equity and liabilities €860,960
Equity
€176,082 ▲ 468%
Provisions
€0 ▼ 100%
Debt
€684,878 ▼ 8.7%
Debt's share of the balance-sheet total falls from 82.6% to 79.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€186,749▲
2025 · €119,240
Cash flow
€164,581▲
2025 · -€14,878
Current ratio
0.69▲
2025 · 0.67
Quick ratio
0.00▼
2025 · 0.03
Debt to equity
3.89▼
2025 · 24.19
ROE
82.4%▲
2025 · -110.6%
ROA
16.8%▲
2025 · -3.8%
Interest coverage
8.25▲
2025 · 0.89
Debt ≤ 1 year
€333,845▼
2025 · €383,149
Debt > 1 year
€351,033▼
2025 · €367,256
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,613 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.
- Small
- 20 years or older
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
2.0%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,613 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €344,601 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,284 | €29,368 | €56,778 | €19,438 | €19,525 | ▲ 0.4% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | €127,500 | -€127,500 | ▼ 200% |
| Other operating charges640/8 | €3,093 | €5,201 | €9,424 | €7,757 | €882 | ▼ 88.6% |
| Gross operating margin9900 | €47,928 | €50,770 | €63,761 | €254,498 | €60,131 | ▼ 76.4% |
| Operating profit (loss)9901 | €29,550 | €16,201 | -€2,441 | €99,802 | €167,224 | ▲ 67.6% |
| Financial income75/76B | - | - | - | €7 | €454 | ▲ 6,581% |
| Recurring financial income75 | - | - | - | €7 | €454 | ▲ 6,581% |
| Financial charges65/66B | €22,192 | €44,687 | €88,315 | €134,126 | €22,623 | ▼ 83.1% |
| Recurring financial charges65 | €22,192 | €44,687 | €88,315 | €134,126 | €22,623 | ▼ 83.1% |
| Profit (loss) for the period before taxes9903 | €7,359 | -€28,486 | -€90,756 | -€34,316 | €145,056 | ▲ 523% |
| Income taxes67/77 | €1,962 | - | - | - | - | - |
| Profit (loss) for the period9904 | €5,397 | -€28,486 | -€90,756 | -€34,316 | €145,056 | ▲ 523% |
| Profit (loss) for the period to be appropriated9905 | €5,397 | -€28,486 | -€90,756 | -€34,316 | €145,056 | ▲ 523% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €528,758 | €1.2m | €2.1m | €908,931 | €860,960 | ▼ 5.3% |
| Fixed assets21/28 | €152,843 | €1.2m | €1.9m | €651,648 | €632,123 | ▼ 3.0% |
| Tangible fixed assets22/27 | €152,843 | €1.2m | €1.9m | €651,648 | €632,123 | ▼ 3.0% |
| Land and buildings22 | €152,843 | €1.2m | €1.9m | €651,648 | €632,123 | ▼ 3.0% |
| Current assets29/58 | €375,915 | €96,788 | €205,917 | €257,283 | €228,837 | ▼ 11.1% |
| Stocks and contracts in progress3 | - | - | €203,229 | €247,313 | €228,837 | ▼ 7.5% |
| Stocks30/36 | - | - | €203,229 | €247,313 | €228,837 | ▼ 7.5% |
| Amounts receivable within one year40/41 | €375,915 | €94,448 | - | - | - | - |
| Other amounts receivable41 | €375,915 | €94,448 | - | - | - | - |
| Cash at bank and in hand54/58 | - | €1,127 | €396 | €9,970 | - | - |
| Deferred charges and accrued income490/1 | - | €1,214 | €2,291 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €528,758 | €1.2m | €2.1m | €908,931 | €860,960 | ▼ 5.3% |
| Equity10/15 | €184,585 | €156,099 | €65,343 | €31,026 | €176,082 | ▲ 468% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €141,860 | €101,860 | €41,860 | €41,860 | €41,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €140,000 | €100,000 | €40,000 | €40,000 | €40,000 | = |
| Profit (loss) carried forward14 | €24,125 | €35,639 | €4,883 | -€29,434 | €115,622 | ▲ 493% |
| Provisions and deferred taxes16 | - | - | - | €127,500 | - | - |
| Provisions for liabilities and charges160/5 | - | - | - | €127,500 | - | - |
| Other liabilities and charges164/5 | - | - | - | €127,500 | - | - |
| Amounts payable17/49 | €344,173 | €1.1m | €2.0m | €750,405 | €684,878 | ▼ 8.7% |
| Amounts payable after more than one year17 | €291,621 | €998,883 | €1.3m | €367,256 | €351,033 | ▼ 4.4% |
| Financial debts170/4 | €291,621 | €998,883 | €1.3m | €365,206 | €351,033 | ▼ 3.9% |
| Other amounts payable178/9 | - | - | €2,520 | €2,050 | - | - |
| Amounts payable within one year42/48 | €52,551 | €85,105 | €682,728 | €383,149 | €333,845 | ▼ 12.9% |
| Current portion of amounts payable after more than one year42 | €39,366 | €67,739 | €62,682 | €13,544 | €14,173 | ▲ 4.6% |
| Financial debts43 | €4,072 | - | €13,931 | €125,000 | €128,914 | ▲ 3.1% |
| Credit institutions430/8 | €4,072 | - | €13,931 | €125,000 | €128,914 | ▲ 3.1% |
| Trade debts44 | €7,151 | €15,404 | €176,096 | €183,518 | €7,494 | ▼ 95.9% |
| Suppliers440/4 | €7,151 | €15,404 | €176,096 | €183,518 | €7,494 | ▼ 95.9% |
| Taxes, remuneration and social security45 | €1,962 | €1,962 | - | - | - | - |
| Taxes450/3 | €1,962 | €1,962 | - | - | - | - |
| Other amounts payable47/48 | - | - | €430,020 | €61,087 | €183,264 | ▲ 200% |
| Accrued charges and deferred income492/3 | - | €8,300 | €5,512 | - | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,397 | -€28,486 | -€90,756 | -€34,316 | €145,056 | ▲ 523% |
| + Depreciation and write-downs630 | €15,284 | €29,368 | €56,778 | €19,438 | €19,525 | ▲ 0.4% |
| Operating cash flow (approximation) | €20,681 | €882 | -€33,978 | -€14,878 | €164,581 | ▲ 1,206% |
| Investment in fixed assets (approximation) | - | -€1.0m | -€786,166 | €1.2m | €0 | ▼ 100% |
| Change in cash | - | - | -€731 | €9,574 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
25-09
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
30-06
Financial
Back to profitnet €145,056
Net result €145,056 after 3 loss-making years.
30-06
Financial
Equity above €150,000Eq €176,082 ▲468%
Equity rises from €31,026 to €176,082.
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2024
11-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Weakest financial yearnet -€90,756
Net result drops to -€90,756, the lowest in the series; recovery starts the following year.
2023
15-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
17-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
10-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
22-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial
Back to profitnet €2,464
Net result €2,464 after one loss-making year.
2019
23-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
11-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
11-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2016
Ground area
393 m²
Building footprint
593 m²
Volume, LiDAR
4,658 m³
2 parcels, Flanders · tallest building 19.6 m, ±5 floors. Linked by address, not a title deed.
9
companies at this address
See who is registered here
1 establishment unit
Katpat
since 20162.251.478.480
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24502B0302/00V003 | Flanders | 292 m² | 1 · 333 m² | 19.6 m · 5 fl. |
| 24111B0179/00X000 | Flanders | 101 m² | 1 · 260 m² | 7.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 6,240 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 6,240 EUR | 0 EUR |
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded23-10-1997
Fiscal year end30-06
E-invoicing
Reachable via Peppol
Peppol ID
0208:0461740487
Also
9925:BE0461740487
Registered
13-02-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.